Lynn Nequest
70 Victoria St N, Unit G2 Second Floor N2H 5C2 Kitchener, ON, Canada

Spring refresh of the office space. Loving how bright and pretty it is! * * #myofficeisprettierthanyours #teamblue #webleedblue... #dlc #DLCBroker #morristeam See more

Spring is nature’s way of saying, ‘Let’s Party!’ Robin Williams #welcomespring #DLCBroker #teamblue #morristeam

To the one day a year that every one is Irish. #happystpatrick'sday #luckoftheirish #dominionlending #dlcbroker

This past year has challenged us in so many ways, forcing us to adapt and rearrange our priorities. My wish for 2021 is the hope for a return to a sense of normalcy and brighter days ahead. From my family to yours, Happy New Year!... * * #happynewyear #cheersto2021 #hereistobrighterdays #seeya2020 #2020sucks #DLCBroker #teamblue #morristeam See more

Wishing you all a joyous holiday season, and may your days be merry and bright! #merrychristmas #happyholidays #jinglebells #santaiscoming

Silver lining of a crazy year. I am so very grateful to be part of a team and brokerage that helps you crush your goals. A huge thank you to all of my clients and referral partners for placing your trust in me. ... Here's to brighter things in 2021! * * #goingforgold #crushedit #ilovemyjob #DLCBroker #teamblue #dlcfcf

Christmas came early with such kind words from great clients! * * #testimonialtuesday #grateful #ihavethebestclients #ilovemyjob #mortgagebroker #teamblue #dlcfcf #DLCBroker

With interest rates at an all time low, refinancing your mortgage can be a great way to leverage equity in your home to balance debt, do renos or to support kids going off to college. Refinancing can help you tap into 80% of your homes value! Call me for a no cost, no obligation review of your mortgage options. C: 519-239-3752 E: [email protected]... W: www.kwmortgagegal.com #we'vegotamortgageforthat #mortgagebroker #workingforyou #DLC #savingyoumoney #mortgagebosslady #bestrateforyou #mortgageburningparty #interestsavings #mortgageninja #mortgage #beprepared #MortgageTips

Hello Winter! #wintersolstice #shortestdayoftheyear #letitsnow #wintertime

Short, and the sweetest! * * #feelgoodfridays #ilovemyjob #ihavethebestclients #whydlcfcf #dlc# teamblue #themorristeam

Checkout my November newsletter.

When your client completely outdoes themselves with a killer review and a special delivery from @charmedflowers #feelingblessed #thankful #ihavethebestclients #ilovemyjob #mortgagebroker #specialdelivery #iloveflowers

Surprise Saturday night delivery! Thank you @dlcforestcityfunding. I love it! #yeti #dlcfcf #dlcbroker #teamblue #saturdaysurprise

A reminder that our office is closed today Nov 11th 2020 in observance of Remembrance Day. Reflecting today, in a moment of silence to honour and remember all who served, and continue to serve Canada during times of war, conflict, and peace. Thank You! #remembranceday #poppyproud #lestweforget #freedom

Fraud, property lines, encroachment, wells, septic. Home ownership can come with some risks. Title insurance can protect consumers AND mortgage lenders against most. #MortgageTips To learn more, visit www.dominionlending.ca and connect with a DLC mortgage broker in your area, today!

Wishing everyone a safe and spook-tacular Halloween * * #halloween #halloween2020 ... #trickortreat See more

Thankful Thursday... These kind words from my clients mean so much! #ihavethebestclients #ilovemyjob #mortgagebrokerkitchener #dlc #whydlcfcf #teamblue #themorristeam

Absolutely thrilled for my broker partner, Leslie Morris, who is truly deserving of this award! I am so proud to be apart of "The Morris Team". Congratulations!

