Lighthouse Wealth Management
143 Main Street K0K 1H0 Brighton, ON, Canada

Always a nice surprise to receive a special something to brighten the office and as a token of appreciation for all the hard work we do here at Lighthouse Wealth Management. Thank you so much to our awesome clients that just dropped off these beautiful flowers!

It is that time of the year that you will be receiving your 2020 annual investment statements and most of us have something to look forward to. Have you ever wondered how your results compare with other investors? After you have pondered or tried to determine your rates of returns for each of your TFSA, your Open accounts and/or RRSP/RRIF?/LIF's etc, do you wish your Advisory team would make your report easier to review? You should also ask yourself these questions about yo...ur current investments 1. Are your investments set up at the risk level you are comfortable with? 2. Are you truly diversified, without being spread across numerous financial institutions? 3. Are your investments set up tax effectively? 4. How easily will it go to your beneficiaries on your passing? 5. Are they set up to avoid Probate or the new Estate Administration Tax? This might be a great time to ask for a second opinion on where you are today and where changes could help improve your portfolio returns and protection of what you have worked so hard to achieve. If interested in chatting and learning more about our process, please give us a call at 613-475-5109 or email us at [email protected] and we will be glad to set up a introductory review to see what the next steps would involve.

#bellletstalkday Let’s all do our part and support this amazing cause. Mental health is a serious illness. Know you are not alone. There is always someone there to listen and to help. Today is the day to talk, text, and share their #bellletstalkday posts. Together we can make a difference!

Please note that Canada Life’s computer network is currently unavailable for those trying to access your investment accounts online. There is currently no time as to when they will be back up and running. Sorry for any inconvenience.Please note that Canada Life’s computer network is currently unavailable for those trying to access your investment accounts online. There is currently no time as to when they will be back up and running. Sorry for any inconvenience.

Hospice Quinte would like to extend our gratitude to Lighthouse Wealth Management for their very generous donation of $500 to the Heart & Home Building Campaign Thank you so much for your generosity and support, and for helping us #MakeItHappen

Our pleasure to help bring services to the area that would be beneficial to us all.

We were very happy to meet with bubbly Sandy of the new "Quinte Hospice" this morning and present her with some small financial support that will go towards the furnishings of the Hospice being built just east of Trenton. We live in a great community and want to show our appreciation for the support we have received since 1993.

Who’s ready for some yummy treats? Dave is off to Maplewood Nursing home here in Brighton to deliver some festive treats as a special thank you to all the hard working front line staff there. This is just another great example as to how Lighthouse Wealth Managament is giving back to our community. Remember it’s the small gestures in life that make the heart full and people remember in times like today during COVID-19. Why not go out and do something special for someone you know or even better someone you don’t know today. We challenge you to bring a smile to someone’s face today just like we are hoping to do over at Maplewood.

We are very honoured to have won the Local Impact Award from the Brighton-Cramahe Business Achievement Awards. It’s very easy to give back to the community that has supported you for over 25 years, and we will continue to do so. Thanks again for your support.

As many of you know, Canada Life is one of our major insurance and investment firms we deal with. So, we are excited to announce this to all of our local communities small business owners. In celebration of Small Business month, Canada Life is introducing a one-time Business Boost program. 12 grants of $10,000 will be given to Canadian small businesses to recognize their resilience and support them during the pandemic. Applications will be open to businesses with 1-150 empl...oyees until Nov. 12, 2020. Apply at canadalife.com/businessboost #CLBusinessBoost #ForLifeAsYouKnowIt Since 1993, Lighthouse Wealth has been helping small business owners and their families along their financial roadpath. And of course, helping our clients and their families who are not business owners. Perhaps now is a good time to reach out to get a second opinion from us and how we just might improve your situation. Give us a call at 613-475-5109 or PM us or email us at [email protected] See more

