Mathieu Vachon
45 Mountjoy St N P4N 8H7 Timmins, ON, Canada

Are you taking advantage of the TFSA benefits? Would you like to learn more? Contact me anytime to see is a TFSA is a good option for you.

Here is a Weekly Market Update from our partners at Aviso Wealth. If you'd like to learn more about the world of investing, please contact me to help expand your knowledge in this area.

I think most out there can relate to these goals. Funds for the kids education, renovations on the house, pay down the mortgage faster, are all on our most of our lists of things we'd like to accomplish with our budgets. This article touches on how to budget for these strategies.

It's RRSP time. What is your plan? If you're not sure about how RRSPs or even TFSAs can benefit you, please give me a call and I can walk you through which options may be best for you and your goals.

Bonne Année! Notre bureau vous souhaite tout le meilleur pour 2021. Ce fut une année difficile, et il y a des raisons de se sentir plus optimiste pour 2021. Pendant que nous sonnons la nouvelle année ce soir, veuillez avoir une célébration merveilleuse et sûre. Happy New Year! Our office wishes you all the best in 2021. It has been a challenging year to say the least, and there is reason to feel more optimistic for 2021. While we ring in the new year this evening, please have a wonderful and safe celebration.

You don't need to wait to start your plan. The sooner you start having these conversations the better you will feel about your journey. Give me a call to start or review your plan. I am here to listen to your needs, and work with you to achieve what is most important to you and your family. 705-268-3733... [email protected] See more

This is a checklist worth reading. If you have questions, don't hesitate to contact me at 705-268-3733

Il y a tu des tradition Franco-Ontarien qui sont pas sur cette liste? Do you have any special traditions that aren't on this list?

Do you already have a resolution in mind for 2021?

There are also other options than the ones mentioned in this article, that provide protection as well as growth opportunities.

Here's a bit of good news to go with some of the less positive news of the day.

Are you currently working from home?

TFSA limit for 2021 will be $6000 Total limit available if you haven't started your TFSA goes up to $75,500. If you wish to learn more about TFSAs and how and why you should be using this program, please contact me at your convenience.... 705-363-5466 [email protected]

Does worrying about your retirement savings keep you up at night? Book a review and let's look at your options to give you peace of mind.

Bonjour à tous. Tous ceux qui ont des liens avec notre belle ville d'Iroquois Falls, ne manquez pas la tradition annuelle du téléthon d'Iroquois Falls. Toujours une bonne nuit d'exhibition de talent local. C'est pour une grande cause, surtout cette année. Assurez-vous de visiter leur page pour savoir comment s'engager ou faire un don. Profite du spectacle. ... ------------------------------------------------------------------------- Hello everyone. All those with ties to IF, don't miss out on the annual tradition of the Iroquois Falls Telethon. Always a great night of local entertainment. It's for a great cause, especially this year. Make sure to visit their page for information on how to pledge or donate. Enjoy the show.

Are you an early starter? Or do you wait until December before you get into the season?

Do you have non-registered investments? Here's some information about managing capital gains in SOME cases. It's good to know about all your options.

Does this list sound familiar to you?

Happy Financial Literacy Month. We are always here to answer your questions. We want to provide all our clients with advice and comfort with their financial futures.

I felt this was an appropriate article for today. How is the election making you feel about your investments?

What worries you the most about your retirement plan? Is it the markets? Or perhaps under-estimating the amount of savings needed? These are the discussions you should have with your advisor.

Have you made any "big" changes during the pandemic? Are you planning to make some moves? New home, new career, etc.

If you've ever wondered about annuities, with interest rate where they are, perhaps it's worth a conversation.

Many are having these conversations, including in our family. There are many things to consider, and I know it's not an easy conversation.

Three Reasons to Consider Life Insurance for Kids (A message from Credential Financial Strategies Inc.) Is life insurance for adults only? Not necessarily. Here’s why:... Guaranteed Insurability: By purchasing life insurance for a child now, you guarantee that he or she will always have coverage in the future. Even if the child develops a health problem and becomes uninsurable as an adult, he or she will still be protected. Lowest Rates: Because premiums increase as a child ages, you'll always pay more for insurance later in life. A life insurance contract purchased now gives children an edge in life, because they'll spend less on insurance when they become adults. A Smart Gift Idea: Place a term life insurance contract in a safety deposit box and give it to the child when he or she is older. Or, purchase a cash value whole life policy which earns compound interest tax free, and can provide the child with funds for college. For assistance in determining the right insurance protection for children, call Mathieu Vachon, your Credential Financial Strategies Representative, today at 705-268-3733 or drop by the Credential Financial Strategies Centre located at 45 Mountjoy St N, Timmins, ON. for a no-cost, no-obligation consultation. Credential Financial Strategies Inc. is a member company under Aviso Wealth Inc., offering financial planning, life insurance and investments to members of credit unions and their communities.

