Kyle

What a good time to buy! Variable rates are looking good! Kyle Davies www.mortgagesbykyle.com 587-284-3455... #theadvancededge #lowestrates #calgaryrealestate #renew #refinance #makingcentsofyourmortgage #lifesbetterwithabroker #mortgage @advancedmortgage #relocation #mortgagetips #blog #mortgagebroker # okotoksmortgagebroker #yycrealestate #yycmortgage #yycmortgagebroker #yycmortgages #okotoksliving @amandayyc_ @chantelle.storeyrealtor @lesleyj_realestate

Do you have a mortgage question? Send me a DM.. What kind of information is on a credit report? Customer Info, potential warnings, credit score, identification information, inquires, Employment, Credit summary, public records, trade and banking information. What is a credit scored?... a credit score is derived using the following factors: Payment history, Amounts Owed, Length of credit history, New credit, types of credit. Your credit score ranges from 300-900. For a conventional mortgage, a BEACON score of 650 or higher is generally considered acceptable. However, the number of willing lenders for that mortgage decreases as credit scores fall below the 650 range. Kyle Davies 587-284-3455 #theadvancededge #lowestrates #calgaryrealestate #renew #refinance #makingcentsofyourmortgage #lifesbetterwithabroker #mortgage @advancedmortgage #relocation #mortgagetips #yycliving #yycrealestate #yycmoms #yycmortgage #yycmortgagebroker #yycmortgages #okotoks #okotoksliving #okotokssmallbusiness #okotoksbusiness #okotoksre #okotoksrealtor #okotoksrealestate #yychomeinspections #okotoksmoms #okotoksmamas #okotoksmom #highrivermoms #highriver #blackdiamond #blackdiamondmoms #turnervalley #turnervalleymoms #fixedrates #fixedratemortgage #vibeforme

Are you car payments getting in the way of your chances of getting a mortgage? Come see me... I have a solution. Kyle Davies www.mortgagesbykyle.com 587-284-3455... #firsttimehomeowner #firsttimehomebuyer #homeowner #realestate #homedecor #interiordesign #decor #homedesign #homesweethome #love #okotoks #canadianmortgagebroker #mortgagebrokerlife #yycmortgagebroker #vancouvermortgagebroker #mortgagebrokermarketing See more

All clients who get a mortgage through us get access to our wine club. Get great deals on wine/beer/spirits #firsttimehomeowner #firsttimehomebuyer #homeowner #realestate #homedecor #interiordesign #decor #homedesign #homesweethome #love #canadianmortgagebroker #mortgagebrokerlife #yycmortgagebroker #vancouvermortgagebroker #mortgagebrokermarketing

With one stop shopping, a mortgage broker can look for the best rates and terms for your mortgage. Skip the banks and use Advanced Mortgage Kyle Davies 587-284-3455... #yycliving #yycrealestate #yycmoms #yycmortgage #yycmortgagebroker #yycmortgages #okotoks #okotoksliving #okotokssmallbusiness #okotoksbusiness #okotoksre #okotoksrealtor #okotoksrealestate #okotoksliving #yychomeinspections #okotoksmoms #okotoksmamas #okotoksmom #highrivermoms #highriver #blackdiamond #blackdiamondmoms #turnervalley #turnervalleymoms #fixedrates #fixedratemortgage

Mortgage Broker Myths What is the Accessibility with mortgage brokers compared to Banks? All Banks offer face to face service and a contact to refer to after the mortgage closes. Appointments often have to be made and waiting times may occur. With a mortgage broker, the accessibility is even more convenient than ever before. Mortgage brokers can assist you before and after the mortgage closes with face to face service, or service done over text, email, or social media. Mortgage brokers also work a wide range of hours and can be available in times when the banks are not.

More Mortgage Facts Is my privacy protected with a mortgage professional? As a licenced mortgage associate, we regularly collect, use, and disclose personal client information during the course of mortgage transactions. There are a number of privacy legislation compliance obligations related to this at federal and provincial levels. You can assure that your privacy is a serious concern of ours.

More Mortgage Broker Facts What are the fees? Advice is always free. So why wouldn’t you have an independent mortgage advisor who isn’t working directly for the lender. The lender pays us a fee.

Before going straight to your big bank speak to a local mortgage expert. You’ll get the same or better rates and you support someone in your community. Advanced Mortgage has professionals all over Calgary,

What are some key differences between Bankers and Brokers? What education is required to be a mortgage professional? A mortgage broker is required to be licenced in the province they are based in. In order to get this licence, courses are completed using the mortgage brokers own funds and Background checks are performed by RCMP. ... Bank employees are not required to be licenced. Banks have their own standards for their employees and have their own in-house training.

10 reasons to use a mortgage broker

Brokers vs Bankers Common Myths and Facts Explained: Who does the mortgage professional work for? ... The bank employee only works for the bank. The bank employee has a supervisor they have to answer to. The bank employee could switch positions within their organization. The bank employee only has access to one lender and their variety of mortgage products. The mortgage broker on the other hand works for a brokerage. They are essentially a match maker between the borrow and the lender. A mortgage broker does what’s best for both the lender and the borrower. They have access to multiple lenders with all kinds of mortgage products.

New to Mortgages? Free to anyone interested. Learn the basics of a mortgage, how to save on interest, and much more. We'll go through the steps of home buying and getting your first mortgage. Feel free to reach out anytime at the contact info listed below:... Kyle Davies (587) 284-3455 [email protected]

Happy Valentines Day! Did you know that all our customers at Advanced Mortgage can become members of our wine club? RECEIVE INSTANT DISCOUNTS ON ALL WINE, SPIRITS AND BEER! #wineclub @advancedmortgage

Remember the good old days when sporting events had people attending :) Quick Mortgage Broker Fact: What financial institutions will get my mortgage? When you go to a bank, you get the banks mortgage product. Very limited... When you go to a mortgage broker, you get: Large Bank Mortgages Credit Unions Monoline Lenders Sub-Prime Lenders Private Lenders Looking for a mortgage? Contact me today! Kyle Davies (587) 284-3455

10 Moving-in costs Before the big day, budget for all those last minute things: $100 or more to rent a van or a few hundred for professional movers,... $50 to $60 for a locksmith to re-key your locks, and cleaning supplies. #closingcosts #yycmortgages #calgarymortgage #calgarymortgagebroker

If you’re buying a brand-new home, be prepared to settle any items not quoted in the original price,... including upgrades or paving and landscaping fees. New homes are also subject to 5% GST or 13% HST, although this is often included in your purchase price. A federal rebate reduces the GST or the federal part of the HST to about 3.5% for homes valued at $350,000 or less. Are you in the need of a new mortgage or mortgage renewal, call me today for a free, no obligation quote. Kyle Davies 587 284 3455

Happy New Year! #newyear #2021 #RENEW #happynewyear

Your lender will require proof that the property is insured in case of fire and other damage. Insurance costs vary, depending on the... coverage needed, but budget for at least $500 a year. In addition, did you know that Advanced Mortgage has partnered up with Nuera Insurance to give our customers a simple and streamlined process to obtain a new home insurance policy. Not to mention the fact that it’s SIGNIFICANTLY LESS EXPENSIVE than most providers. It’s super easy to apply and with our discount code, you will receive the lowest prices available in the market. #mortgage #okotoks @advancedmortgage

4 An inspection can help make you aware of issues related to a house’s structure and systems,... such as plumbing and electrical, and recommended or necessary repairs. Fees range from about $350 to $450. ? () -

Merry Christmas to all.