Lucier Wealth Management of Raymond James Ltd.
Suite 750 - 45 O'Connor St. K1P 1A4 Ottawa, ON, Canada

"The investor's chief problem-and even his worst enemy-is likely to be himself. ("the fault, dear investor, is not in our stars-and not in our stocks-but in ourselves...")" - Benjamin Graham in the Intelligent Investor

Time or Money? It's a trade off continuum that we all struggle with. What if, I'm reality it's a trade off that doesn't really exist? ... Maybe it's all about mindset. You can work hard and value your income while at the same time invest energy and time into relationships and quality restorative actives. Let me know what you think in the comments below.

It's not everyday that you get to see a billionaire give you his answers to common interview questions. You'll enjoy this one!

Do you believe that you have to be passionate about an idea to be a successful entrepreneur? Research conducted at Queen's University seems to conclude this might not be the case. What the research concludes you really need are:... 1. A market need for your product/service 2. Cash to see you through the initial stages 3. The right team in place to execute your plan Moral of the story? Don't wait for the passionate idea, solve a large problem, don't take on too much debt and work with people who can propel your idea forward.

I believe that price is what you pay, and value is what you get. It's been a long few years for investors like myself who believe in the theory of value investing. It's been hard because it looks like so much easy money can be made by plugging your nose and buying growth stocks at whatever valuation currently exists. However, history tells us that value outperforms growth over time, but it doesn't feel that way today. ... Download the link for a great article published by Dimensional Fund Advisors that shares some great evidence that this period of time is unique in history for the value/growth differential. Let me know what you think by leaving comments below. https://www.rjsocialmedia.com/aa5-3M

Canadian investors, this article provides an overview of how the Canada Pension Plan Investment Board (CPPIB) s looking to invest over the next several years. A couple of items I think are noteworthy 1. They are planning on investing 35% of the fund capital in emerging markets.... 2. 35% is already allocated the the US 3. They are revisiting their fixed income allocation With this information, here's what you'll want to do. A. Pull out your most recent investment statement. B. Review how much you have invested in Canadian, US and International equities. If you are primarily exposed to North American assets, I think you'll want to revisit your asset allocation and consider the opportunities that exist in international markets. If you are uncertain about how to execute increasing your exposure, or how increasing your exposure could benefit you, DM me right now to start our conversation.