Ann Pope, FSCO M08006923, License # 10317
210-1179 King St W M6K3C5 Toronto, ON, Canada
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General Information
Locality: Toronto, Ontario
Phone: +1 416-603-7673
Address: 210-1179 King St W M6K3C5 Toronto, ON, Canada
Website: annpopemortgages.ca
Likes: 132
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Will there be a mortgage payment deferral cliff? As we approach the end of the 6 month mortgage deferral program, more than 80% of those who had deferred have already begun repayment. For those who have not yet begun repayment, their average equity position is between 30-50%. If you're having difficulty making payments at the end of the deferral period, there are programs to unlock equity to avoid being forced to sell.... Feel free to reach out.
Data for home sales in July is out and it's a sellers' market. The sales-to-new listing ratio, which is at 74%, is the highest it’s been in 18 years. A balanced ratio is between 40 and 60% and anything below 40% is considered a buyers’ market.
The 5 year posted rate on which buyer's are qualified is finally decreasing to 4.79% (it had been 4.94%).
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