2020....what can I say. It has been a challenging year in so many ways as we all learn to adapt. I am proud and excited to say that I have been awarded The Executive Award for 2020 two months earlier than last year. Proud to be part of the Dominion Lending family!#teamblue #themorristeam #dlc #mortgages #mortgagebroker @dlccanada @dlcforestcityfunding

Wishing everyone a safe and happy Thanksgiving! #grateful #thankful

I have the best job in the world! Receiving such great feedback from clients only reinforces that. #mortgagebroker #teamblue #dlcfcf #DLCBroker #themorristeam #mortgagebosslady #ihavethebestclients

Sad to see summer go, but looking forward to the changing of the seasons. #welcomefall #fall2020 #solstice

Back to school looks different this year, and many of us have been a bit apprehensive about what to expect. If you have restructured classes, online learning options, or whatever your back to school looks like, I wish all students and educators well for a safe and healthy learning-focused environment where they can thrive! #backtoschool #fall2020

I hope everyone is enjoying their long weekend! #labourdayweekend #longweekendvibes

Check out my September newsletter.

Helping my clients with their mortgage needs is so rewarding in itself. But when your clients drop off a little thank you to show their appreciation for finding them the right mortgage, it humbles me. Thank you S & V! #ihavethebestclients #ilovemyjob #dlcbroker #mortgagebrokerkitchener #teamblue

Qualifying for a mortgage became a little easier this week. Contact me for a no cost, no obligation mortgage pre-approval review to know your buying power. E: [email protected] C: 519-238-3752... #stresstest #stressless #mortgagepreapproval #homepurchase #beprepared #dreamhome #dlc #teamblue #dlcfcf #themorristeam

Loving the look of the new wall outside my office. #wevegotamortgageforthat #dlc #themorristeam #tmt #teamblue

I have been saying this for a few years now. An excellent read on why housing prices are likely not going to drop.

Here's to the long weekend! Whether you’re planning a staycation or adventuring outdoors, I hope you kick back, relax and enjoy a little #longweekendvibes #onlaketime #summerdays #iliveforlongweekends... #dlc #teamblue #themorristeam See more

Check out my July newsletter!

Have a safe and happy Canada Day! #canada #canadaday2020

Super excited to be opening back up on July 6th to meet with clients, by appointment only. #teamblue #dlcbroker #mortgagebroker #mortgagebrokerkitchener #dlcfcf #mortgagebosslady #mortgageninja

Happy Father's Day to all of the father’s, son’s, uncle's, father figures, and male role models. #fathersday

Some great tips in this months newsletter to help you prepare for purchasing a new home. Check it out!

BREAKING NEWS! CMHC Announces stricter rules for purchases with less than 20% down payment. CMHC Reviews Underwriting Criteria... Ottawa, June 4, 2020 The COVID-19 pandemic is affecting all sectors of Canada’s economy, including housing. Job losses, business closures and a drop in immigration are adversely impacting Canada’s housing markets, and CMHC foresees a 9% to 18% decrease in house prices over the next 12 months. In order to protect future home buyers and reduce risk, CMHC is changing its underwriting policies for insured mortgages. Effective July 1, the following changes will apply for new applications for homeowner transactional and portfolio mortgage insurance: Limiting the Gross/Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42; Establish minimum credit score of 680 for at least one borrower; and Non-traditional sources of down payment that increase indebtedness will no longer be treated as equity for insurance purposes. To further manage the risk to our insurance business, and ultimately taxpayers, during this uncertain time, we have also suspended refinancing for multi-unit mortgage insurance except when the funds are used for repairs or reinvestment in housing. Consultations have begun on the repositioning of our multi-unit mortgage insurance products. COVID-19 has exposed long-standing vulnerabilities in our financial markets, and we must act now to protect the economic futures of Canadians, said Evan Siddall, CMHC’s President and CEO. These actions will protect home buyers, reduce government and taxpayer risk and support the stability of housing markets while curtailing excessive demand and unsustainable house price growth. These decisions are within CMHC’s authorities under the National Housing Act and are in anticipation of potential house price adjustment. We will continue to monitor market conditions and work with our federal colleagues on potential macro-prudential policy options. CMHC supports the housing market and financial system stability by providing support for Canadians in housing need, and by offering housing research and advice to all levels of Canadian government, consumers and the housing industry.

