Mauro Jason Baldassarre
1001 Dorchester Square,suite 600 H3B 1N1 Montreal, QC, Canada

So you can focus on getting better Disability Insurance provides you with an income should you become disabled and unable to support your family, maintain your lifestyle or sustain your business. Protect your income or ability to pay your loans (mortgage, credit card, car lease, etc.) if you’re unable to work due to an accident or illness... Get coverage that protects you 24/7 wherever you are, at work or at home Unlike coverage you may have through your employer, you can keep your policy if you change jobs. Contact me for more information on the affordable coverage and flexible coverage options #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #disability #advisor #insurance #lifeinsurance

Tag your a fellow parent or parent to be!! An RESP is a powerful way to save for your child's or grandchild's post-secondary education. In addition to tax-deferred growth, the federal government will also automatically contribute a Canada Education Savings Grant (CESG) of 20% of what you put in, up to $500 per year to a lifetime maximum of $7,200 for each child. If your family income is low, you can receive an even higher amount. For details on these and other grants you m...ay be eligible for, visit CESG. Parents, grandparents and friends can contribute money any time to an RESP up to a lifetime total of $50,000 per child. These contributions are not tax deductible, but any investment income that’s earned within the plan isn’t taxed until it's withdrawn. #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #firsthome #advisor

If you’re looking for a tax-efficient way to increase your retirement savings beyond your RRSP, or you have money in a regular savings account and don’t want to continue paying taxes on the interest, a tax-free savings account (TFSA) and professional advice, we can help you grow your savings tax-free. #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #firsthome #advisor

4 important tax tips for business owners Running your own business? Here’s a look at what you can deduct from your taxes. Plus, find tips on what else you can do to help save money on taxes after you’ve claimed expenses. What business items can you claim on your taxes? ... How can you reduce the amount you pay in taxes? 1. Make sure your business makes enough to deduct expenses 2. Invest in yourself and your business 3. Consider incorporating your business 4. Get life and key person insurance With policies that you personally own, you can list your family or loved ones as beneficiaries. This way, they can get some of the death benefit to help cover expenses after you die. For instance, they can use the money to pay off: outstanding debts, rent, mortgage, tuition, childcare and more. https://www.sunlife.ca//4-important-tax-tips-for-business/

What is mortgage protection insurance? Thinking of buying a new home? Your mortgage lender may offer the option of buying mortgage insurance (also known as creditor insurance). But do you really need it? Or do you need mortgage protection insurance instead? They sound similar, but they’re not the same. Mortgage protection insurance is a life insurance policy that offers your family or beneficiaries a certain amount of money if you were to die. In such a case, with an act...ive life insurance policy, your beneficiaries would receive a tax-free amount of money, called the death benefit. (The exact amount they’ll get depends on how much coverage you have.) With a life insurance policy, you get to: * keep your coverage even as you pay off your mortgage, * keep your coverage even if you move, and * select a beneficiary to inherit the death benefit. With life insurance, you’re leaving your beneficiaries with the flexibility to use the death benefit in any way, for any reason. For example, they can use that money to cover: * mortgage payments, * debts, * the cost of childcare, or * the cost of other living expenses. When buying insurance, remember to make sure that you have enough coverage to meet your family's financial needs, whether it's making mortgage payments, paying off debts or anything else. Mortgage insurance through a bank or lender, however, works differently. #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #firsthome #advisor

So you can focus on getting better Disability Insurance provides you with an income should you become disabled and unable to support your family, maintain your lifestyle or sustain your business. Protect your income or ability to pay your loans (mortgage, credit card, car lease, etc.) if you’re unable to work due to an accident or illness... Get coverage that protects you 24/7 wherever you are, at work or at home Unlike coverage you may have through your employer, you can keep your policy if you change jobs. Contact me for more information on the affordable coverage and flexible coverage options #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #disability #advisor #insurance #lifeinsurance

Tag your a fellow parent or parent to be!! An RESP is a powerful way to save for your child's or grandchild's post-secondary education. In addition to tax-deferred growth, the federal government will also automatically contribute a Canada Education Savings Grant (CESG) of 20% of what you put in, up to $500 per year to a lifetime maximum of $7,200 for each child. If your family income is low, you can receive an even higher amount. For details on these and other grants you m...ay be eligible for, visit CESG. Parents, grandparents and friends can contribute money any time to an RESP up to a lifetime total of $50,000 per child. These contributions are not tax deductible, but any investment income that’s earned within the plan isn’t taxed until it's withdrawn. #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #firsthome #advisor

If you’re looking for a tax-efficient way to increase your retirement savings beyond your RRSP, or you have money in a regular savings account and don’t want to continue paying taxes on the interest, a tax-free savings account (TFSA) and professional advice, we can help you grow your savings tax-free. #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #firsthome #advisor