FREE LIFE INSURANCE!! Just a reminder that you can take advantage of this great opportunity from Canada Life in their offering FOUR FREE MONTHS of life insurance coverage on new qualifying Term 20, Term 30 and Term-to-age 65 products. If you have been considering life insurance or perhaps are considering a review of your existing term coverages, or have mortgage insurance via your bank mortgages, now is the time to reach out to us and ask us for more details. There are poten...tially savings that might be realized by making a change, as well as access to a far superior product. Heck, we don’t even need to meet them face to face any more. It can be done virtually or with a sit-down meeting or a phone chat. Not everyone is familiar with just how much life insurance is needed in one’s home and that is because we are all unique and have our own needs. And, that is where we, here at Lighthouse Wealth Management, can help them uncover just how much life insurance is needed and even what type is best for you. All you have to do is to reach out to us. Now, more than ever, people need to remember and understand that life insurance can help protect the people they love the most from financial hardship caused by the death of a primary income provider. To take advantage of this offer, the application for insurance needs to be completed and submitted before March 31, 2021. If you qualify, with the unique Canada Life insurance program known as SimpleProtect; the application can be completed in less than 10 minutes with the potential for instant approvals, even over the phone. You don’t even need to meet in person since your digital signatures are accepted Insurance is an important part of a financial security plan. Canada Life’s simple, affordable and flexible term options make it the option for you to choose. Watch this quick video to learn more about how term life insurance is affordable, flexible and convertible. (if link does not work, please cut and paste this link and view this short video!) https://share.vidyard.com/watch/pRgXPbvgf5wLCSUM8cqGeg Do you want to know more? Please contact us through our details below and let’s set up a video conference or call at your convenience. Phone Lighthouse Wealth Management at 613-475-5109, or drop Gary an e-mail at [email protected] See more

Wishing our very own Gary Sharp an extra special day as he celebrates his birthday today. We hope you have a great today and wish you all the best! Thank you for all you do for us and our clients.Wishing our very own Gary Sharp an extra special day as he celebrates his birthday today. We hope you have a great today and wish you all the best! Thank you for all you do for us and our clients.

Did you know we can help you get a mortgage through one of Canada's oldest mortgage lenders (Canada Life) at very competitive rates? If you’re looking for a mortgage or even re-financing opportunities, partnering with us and Canada Life’s dedicated team of experts can bring you closer to your home ownership dreams while helping you grow your wealth. We can connect you with a credit planning consultant (CPC), who can meet with you to discuss your credit requirements, answer y...our questions and show you mortgage options best-suited to your lifestyle and budget. Together, we can help create a plan for you that ties your mortgage to your overall financial goals. Advantages of having your mortgage with Canada Life: Flexible mortgages at competitive rates, tailored to your financial situation. We look for ways to free up your money, lower your payments, and save interest costs to help make your money work harder for you. Different payment options and pre-payment privileges to help put yourself on track to be mortgage free sooner. A re-advance feature that allows you to re-borrow up to the original mortgage loan amount without paying additional legal fees.* A portability option that lets you bring your mortgage with you when you sell your home and move to a new one. This allows you to maintain your existing interest rate and avoid costly penalties associated with breaking your mortgage before the end of your term.* Convenient transfer program that helps facilitate the move of your existing mortgage from your current lender by reimbursing you for certain fees that may be associated with the move.* *Conditions and/or fees may apply. Talk to a CPC to understand how this feature may apply to you and/or what fees may be covered. For more information, please PM us, or give us a call at 613-475-5109 or email at [email protected] and we will reach out to you asap. You just might be very surprised how we can help you finance or re-finance and save you money going forward. Inquiries will be referred to a Canada Life CPC who deals in mortgages. Advertised rates and offers can be changed, extended or withdrawn at any time without prior notice. For current rates please visit canadalife.com

How is COVID19 impacting your investment planning? Yes, there are some background changes in our equity markets over the past several months.. Enjoy this reading presented by Brent Joyce of GLC Asset Management one of Canada’s largest investment firms and one that we are proud to be associated with here at Lighthouse Wealth Management https://www.glc-amgroup.com//crises-are-trend-accelerators... If you are not being kept abreast with financial inputs on a regular basis from your present advisory firm, perhaps it is time to reach out to us and ask about a second opinion. No cost or obligation.