I am overwhelmed at the very generous, and thoughtful thank you gift I received from a client today. To me it was a simple mortgage transaction that I assisted with, but you just never know the way you can impact a person's life. That alone is reason enough to love my job..... incredible clients are the icing on the cake. Thank you "Mr. G"! #grateful #ilovemyjob #ihavethebestclients... #iloveredwine #australianredwine #mortgebrokerkitcher #teamblue #DLC #dlcbroker #dlcforestcityfunding See more

As expected, the Bank of Canada leaves the overnight lending rate as is.

When it comes to home renovations, always do the things that are going to protect your home in the long-term first! If you're a new home buyer, get the funds you need to renovate and make it YOUR home with a purchase plus improvement mortgage. #MortgageTips

I understand that I don't understand, and I stand with you. #blackoutday2020 #blackouttuesday #antiracism

Qualifying for a mortgage just got a bit easier with the latest decrease to the "Stress Test" rate. #stresstest #mortgagequalifyingrate #mortgagebroker #teamblue #DLCBroker

This message was the best way to start my day! #ilovemyjob #grateful #ihavethebestclients #mortgagebroker #teamblue #DLCBroker #dlcfcf #mortgagebosslady #mortgageninja #helpingothers

Happy Victoria Day! #longweekend #stayhome #staysafe

The unofficial start to summer is here! While celebrating the May 2-4 long weekend may be a bit different this year, let's make the most of it. Happy Victoria Day Weekend! #cheerstolongweekends #stayhome #staysafe... #inthistogether #may24 #sociallydistantstillconnected #teamblue #DLC #dlcfcf #mortgagebrokerkitchener See more

To all the mothers, grand mothers, aunts, stepmothers, and people who play a motherly role, thank you. #happymothersday

UPDATE.... computer gods are very angry, and took the hard drive as a sacrifice. Thank goodness for warranties. So this has been my afternoon....stuck on a loop and wont boot up. The computer gods must be angry with me #computerissocialdistancing... #waitingonacersupport #prayingforamiracle See more

Happy Cinco de Mayo everyone! #teamblue #DLC #stayhome #staysafe #flattenthecurve #sociallydistantstillconnected

In all things of nature there is something of the marvelous. Aristotle On #earthday2020 we may be facing difficult challenges. If there is a silver lining in all of this, it is that the earth has been given the opportunity to heal. Global pollution levels are down drastically, marine life can be seen in the now clear waters of Venice, and the ozone layer appears to be repairing itself. Going forward it is my hope, as a planet, we can learn from this and do better. Happy ...Earth Day! #earthday See more

In my April news letter, you will find some helpful information about your mortgage options during the current Covid-19 crisis. I am here to help, so please feel free to reach out to me if you have any questions.

While it is hard that we can't be with our loved ones this holiday, it is my heart felt hope that everyone has a safe, and happy Easter weekend. #easter2020 #stayhome #staysafe #flattenthecurve #weareinthistogether

In these times of uncertainty, be kind to yourself, and be kind to each other! * * * #mindsetmondays #staysafe #staykind

Whether you are simply looking for advice, concerned about payments, or wondering what to do with your mortgage, I am here to help. Contact me for a no cost, no obligation mortgage review. #hereforyou #staysafe #stayhome #socialdistancing #flattenthecurve #doyourpart #washyourhands ... #teamblue #dominionlending #mortgagerelief #mortgagebrokerkitchener #sociallydistantstillconnected See more

A great artice from Sherry Cooper, explaining why fixed mortgage rates are increasing.

