Koda Financial Architects
726 Woodside Bay NW T4B 2W2 Airdrie, AB, Canada

Good morning everyone! Last night I got a call from La Capitale & SSQ (Benevo), thanking me for my business as I am the 1 INVESTOR for Q1 in Canada!!! Many of you know that as my clients, you have seen the incredible growth of your money... well, last night one of my client’s reviewed theirs and it went from $38,000 to $60,000 with RORs from 48% to 24%!!! With this, now you can understand that you can have the RORs that banks get from your money, instead of getting a mere 2-4%. Thank you all for allowing me to work with you, and thank you for your continued support as my clients! If you are still investing with a bank or want to learn more, message me or give me a call at (403) 980-7386.

ONE WEEK LEFT! Have you filed yet? Whether it’s business or personal, we have you covered! TaxAdVise provides tax services for individuals and businesses (sole proprietors, partnerships, and corporations). We also offer full bookkeeping services, GST returns, year end statements, rentals, business plans for bank loans, tax seminars for DIY tax preparers, audit assistance, and solving disputes with CRA. We are also specialized in non-resident tax returns for foreign workers a...nd corporations. We’ll have your taxes done in 24 HOURS! Maximize your refund, minimize tax owing! Call us at 403-980-7386 today or check out out website at www.kodafa.com

Do you have a plan in place? Are your estate and final expenses all in order? DON’T STRESS! We can help you with that! Call today at 403-980-7386 or book an appointment online at www.kodafa.com

Tax season 2021 ends Friday at midnight.

The Federal budget didn’t really rock the boat... for once... Good news for seniors 75 and older: Increasing Old Age Security for Canadians 75 and Over ... Seniors aged 75 and older as of June 2022, who qualify for the OAS pension are being targeted to receive a one-time payment of $500 in August 2021. This additional amount is a taxable amount to the recipient, but because it’s not paid under the Old Age Security Act, this amount won’t be subject to the recovery tax (clawback). The budget proposes to introduce legislation to increase regular OAS payments for this same group by 10% on an ongoing basis as of July 2022. These additional amounts will be taxable and will be subject to recovery tax, if applicable.

Global equity markets advanced over the week ended April 16, driven by positive sentiment as the global economic recovery appears to be in full swing. In the U.S., retail sales rose at a better-than-expected pace in March, while during the week ended April 9, initial jobless claims fell to their lowest level since before the pandemic began. Meanwhile, China's economy expanded by 18.3%, signalling strength in the second-largest economy in the world. The strong economic news he...lped the U.S. and Canadian equity markets reach new records. In Canada, the S&P/TSX Composite Index was led higher by the Materials and Consumer Discretionary sectors. The yield on the 10-year Government of Canada bond posted a small gain, while the yield on the 10-year U.S. Treasury bond fell. In commodity markets, oil prices rose in response to the International Energy Agency and Organization of the Petroleum Exporting Countries (OPEC) after it raised its outlook for global demand for crude oil this year. Gold prices also advanced this week. See more

Why it is important to have financial knowledge. Our first podcast every has reached 1000's of people and many have acted upon. Will you be next? Ask any questions anytime. https://www.kodafa.com/podcast/

Giving a warm thank you to each of my clients for allowing me to achieve this incredible milestone in my career! Your trust in me and loyalty to my brokerage has allowed me to achieve already so much in 2021! I am honoured to have this title as Canada’s number 1 Advisor for Investment Sales for @ssq.ca & @la_capitale

Book your appointment, as many do as this is the right time to stand still and plan for what will come.

Top 5 reasons to make Koda Financial Architects your go-to final expense solution provider Simplified issue solutions with immediate coverage Whole Life coverage available up to age 85 Competitive pricing for ages 65 and over... Transportation and terminal illness benefit included Wide variety of solutions for clients with a medical history Call for more information and or a quote today. 403-980-7386 or book an appointment or PM us. We are hear to guide you.

