Kim Coulson

See where Santa is with the Norad website!

Season's Greetings! My warmest thoughts and best wishes to you and your family for a safe and happy holiday season.

A lot has gone on this year in the mortgage market. We have had everything from rate drops to deferrals to restrictions come at us and your personal situation may have changed. As the year comes to an end, if you have not made time for your annual mortgage check-up, now is the time! Send me a message and we can review your situation, free of charge, to ensure you are getting the mortgage that’s right for you.

Wondering what affects your credit score? These are the biggest factors.

To best meet your needs, mortgage brokers like myself, have a wide array of products to choose from banks, private sources, independent lenders, etc. If you are in the mortgage market, we should talk. Whether you are looking to explore your options or get a second opinion, the lending options available could save you thousands!

Top 3 reasons homeowners choose to refinance: 1. Take advantage of a lower interest rate. 2. Consolidate high interest debt. 3. Fund home renovations.... If you interested in exploring your options send me a message. I'm here to help and my services are free.

New Listing! Who do you know looking to buy or invest in this spectacular neighbourhood of the Delta area in Hamilton? This one won’t last long. Listed... at $539,000, this 3 bedroom home has been lovingly updated and is ready for you to move in! Located near fantastic schools and near Ottawa Street shops and restaurants. Give me a call and let’s go take a look before it’s too late! #hamiltonrealestate #investment #lovemyjob #realtor #michellegoddardrealestate

3 Reasons you should use a mortgage broker vs going to your bank: 1.Better Rates Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you. 2.Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders. 3.Our services are free we are compensated by the le...nder. If you have questions about your mortgage or home financing options send me a message, I'd be happy to chat.