If you've had to work from home or it's just part of your everyday work life. Please review these changes to tax laws.

Interesting to read this kind of interview with such an influential sports figure.

Attention Snowbirds.

Worth a read. Thoughts on passive (ETFs) vs active investing.

This article shares the importance of insurance and why so many people have been rushing to get insurance in place, however, I want everyone to understand that an insurance review or analysis is the best way to ensure proper coverage. It also allows you to learn about ALL of the various options there are to meet your needs. Don't just buy to FEEL covered, buy to BE covered with comfort and confidence.

Belle journee pour celebre la francophonie en Ontario. Nous sommes fiere de vous servir en francais! Voici l'equipe de Credential, Carole, Shannon, et Mathieu.

Minister Greg Rickford is pleased to invite you to join him for a virtual announcement regarding new financial support for northern businesses impacted by COVID-19. September 28th, 2020 at 9:00am EDT Register Here https://zoom.us/webinar/register/WN_UF_BAbQYTKa3XsSEfVaViw

Very good points about the influence and power of woman.

Deux employées de la Caisse Alliance ont eu le plaisir de distribuer des sacs pour la campagne Choisir local, c’est capital! . Two Caisse Alliance employees had the pleasure of distributing bags for the "Choosing local is capital!" campaign.

The key numbers to look at in this list are what the potential demand is for each profession, not just average salary.

As an advisor I am here to provide valuable information to help you be confident with your financial future. I can provide more details about the way markets work and which savings strategies would best suit your needs. There is no fee for this advice. I am here to answer your questions. Don't be shy, there are no bad questions.

I have to admit, I never really stopped and thought about how important these steps are in this digital age.

I've known many family businesses over the years, and I know many who will be going through this exact type of strategizing in the future. If you'd like to learn more, give our office a call and we'd be happy to review your goals.

Do you work together with your partner to manage your finances or do you keep things more separated? Please share with us which what works for you when it comes to communicating about finances with your partner.

Here's a little bit of insight into some findings from the March crash.

"The registered education savings plan (RESP) remains a popular and flexible tool for Canadians looking to supercharge their children’s savings for post-secondary schooling. While many are moderately versed in how this plan works, the parameters and practical uses of the RESP still cause some confusion and can lead investors to ask their financial advisors for some clarity."

"There are many common misconceptions surrounding the topic of estate planning. For example, many people believe that estate planning just means having a will. Others think that estate planning is only a concern for retirees or those over age 55. Unfortunately, these misunderstandings can be incredibly harmful to your loved ones no matter what season of life you’re in."

When it comes to saving money as a couple, honesty and sharing common goals are the most effective ways to achieve those goals together.

I would say there are many Northern Ontario options that would meet the same criteria in an effort to save more money. We also enjoy a unique quality of life in our vast Northern landscape.

Here is my interview with the big winner of the $10,000 Hole in One, Mike Cave. Apologies if it's a little hard to hear, turn up volume please. Congrats Mike. ... Lee Golf Club, Black River Golf & Country, Northern Golf Association,

What an amazing day! Mike Cave made a Hole in One for $10,000 today at the Black Fly Open in Matheson. Black River Golf Club hosted a great event as per usual, thank you to Lison and Jacques and all of the workers and organizers.... Caisse Alliance sponsored Hole in One prizes on every par 3 this weekend and one of them was a $10,000 prize. Mike was the last player to shoot on #6 for the day. And he hit the shot of the tournament. Congrats to Mike and also his partner Andrew Paquet for not only the hole in one but also for winning the whole tournament as well. Stay tuned for my interview with Mike.

How many of these have you already done with you kids?

This could be relevant for many people out there at the moment.

This IS important for everyone to learn about and understand the potential consequences of not planning ahead.

Did you know about this scholarship program? It is very unique in that it is to help kids who have lost a parent and whose potential funding for education may have been affected by a tragedy, such as losing a parent that may not have had enough life insurance to cover such expenses. This is an opportunity for any person, not just parents to understand their needs and how life insurance can be used to protect the ones you love in the event of a tragedy. Have you ever done an... insurance review before to find out how well you and your family are protected? https://www.manulife.ca//li/life-lessons-scholarship.html