Critical Illness Plans Why choose No Medical Critical Illness Insurance? We’ve unbundled cardiac and cancer conditions, making Critical Illness Insurance more accessible.... Clients diagnosed with Heart Disease or Diabetes can get Cancer coverage Clients can now choose to get both Cardiac and Cancer coverage Clients only pay for the coverage they choose, making their premiums more affordable Four plans that cover 8 major impairments and all are NO MEDICAL Cardiac Protect CI T75, Cancer Protect CI T75, Cardiac AND Cancer Protect CI T75, Cardiac OR Cancer Protect CI T20 or T75 Cardiac Protect CI plan is available to eligible clients who have a prior diagnosis of cancer For Cancer Protect CI in addition to cancer, we cover two more conditions: Benign Brain Tumour and Aplastic Anemia Cancer Protect CI plan is available to eligible clients who are diabetic, or who have had high blood pressure, stroke, TIA or heart attack Our Cardiac AND Cancer plan covers both the first AND the second event. This plan can cover cardiac conditions after a cancer event or cancer conditions after a cardiac event. Premiums are reduced to cover the second group of conditions (second event) after the first group of conditions (first event) have occurred and, are based on age at application vs. age reached at first event. No 24/24 Pre-existing conditions clause 1 Up to $100,000 of Critical Illness insurance protection is available depending on age and the plan your client qualifies for A simple and fast process only 6 questions for up to $24,999 lump-sum protection and an additional 2 questions for face amounts $25,000 and over Two premium bands: Band 1: Standard rates: $10,000 $24,999; Band 2: Preferred rates: $25,000 and over We don’t ask about previous decline history Return of Premium on Death (ROPD) rider is available on all our Critical Illness plans Guaranteed coverage to age 75 with premiums guaranteed in the first five years A variety of valuable Foresters Financial member benefits are available on many of our policies. (more) Competitive rates You can speak directly to our underwriters and they will be happy to answer any questions You and your clients can complete our No Medical Life and Critical Illness Insurance application process securely online and non face-to-face We take great pride in providing superior customer service at issue and after issue BOOK YOUR APPOINTMENT NOW TO GET YOUR PROTECTION YOUR DESERVE! DON'T WAIT UNTIL IT IS TOO LATE!

Financial peace of mind is priceless - https://mailchi.mp/7bb/financial-peace-of-mind-is-priceless

Increase in Cancer Survival Rates Highlights Need for Innovative Insurance October is Breast Cancer Awareness Month, a time to raise awareness about this prevalent form of cancer and support those whose lives have been changed by the disease. 1 in 8 women in Canada will be diagnosed with breast cancer at some point in their lifetime, according to the Cancer Research Society. Though advancements in technology and medicine have increased survival rates, recovery can be long and... challenging. We’re seeing an increase in survival rates with many other forms of cancer. The Canadian Cancer Society states that 1 in 2 Canadians will develop cancer in their lifetimes and 63% will survive at least five years after their diagnosis. Breast Cancer Awareness Month is a good time to speak with your clients about how to reduce the financial impact caused by a critical illness such as cancer, so that if they are faced with a diagnosis, they can focus on their health.

Business Owners: Steer Clear of Trouble with CRA by Beth Graddon There are big penalties for businesses who don’t remain above board with the taxman. Fees paid to professional bookkeepers and tax accountants can be well worth it, as a self-employed taxpayer in the construction industry recently found out. In September, the CRA resumed their crackdown on sole proprietors who don’t follow the rules. They audited a business owner from Alberta in the construction industry who int...entionally under reported taxable business income by $573,563 for the 2011, 2012, and 2013 tax years. The business owner attempted to keep this income under the radar by operating a cash-based business to avoid creating bank records. No bank account was maintained, and financial transactions were conducted through a payday loan company, which included paying subcontractors with money orders and cashing client cheques. In addition, this revenue was under reported on GST returns, leading to a failure to remit $44,474 for the same three-year period. The consequences of these tax evasion tactics? A total fine of $157,403 and a 12-month condition sentence. Tax evasion clearly doesn’t paybut the evaders do! From April 1, 2019 to March 31, 2020 there were 32 convictions and 13 taxpayers sent to jail for a combined total of 18.5 years for evading a cumulative $7,427,090 in tax. The CRA also has a message for small business owners: claiming earned income correctly also ensures that businesses have access to benefit programs to which they’re entitled, including those introduced to deal with the effects of the COVID-19 pandemic. However, the CRA also cautions that ineligible claims for COVID-19 benefits can lead to repayment of benefit amounts and other penalizing actions. Bottom line: With the CRA resuming audit practices and new challenges being created by the pandemic reporting and eligibility requirements associated with the emergency response benefits available to businesses, it’s increasingly important that tax, bookkeeping and payroll professionals step up to proactively help their small business clients before year end. We have a specialized team to help you with your business taxes, gst and year ends. Contact us 403-9807386. See more

Wow, didn’t realize how many people would pm me for that. Yes you can be protected at an affordable price! Let me guide you.

With or without professional coaching