Melissa Freire Arezes
5003 167 Ave T5Y 0L2 Edmonton, AB, Canada

Let’s talk about rates The most commonly asked question from any potential client is: What’s your best rate?... Unfortunately, it’s not that simple. As much as we want to give you the absolute lowest rate, so much more goes into quoting you a rate, such as: Are you purchasing a principal residence or a rental property? Which area are you looking to buy in? Are you putting 20% down or less for downpayment? Are you purchasing through a builder? And if so, is it a quick close or a possession longer than 6 months? Are you self building? How long are you planning on keeping the property? Is it important to you to pay off the mortgage as quickly as possible with no limitations? Along with these questions are also different mortgage products that suits your needs. With that said, rates are at a historical low & there are some phenomenal specials on right now. I can help you choose the best rate and mortgage product for you, while providing some savings. I’d love to help you secure a rate & start you on your home buying journey! Feel free to contact me anytime. I’m always happy to help or just have a conversation 780 242 2236 [email protected]

So incredibly thankful and grateful for my beautiful little family! I never thought we would make it to a family of 3, yet here we are with our angel baby! Grateful, thankful, and blessed! Happy thanksgiving

Thankful This year we reflect on so many things. And while this year has been a different and challenging one, it has also brought a lot of things into perspective to be so thankful and grateful for. I’m always so incredibly grateful for my family, friends and my clients. Thank you for always supporting me and my business! ... Hope you enjoy this weekend, however that may look this year and be grateful for the little things! Happy Thanksgiving! . .

Let’s talk Preapprovals Getting preapproved is so important and the first step to getting you started in your home buying journey. By getting a preapproval, you know what your budget is before starting your house hunting and are provided with the advice about downpayment, Mortgage default insurance (if applicable) , the best mortgage product and rate for you and unexpected or unknown costs that come with purchasing a home. ... What can you expect for your preapproval ? Here’s a checklist: We schedule a 45min-1hr phone appointment (yes, that’s right, you can do this from the comfort of your own home) We collect all of your income documents up front to ensure we are working with accurate information and numbers. We secure a rate for you (super important) that’s valid for 120 days while you’re house hunting. By getting preapproved, you can house hunt comfortably, knowing exactly what your budget is. PS- we now process mortgage applications digitally and over the phone so no need to even leave your home. Contact me if you have any questions or if you need to get a preapproval started! . .

It’s all in the fine details The smallest details can make all the difference in room! Did you know we offer a Purchase plus Improvement option to help finance renovations on a purchase? ... With this option, we can help you make your dream home a reality! Contact me or DM me to get you started! . . .