Chantal La Duke
247 Centennial Parkway N L8E 2X3 Hamilton, ON, Canada

Love conquers all. If we exhibit love, negativity will be destroyed. Fill your heart and existence with love, fill your being with Love. Love yourself first. You deserve love in all forms. Here are 5 affirmations to start today with to get yourself off on the right foot.

At Axiom Mortgage Solutions - Hamilton we stress this to clients all the time - pre-approved does not mean "guaranteed financing". So many factors can influence your pre-approval from in-depth lender review of your application, insurer review of your application (they don't see it during the pre-approval process), or considerations regarding the property. Making a firm offer has risks - if you're considering a firm offer to purchase be sure you fully understand all the ri...sks involved as it can be a very costly decision if it turns out to be a mistake. https://www.canadianmortgagetrends.com//a-pre-approval-do/

Quite simply "Check yourself before you wreck yourself". One of the best ways to do that? Include gratitude in your day, every day.

Find your peace and your blessings will find you. The first step is to be grateful for what you have each and every day.

Proud to get my #Covid19Vaccine today. We're all in this together #PartOfTheSolution

Check out this short little animation that talks about what a financial plan is. If you haven't checked out our recent posts this month you should! We have been talking about Financial plans all month to help educate our community and help set them up for a successful future!

Count your blessings each morning. Be thankful for your health, be thankful for your families' health. Be grateful for the food in your fridge and the roof over your head. Let that be the first thing you do in the AM. Have a great work week, everyone!

When it comes to getting a head start on things, starting to save early allows you the ability to build wealth faster through compound interest. Time works in your favor here. As we had talked about during Financial Literacy Month, setting up a compound interest account early on can really help in the later years of your life. Establishing good savings habits early will set the stage for improved ability to achieve financial goals and independence.... It's important to do this to avoid the pitfalls of being over leveraged with debt obligations that may have high borrowing costs in the future. See more

If you are someone who has created financial goals already, when was the last time you reviewed them? Financial goals should be reviewed on an annual basis, or if there is a significant change in one's life cycle such as starting a family, a sudden illness, loss or change in employment income or a significant windfall (ie. inheritance or parental gift). It's good to come back to your goals often to analyze how far along you are in meeting them or staying on track with them.

When it comes to savings, a lot of that can revolve around planning for your children's future. In Canada, tools such as the Registered Education Savings Plan (RESP) for individual and family plans are available that provide government grant matching programs to help with post secondary education. Spending time to look into these programs can be very beneficial and really save you in the long term.

First of all, let’s talk about Equity Owning a property gives you leverage when looking for financing in the future. If you are thinking of buying a home you should check out the financial literacy page on my website and get a free workbook to help you plan better for your future!

We put together this animation to try and highlight the advantages of making a more substantial down payment and how it affects the payments you will make over the term. Do you have any questions about your current mortgage term? Let us know, we're always happy to answer any questions you may have!

Mortgages are something we could talk about for days, but what exactly is a mortgage? What makes a mortgage different from a standard loan? Swipe to learn more!

Check out this animation we created to show the dangers of only making the minimum payment on your card each month. To learn more during Financial Literacy Month check ou my website and get a free copy of a workbook!

Not all credit cards are equal and not all banks/lenders have the same rates. Just like a mortgage, you can get a variety of different credit cards! Most credit cards give you additional benefits from travel points to cash back so it's good to do your research!