My most sincere hope is this post finds you, and your loved ones well. Please check out the message from Eddy Cocciollo, President of Dominion Lending Centres. In the last week I have received many messages, so I thought it might be helpful to share information that may be useful to you. We are in unprecedented times and we understand that the COVID-19 outbreak is taking a toll on families across the country with many parents being out of work or quarantined. I want you to k...Continue reading

With allof the uncertainty that is happening right now, it's important to take a moment and appreciate the little things... SPRING IS HERE! Happy 1st day of spring to all! Stay safe, stay healthy and positive. #springhassprung #flattenthecurve #teamblue #dominionlending

For anyone who may have concerns, or is experiencing financial hardship due to the COVID-19 pandemic and are on need of mortgage payment relief, please clink on the link below for up to date information. https://dominionlending.ca/covid-19/ Feel free to reach out to me with any questions.... #mortgagerelief #mortgageoptions #staysafe #socialdistancing #washyourhands #stayhomecanada #flattenthecurve

COVID-19 UPDATE: Options for stopping a mortgage payment For anyone who may have conerns, or is experiencing financial hardship due to the COVID-19 pandemic, and are in need of mortgage payment relief, please contact your mortgage lender. TELEPHONE NUMBERS LISTED BELOW ... If you purchased your home with less than 20% down payment your mortgage is likely insured by CMHC, Genworth or Canada Guaranty. These insurers all have policies in place to allow for up to 6 months deferral of mortgage payments. This applies to mortgages places with a big bank or a monoline. For more information, please click on the links CMHC https://www.cmhc-schl.gc.ca/ Genworth http://genworth.ca/en/homeowner-assistance.aspx Canada Guaranty https://www.canadaguaranty.ca//homeownership-solutions-pr/ _________________________________________________ For conventional mortgages, each lender, including monolines, are deferring payments as needed on a case by case basis. Your can call into the lenders servicing department the to find out more details. (see list below) Please remember that all lenders are likely experiencing high volumes of calls. If you receive a busy call, or unable to connect message... try again. Try to refrain from leaving more than one message. Have patience as we are all doing our best to serve everyone. ATB 1-800-332-8383 B2B 1-800 263 8349 BMO 1-877-895-3278 Bridgewater 1-866-243-4301 CIBC 1-800-465-2422 CMLS 1-888-995-2657 Connect First 1-403-736-4000 Chinook Financial 1-403-934-3358 Equitable 1-888-334-3313 First Calgary Financial 1-403-736-4000 First National 1-888-488-0794 Haventree 1-855-272-0051 Home Trust 1-855-270-3630 HSBC 1-888-310-4722 ICICI 1-888-424-2422 Manulife 1-877-765-2265 MCAP 1-800-265-2624 Merix 1-877-637-4911 Marathon 1-855-503-6060 Optimum 1-866-441-3775 RBC 1-866-809-5800 RFA (Street Capital) 1-877-416-7873 RMG 1-866-809-5800 Scotia 1-800-472-6842 Servus 1-877-378-8728 Street Capital 1-866-683-8090 TD 1-866-222-3456 Stay safe, health, and positive!

Celebrating may be a little different this year. Given the current state of affairs, this Irish blessing has never rang more true. Happy St. Patrick's Day! #stpatricksday #sláinte

Now we play the waiting game to see how the banks react to this latest rate cut.

Breaking news! Bank of Canada cuts the overnight lending rate by another .50%. Now we wait to see how the lenders react to adjusting the Variable rates.

Beautiful family home in Forest Heights just listed. This won't be on the market long!

Are you shopping for a new home? Have all the tools you need to do this in the palm of your hand. From calculating payments, estimating closing costs, and even being pre-approved in under 60 seconds. Download my mobile app today!

Check out my March newsletter.

Here's to the generations of women who have paved the way, and to the future generations to come. HERE'S TO STRONG WOMEN. May we know them. May we be them. May ...we raise them. * * * Happy International Women's Day #dlccanada See more

"We must open the doors and we must see to it they remain open, so that others can pass through." "Sisterhood is powerful." -Rosemary Brown, politician, activist #internationalwomensday #girlpower #bosslady #bossladymindset #ladymortgagebroker