In these Covid times, have you set some time aside to think about your Financial affairs? Are you interested in reading a book written by someone just like you and NOT trying to sell a financial product. If so, why not give our office a call (613-475-5109) and arrange pickup of Robert Gignac's book "Rich Is A State Of Mind". Or better still, ask Angela to set up a meeting for you to discuss your financial situation with Gary and/or Dave and receive the book. Rich is a S...tate of Mind looks at the basic financial planning for Canadians through the eyes of a slightly dysfunctional Canadian family, examining 13 months in the life of Richard Jarvis--moderately eccentric, financially savvy, and wanting to connect with his family in a way he never has before. You'll answer many important questions, including: - What does rich mean to me? Is it all about money? - Do I really need goals? Won't the future take care of itself? - Can I actually have a life while I plan for the future? - What are the core components of a solid financial game plan? Robert Gignac is a best-selling author and sought-after speaker at financial industry seminars and client events, currently based in Oakville, Ontario. With an entertaining yet direct speaking style, Robert offers a light-hearted look at financial planning with the serious message of personal responsibility. Audiences love his dynamic and engaging presentations which challenge them to see things from a different perspective. Robert has been a student of the financial planning process for almost two decades. His goal is to passionately encourage people to take control of their finances in order to have a Richly Imagined Future. And, if that prelude sounds neat, just wait til later this fall when Lighthouse Wealth Management presents Robert in a virtual meeting for all to enjoy. Stay tuned.

After reading about the struggles of the Royal Canadian Legion in Campbellford,, we decided to make them a donation of $500 to assist them going forward. We hope that others will consider the same. This donation was made by Dave Sharp of Lighthouse Wealth Management to Tammy Gaignard and Dave Mixon of Branch 103 and was given in memory of Dave's parents, and long time Legion Members (& Auxiliary), Jack & Mary Sharp. Last summer, Lighthouse donated to the Brighton Legion towards the roofing project.

Hi everyoneFor well over a decade now, we have been promoting the use of Tour Med Insurance for those wanting out of province health coverage. Now, this year, with COVID, it is critical to have the right protection. Based upon both personal usage and client usage of this company, we are confident enough to continue to recommend Tour Med. And, we also believe based upon our comparisons, they are very price competitive. If you want a quote, all you need to do is to call Ange...la (613-475-5109) or send her an email to [email protected] and she will have a Tour Med representative contact you (normally within an hour or two). There is a very interesting tool on the following website page just copy and paste this url into your browser : https://www.tourmed.ca//travel-insurance-p/covid-19-rider/ It shows you various destinations and the risk level of COVID illness (low risk, or high risk or in between) and is it increasing, or decreasing or stable. Interesting eg.. Florida still has a medium high risk but the risk is decreasing. Not that I am going there anytime soon! Add the COVID-19 Rider* to your protection and travel with confidence. *Coverage of COVID-19, no matter if an advisory is issued before or after your departure; *Additional exclusive benefits that are adapted to the situation; *Automatic extension, free of charge, if a necessary quarantine prevents you from coming back on your scheduled return date. Tour+Med Travel Insurance also means Coverage of $5,000,000 in case of medical emergency Selection of hospital care or traditional deductibles to save on your premium Reduced Stability Period option (30 days before departure / coverage of $5,000,000) now offered to clients of less than 60 years old as well Client loyalty discounts of up to 5% So, give us a call if you are going out of province in the future. Get great protection at a competitive cost.