What is mortgage protection insurance? Thinking of buying a new home? Your mortgage lender may offer the option of buying mortgage insurance (also known as creditor insurance). But do you really need it? Or do you need mortgage protection insurance instead? They sound similar, but they’re not the same. Mortgage protection insurance is a life insurance policy that offers your family or beneficiaries a certain amount of money if you were to die. In such a case, with an act...ive life insurance policy, your beneficiaries would receive a tax-free amount of money, called the death benefit. (The exact amount they’ll get depends on how much coverage you have.) With a life insurance policy, you get to: * keep your coverage even as you pay off your mortgage, * keep your coverage even if you move, and * select a beneficiary to inherit the death benefit. With life insurance, you’re leaving your beneficiaries with the flexibility to use the death benefit in any way, for any reason. For example, they can use that money to cover: * mortgage payments, * debts, * the cost of childcare, or * the cost of other living expenses. When buying insurance, remember to make sure that you have enough coverage to meet your family's financial needs, whether it's making mortgage payments, paying off debts or anything else. Mortgage insurance through a bank or lender, however, works differently. #finance #financialplanning #advisor #montreal #quebec #children #savings #child #education #mortgage #homeowner #firsthome #advisor

Back to school is different in 2020. Join us September 3 for a free webinar to help your family prepare. Register now! http://ow.ly/SHYo50B9UCN

Wishing everyone a happy and safe return to school !

Many students will find their way back to school these days. Are you ready ? Here's how to prep your kids for going to school or daycare in a social-distancing world. http://ow.ly/w8mG50Ba3ew

Your financial goals are as unique as you are which is why not all personal finance ‘rules of thumb’ are going to work for everyone. By working with an advisor you can tailor your strategy to meet your individual needs.

Business insurance isn’t spoken about very often, How can we help your business? We can help you manage both your personal and business finances.... make good financial decisions, maximize your investment opportunities, build a plan that meets your short and long-term goals, set up a retirement plan for the future and find ways to save more money. We can put together a business insurance plan to help financially protect: you, your business partners, your employees the business itself To reach me with more individualized questions; 514-621-0898 [email protected] Or DM me #sunlifecanada #investments #financialgoals #estateplanning #lifeinsurance #life #montreal #quebec

Start a budget, grow your savings, make tax-smart investments and protect yourself from the unexpected with well chosen insurance products. With our help, you can find the right combination of products to help you meet your financial goals. Today’s a good day for a good day 514-621-0898... [email protected] Or DM me #sunlifecanada #investments #financialgoals #estateplanning #lifeinsurance #life #montreal #quebec

Every day thousands of children lose a parent they rely on financially...and most people don’t have adequate life insurance policies to protect their families at death. If you’re the breadwinner of the household, you need to ensure that you have enough life insurance to fully take care of your family. If you have little or no life insurance, you could end up forcing your family to make difficult financial decisions.... Note that most workplace life insurance policies are not even close to bieng enough. Experts recommend 5-8x what the average workplace provides. If you’re not sure you have enough, contact me anytime for a free financial review. 514-621-0898 [email protected] Or direct message via Facebook!

Thinking of opening an REGISTERED EDUCATION SAVING PLAN (RESP) account for your children? I can assist you and answer all your questions to make sure you fully understand the benefits. An REGISTERED EDUCATION SAVING PLAN is a powerful way to save for your child's or grandchild's post-secondary education. Parents, grandparents and friends can contribute money any time to an RESP up to a lifetime total of $50,000 per child. 514-621-0898... [email protected]

A lot has changed recently, making a review of your finances even more important. Let’s meet virtually to review your finances so you can feel confident about what’s ahead. https://advisor.sunlife.ca/serv.fin.coscia.turner/ #personalfinance

Getting ready for all the changes that life throws our way.

During this long weekend, take advantage of this period to take care of yourself, make virtual contact with your loved ones and spend magical moments at home with your children. Happy Easter!

Feeling stressed over the latest coronavirus (COVID-19) situation? Here’s why you need to prioritize your self-care and how you can do it. http://ow.ly/JJsU50z7Zyk

With the COVID-19 situation changing daily, it is important to prioritize your health and the health of your loves ones. @LuminoHealth An innovation from Sun ...Life is here to help support you on your health journey. Through this free network, you can find useful resources, the latest health information and learn about innovative apps, products and services that can help you live a healthier life. Visit LuminoHealth.ca today. http://ow.ly/Uua650z7MOP See more

For all your financial needs 514-621-0898

It may be tough to talk to your boss about your mental health, especially amid the COVID-19 situation. But experts say having the conversation can help your recovery. http://ow.ly/vRbI50z4Q72