Marino & Associates Financial Services
310 Rustic Road M6L 2V4 Toronto, ON, Canada

There is a 50% chance that one of your mortgages is up for renewal this year. This is the time for you to consider if you would like to refinance or renew your mortgage with a new lender or the same one. Over 50% of all mortgages in Canada are up for renewal this year as per Bloomberg News. Benefits of Refinance and Renewal... Get a new lower rate; All money taken out against a property is Tax Free and you pay no taxes; Property values have increased since you purchased, giving you access to equity We can do a free property valuation to confirm the average value of your home before we being the process If you have up to 20% equity in your property, get free access to a Line of Credit at a lower rate; Thinking of buying a car, renovating, going on vacation, use the Line of Credit at a lower rate than going to credit cards or thru a dealer; Most banks will cover your costs for the transfer at time of renewal, so take the opportunity. Call us for a free consultation and property valuation.

PERSONAL TAXES ARE DONE!!!!