FREE LIFE INSURANCE???? Hi everyone we are really excited to give you insight into a deal from Canada Life and that is, they’re offering FOUR FREE MONTHS of life insurance coverage on new qualifying Term 20, Term 30 and Term-to-age 65 products. If you have been considering life insurance or perhaps are considering a review of your existing term coverages, or have mortgage insurance via your bank mortgages, now is the time to reach out to us and ask us for more details. The...re are potentially savings that might be realized by making a change, as well as access to a far superior product. Heck, we don’t even need to meet them face to face any more. It can be done virtually or with a sit-down meeting or a phone chat. Not everyone is familiar with just how much life insurance is needed in one’s home and that is because we are all unique and have our own needs. And, that is where we, here at Lighthouse Wealth Management, can help them uncover just how much life insurance is needed and even what type is best for you. All you have to do is to reach out to us. Now, more than ever, people need to remember and understand that life insurance can help protect the people they love the most from financial hardship caused by the death of a primary income provider. To take advantage of this offer, the application for insurance needs to be completed and submitted before December 1, 2020. If you qualify, with the unique Canada Life insurance program known as SimpleProtect; the application can be completed in less than 10 minutes with the potential for instant approvals, even over the phone. You don’t even need to meet in person since your digital signatures are accepted Insurance is an important part of a financial security plan. Canada Life’s simple, affordable and flexible term options make it the option for you to choose. Watch this quick video to learn more about how term life insurance is affordable, flexible and convertible. (if link does not work, please cut and paste this link and view this short video!) https://share.vidyard.com/watch/pRgXPbvgf5wLCSUM8cqGeg Do you want to know more? Please contact us through our details below and let’s set up a video conference or call at your convenience. Phone Lighthouse Wealth Management at 613-475-5109, or drop Gary an e-mail at [email protected]

How is COVID19 impacting your investment planning? Yes, there are some background changes in our equity markets over the past several months.. Enjoy this reading presented by Brent Joyce of GLC Asset Management one of Canada’s largest investment firms and one that we are proud to be associated with here at Lighthouse Wealth Management https://www.glc-amgroup.com//crises-are-trend-accelerators... If you are not being kept abreast with financial inputs on a regular basis from your present advisory firm, perhaps it is time to reach out to us and ask about a second opinion. No cost or obligation.

In these Covid times, have you set some time aside to think about your Financial affairs? Are you interested in reading a book written by someone just like you and NOT trying to sell a financial product. If so, why not give our office a call (613-475-5109) and arrange pickup of Robert Gignac's book "Rich Is A State Of Mind". Or better still, ask Angela to set up a meeting for you to discuss your financial situation with Gary and/or Dave and receive the book. Rich is a S...tate of Mind looks at the basic financial planning for Canadians through the eyes of a slightly dysfunctional Canadian family, examining 13 months in the life of Richard Jarvis--moderately eccentric, financially savvy, and wanting to connect with his family in a way he never has before. You'll answer many important questions, including: - What does rich mean to me? Is it all about money? - Do I really need goals? Won't the future take care of itself? - Can I actually have a life while I plan for the future? - What are the core components of a solid financial game plan? Robert Gignac is a best-selling author and sought-after speaker at financial industry seminars and client events, currently based in Oakville, Ontario. With an entertaining yet direct speaking style, Robert offers a light-hearted look at financial planning with the serious message of personal responsibility. Audiences love his dynamic and engaging presentations which challenge them to see things from a different perspective. Robert has been a student of the financial planning process for almost two decades. His goal is to passionately encourage people to take control of their finances in order to have a Richly Imagined Future. And, if that prelude sounds neat, just wait til later this fall when Lighthouse Wealth Management presents Robert in a virtual meeting for all to enjoy. Stay tuned.

Effective Monday July 13, 2020, it will become mandatory that everyone must wear a face mask when entering businesses or indoor events in our area. We ask that anyone who enters our office, to please make sure to have your mask on. This is a rule that we all have to follow to keep everyone safe during this Covid-19 time. Thank you for your corporation and understanding!

We love getting emails from our satisfied clients like this - shows what a great office support we have in Angela! "Hi Guys You were correct in cautioning me that this withdrawal might take until mid-week because of the long holiday weekend how surprised and happy I was, then, to see that the money was in my account yesterday! " Thank you both for another example of your exceptional (even magic, this time!) service.

