Matt Coltura

Looking to Purchase your First Home?! "The more time you spend contemplating what you should have done... you lose valuable time planning what you can and will do" - Lil Wayne What a perfect quote! Priced out of your market, wish you bought 3 years ago? Take a look at this checklist to make sure you have all your ducks in a row going forward! When looking to purchase something substantial like your first home planning is required. Create a budget, develop a savings plan, ...don't take on new debts and talk to an expert! Lets chat

Pre-Qualification VS Pre-Approval Here are some key differences between two terms that are commonly used interchangeably! Believe it or not, they are not the same thing. Know the difference between the two and have certainty in what you can afford. Want to know more? Let’s chat!

Great Article Ever wonder what might affect your mortgage after you already have a Pre-Approval? This is a great article that touches on how the type of property, changes to your employment or credit situation could potentially affect you after the Pre-Approval is issued. Need to know more? Lets chat ... https://www.canadianmortgagetrends.com//a-pre-approval-do/

Why Use A Mortgage Broker?? Unbiased Advice - We work for YOU, not the bank. Providing flexibility in hours and places to meet I am always available! Banks often have the bottom line in mind when presenting you their mortgage products. Getting the best product for YOU is my priority. Save Time - A broker is a one stop shop. We do all the legwork so you don’t have to! ... More Selection - We have access to a variety of lenders and can provide options for unique situations. With access to big banks, Credit Unions and private lenders we have the solution! No Cost - We are compensated by the lender. It doesn’t cost you a penny! As a mortgage broker, I put my clients first. Let’s chat

Changes to Mortgage Stress Test are Coming! Yesterday the government proposed a change to the existing stress test that they implemented in 2017. Set to go into affect June 1st, you will see the existing qualifying rate of 4.79% increase to 5.25% in an attempt to cool down the housing market. Check out my story and the link below for more details on how this might impact you! https://www.canadianmortgagetrends.com//homebuyers-to-fac/

UPDATE !! I started a mortgage blog! Check out the first post below and stay tuned for more mortgage related content! Don't forget to subscribe so you never miss out on a post! https://www.mc-mortgages.ca/blog