Kim Larson
849 Premier Way #310 T8H 0V2 Sherwood Park, AB, Canada

Fixed vs. variable, it’s the age old question. Fixed rate means your rate will not change for the term of your mortgage. Variable means your rate will fluctuate as the Bank of Canada rate changes.... Wanna know more about the pros and cons for either style of mortgage? Connect with me today! Kim Larson 780-984-5725 [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #variable #fixed #rates #education

Did you know that you can use the equity in your home to work for you? Some homeowners use their equity to invest in the stock market, purchase real estate, home renovations, kids education, extended vacations etc. The choice is yours! Connect with me to learn how we can make your future that much richer! Kim Larson ... [email protected] 780-984-5725 Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #variable #fixed #rates #education

Congratulations @loupilling!!!! Thank you to everyone who entered. We had over 1100 entries!! #mortgagebroker #sherwoodparkmortgagebroker #sherwoodpark #contesttime #winnerwinner #flaremortgagegroup #HappinessCreator

Welcome to the Flare Mortgage Group Getaway Contest! Contest open from Thursday March 11th until Tuesday March 16th 11:59pm Enter to win a relaxing two night stay in Banff at the luxurious Rimrock Resort Hotel... Daily breakfast included for two adults. Divine food and a fantastic view at the Sky Bistro including a breathtaking Gondola ride *package is for two people, beverages not included, expires Dec 31, 2021 *only one prize offered from the brokerage 1 entry if you like this post, follow my business page and tag 2 friends 1 entry if you share it to your timeline or story and tag @... Kim Larson 780-984-5725 [email protected] Flare Mortgage Group www.flaremortgagegroup.com @rimrockresort @skybistrobanff #flaremortgagegroup #shpk #shpklocal #yeg #yeglocal #shoplocal #alberta #albertacanada #realtor #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #savingmoney #bestbroker #contest #giveaway #Banff #getaway

The decision chair has four legs: income, equity, credit, and property. If one of the legs is weak, then the chair will become wobbly. If two of the legs are weak, the chair can become very unstable. Building a strong chair helps you with obtaining your mortgage. Do you want to find out how stable your chair is? Call me today! Kim Larson... 780-984-5725 [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #income #equity #credit #property #chair

While no financial institution will lend 100% of the value of your home, there is the option where you can borrow your down payment. Known as a Flex-Down Payment, this option is a great way to get into a primary residence without having the down payment saved. Therefore you get to own a property, have asset appreciation, and pay down your mortgage instead of somebody else's. Some conditions apply, ask me for details today! Kim Larson 780-984-5725... [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #flexdown #nodownpaymentnoproblem

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If you're looking to purchase a home with less than 20% down payment, you’ll need mortgage default insurance through CMHC, Sagen or Canada Guaranty. This means there will be a one time insurance premium added to your mortgage which is calculated based on the amount of your down payment. Don't worry, mortgage insurance is built right into your mortgage payments. Connect with me today for more information. Kim Larson 780-984-5725 [email protected]... Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #mortgageinsurance #cmhc #sagen #canadaguaranty

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Are your interest rates higher than you’d like? Are you having difficulty balancing your budget? Has your income recently gone down or is less stable? If you are a homeowner with more than 20% equity in your home, you can take advantage of using your equity to jump into a better financial situation. This can save you thousands of dollars and increase your monthly cash flow. If you are interested in getting a handle on your debts by refinancing or you’re not sure how muc...h equity you have, reach out to me today to obtain more information! Kim Larson 780-984-5726 [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #refinancing #debtconsolidation #financialtips #letyourequityworkforyou

Lining up dates between the sale of your current home and the purchase of your new home can feel overwhelming and sometimes the dates just don't work. Bridge financing is a tool we can use to temporarily loan you the down payment for your new purchase before the sale of your home closes. This can allow you to overlap the time periods in which you own both properties. Curious how this works? Call me today! Kim Larson 780-984-5725... [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #bridgefinancing #upgradingyourhome

The First Time Buyer Incentive Program is a share equity program with the Government of Canada. It may be a good fit for those trying to get into the real estate market and require a higher down payment to qualify. Some quick facts: maximum household income is $120,000.00... repayment of the incentive is due after 25 years or when property is sold (whichever is first) must be an insured mortgage (less than 20% down payment) can be used if there is a breakdown of a marriage and re-buying lower monthly mortgage payments and reduced insurance premiums! Kim Larson 780-984-5725 [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #FTHBI #firsthome

Did you know using a mortgage broker can: 1. Save you time when it comes to applying to lenders 2. Often results in a better mortgage rate than the bank 3. Ensures unbiased advice and greater choice... 4. Costs you nothing as we are compensated directly from the lender Kim Larson 780-984-5725 [email protected] Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker

Today's central bank announcement: At 10 am eastern, the Bank of Canada made what was scheduled to be its 10th and final interest rate decision of 2020, one of the most active years in recent monetary history. After dropping its overnight rate three times in March, the Bank has held the line on rates since then, including today, but continues its massive quantitative easing program to support market liquidity. As a result of the Bank’s moves, borrowing costs will remain very favourable as 2021 gets underway.

Our world has changed and meeting virtually can be the most convenient way to do business and also saves you time. We offer virtual meetings to work with your schedule. Reach out to us to set up your meet and greet today! Kim Larson 780-984-5725 [email protected]... Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker #virtual #convenience #saveyoutime

Did you know that the time of year you take possession of your home can affect your first years property tax payments? This is easily missed in the home buying process and can be an unpleasant surprise for many first time home buyers. If you are looking for a mortgage broker who educates, I’m your person! Kim Larson 780-984-5725 [email protected]... Mortgage Broker - Flare Mortgage Group #flaremortgagegroup #shpk #shpklocal #edmonton #yegmortgages #yegmortgagebroker #broker #mortgage #happinesscreator #mortgagetips #peaceofmind #knowyourbudget #bestbroker