FREE LIFE INSURANCE???? Hi everyone we are really excited to give you insight into a deal from Canada Life and that is, they’re offering FOUR FREE MONTHS of life insurance coverage on new qualifying Term 20, Term 30 and Term-to-age 65 products. If you have been considering life insurance or perhaps are considering a review of your existing term coverages, or have mortgage insurance via your bank mortgages, now is the time to reach out to us and ask us for more details. The...re are potentially savings that might be realized by making a change, as well as access to a far superior product. Heck, we don’t even need to meet them face to face any more. It can be done virtually or with a sit-down meeting or a phone chat. Not everyone is familiar with just how much life insurance is needed in one’s home and that is because we are all unique and have our own needs. And, that is where we, here at Lighthouse Wealth Management, can help them uncover just how much life insurance is needed and even what type is best for you. All you have to do is to reach out to us. Now, more than ever, people need to remember and understand that life insurance can help protect the people they love the most from financial hardship caused by the death of a primary income provider. To take advantage of this offer, the application for insurance needs to be completed and submitted before December 1, 2020. If you qualify, with the unique Canada Life insurance program known as SimpleProtect; the application can be completed in less than 10 minutes with the potential for instant approvals, even over the phone. You don’t even need to meet in person since your digital signatures are accepted Insurance is an important part of a financial security plan. Canada Life’s simple, affordable and flexible term options make it the option for you to choose. Watch this quick video to learn more about how term life insurance is affordable, flexible and convertible. (if link does not work, please cut and paste this link and view this short video!) https://share.vidyard.com/watch/pRgXPbvgf5wLCSUM8cqGeg Do you want to know more? Please contact us through our details below and let’s set up a video conference or call at your convenience. Phone Lighthouse Wealth Management at 613-475-5109, or drop Gary an e-mail at [email protected]

Happy Canada Day! Please note that to celebrate this year we are giving our staff a couple extra days off, therefor our office will be closed until Monday July 6. Have a great day and remember to stay safe and social distance!

Hi folks... stay tuned as we hope to have Robert Gignac as a guest speaker in October.... just need to figure out how to do that...

Happy Father’s Day! We hope you are enjoying this beautiful day and are able to celebrate with your family while social distancing and staying safe!

We thought you might want to know about a new program available through Canada Life, called Estate at Ease Managing a loved one's estate can be an additional stress for Executor/Executrix who are already grieving a loss. Estate at Ease can alleviate some of this burden. It is a documentation and identity theft service for Executors. Executors and estate administrators have the important responsibility of completing a lot of paperwork after a loved one’s death. Estate at Ea...se can help lift some of this burden. The Estate at Ease review covers hundreds of items, including government and corporate benefits, pensions, utilities and loyalty programs. After a short phone call, the executor receives a customized package with documents completed and ready to sign. In a 30-minute phone call with you, Estate at Ease associates identify documents that pertain to the estate, saving time. Their services include identity theft protection to help safeguard your loved one’s estate against identity fraud. By preparing the forms and documents for you, they can help you finalize your loved one’s estate faster while helping to maximize your corporate, government and other benefits. Settling someone’s affairs can be a long process. Estate at Ease’s compassionate associates will provide ongoing personalized support for a full year. Canada Life has a long history of supporting Canadians when they need it most. Simplify your role as executor or for someone settling your estate in the future. For a (present pricing) flat fee of $510 (plus tax), you receive a full year of service; regardless of the number of documents, letters or phone calls. For more info or to request this service for a future need, call 1-866-904-0092 or email [email protected] Estate at Ease does not provide legal, accounting or insurance services and complies with the privacy laws of Canada.

Effective Monday July 13, 2020, it will become mandatory that everyone must wear a face mask when entering businesses or indoor events in our area. We ask that anyone who enters our office, to please make sure to have your mask on. This is a rule that we all have to follow to keep everyone safe during this Covid-19 time. Thank you for your corporation and understanding!

Happy Canada Day! Please note that to celebrate this year we are giving our staff a couple extra days off, therefor our office will be closed until Monday July 6. Have a great day and remember to stay safe and social distance!

Happy Father’s Day! We hope you are enjoying this beautiful day and are able to celebrate with your family while social distancing and staying safe!

This is a scary, but very true situation. Now that probate has been turned into the Estate Administration Tax, under the retail sales tax act, it does leave all parties involved open to being charged or sued. There is a very easy way to prevent your will from being contested when you’re gone, and keep your financial assets out of the whole estate process, going directly to your beneficiaries, privately and quickly. You can make life easy for your family when you’re gone by talking to someone like me. They can get what financial assets you wish them to have very quickly, and with zero fees. No executor needed, and it can’t be contested. Let me know if you want more information.