Mike Lenda
4-155 Lynden Road N3R 8A7 Brantford, ON, Canada

What does a life insurance policy actually cost? Let’s take a quick look! #lifeinsurancematters #lifeinsurancequotes #lifeinsuranceadvisor #understandinglifeinsurance #familyprotection #insurancebroker #insurancequotes

Every year! Yes, shop for better insurance every year. Why every year? Well, insurance rates are always changing. There are over 100 Insurance companies in Ontario alone. Although it might seem like it, not all companies are increasing rates. ... As a broker that has access to over a dozen companies it’s easy to see the change throughout the year as companies constantly file for rate decreases or increases. Being a broker allows me to shop every renewal on an annual basis to make sure each of my clients are still receiving the most competitive rates for the coverage required. I’ll do the shopping for you. Send me a DM if you have a renewal coming up. #insurancequotes #insurancebroker #insurancelife #homeinsurance #autoinsurance #homeinsurancequotes #autoinsurancequotes #insuranceadvice #insurancerenewals #shoppingforinsurance #ontarioinsurance

Happy father’s day! #fathersday #superherodad #lifelongfriend

Posted @withregram @billyard_insurance Smoking can significantly affect your life insurance premium. The health hazards of smoking makes you more susceptible and this translates to higher premiums. For example, a 30-year-old, non-smoking male with a $700,000, 20-year term life insurance policy might be quoted a monthly premium of $50.13. If he turns out be a smoker, his monthly premium could become nearly double at $98.01. While vaping might be perceived as a healthier alte...rnative to smoking cigarettes, it may still affect your life insurance. An application may not ask you directly about vaping, but many applications require medical tests. A medical test will detect the nicotine in your blood or urine regardless of the way its consumed. If you vape, you might still be listed as a smoker. If you quit amazing job! There are so many benefits youll begin to notice both health-wise and financially. Depending on the reason for quitting, you may be eligible for a non-smoker rate. The caveat is that youll likely have to sign a non-smoking declaration (12 months smoke-free), have a urine test to prove no trace of nicotine, and confirm that there havent been negative changes to your health. If you have any questions about how vaping or smoking affects life insurance, visit our website or contact us to get in touch with a broker. #lifeinsurance #quitsmoking #nonsmoker #smoking #smoker #health #wellness #insurance #smokefree

Sometimes yoga time turns into nap time #mondaymotivation #insurancebrokerlife #insurancebroker #lazymonday #dogsdoingyoga

What does a life insurance policy actually cost? Lets take a quick look! #lifeinsurancematters #lifeinsurancequotes #lifeinsuranceadvisor #understandinglifeinsurance #familyprotection #insurancebroker #insurancequotes

Every year! Yes, shop for better insurance every year. Why every year? Well, insurance rates are always changing. There are over 100 Insurance companies in Ontario alone. Although it might seem like it, not all companies are increasing rates. ... As a broker that has access to over a dozen companies its easy to see the change throughout the year as companies constantly file for rate decreases or increases. Being a broker allows me to shop every renewal on an annual basis to make sure each of my clients are still receiving the most competitive rates for the coverage required. Ill do the shopping for you. Send me a DM if you have a renewal coming up. #insurancequotes #insurancebroker #insurancelife #homeinsurance #autoinsurance #homeinsurancequotes #autoinsurancequotes #insuranceadvice #insurancerenewals #shoppingforinsurance #ontarioinsurance

Happy fathers day! #fathersday #superherodad #lifelongfriend

Let me quickly explain how this one works in 4 easy steps. 1. Grandparent or parent purchases a participating life insurance policy on their grandchild/ child. 2. Select your payment plan. An 8 or 20 pay plan will have the entire policy paid in 8 or 20 years. 3. Once the child reaches age of majority the policy can be transferred into their name. 4. Now the child has a fully paid up life insurance policy or they can access the cash values to pay for school, down payment on a house etc. Either way giving them a head start in life! #headstart #kidsarethefuture #grandparentsarethebest #lifeinsuranceawareness #lifeinsurance #lifeinsurancequotes

Sometimes yoga time turns into nap time #mondaymotivation #insurancebrokerlife #insurancebroker #lazymonday #dogsdoingyoga

Is your dog aggressive? What if they bite someone? It may be covered under your home insurance policy... #dogslife #dogdaysofquarantine #homeinsurance #homeinsurancequote #liabilityinsurance #autoinsurance #insurancebroker #autoinsurancequotes #dogbites #lifeinsurance #lifeinsurancequote

Dogs are like family! What happens if they bite someone? #dogslife #dogdaysofquarantine #liabilityinsurance #lifeinsurance #autoinsurance #autoinsurancequotes #homeinsurancequote #homeinsurance #dogbites

cute. Happy Mother’s Day to all you moms out there! #mothersday #insurancebroker #insurancequotes #spoilmom #momsday #strongmoms #thankfulformom

#blackouttuesday

Experience... knowledge or skill in a particular job or activity that you have gained because you have done that job or activity for a long time. Ive been an insurance broker for nearly a decade! The industry has evolved and will continue to evolve but the one thing that will never change is the ability to connect with clients... Clients that quickly turn into friends. When your clients are friends it makes for an enjoyable and quick 10 years. Cheers friends! #clientsthatarefriends #insurancebrokerlife #insurancebroker #insurancequotes #autoinsurance #homeinsurance #lifeinsurancematters #businessinsurance #insuranceprotection

Let me quickly explain how this one works in 4 easy steps. 1. Grandparent or parent purchases a participating life insurance policy on their grandchild/ child. 2. Select your payment plan. An 8 or 20 pay plan will have the entire policy paid in 8 or 20 years. 3. Once the child reaches age of majority the policy can be transferred into their name. 4. Now the child has a fully paid up life insurance policy or they can access the cash values to pay for school, down payment on a house etc. Either way giving them a head start in life! #headstart #kidsarethefuture #grandparentsarethebest #lifeinsuranceawareness #lifeinsurance #lifeinsurancequotes

"As a nurse, we have the opportunity to heal the heart, mind, soul and body of our patients, their families and ourselves. They may not remember your name but they will never forget the way you made them feel." Maya Angelou #notjusttodaybuteveryday #nursesrock #thankanurse

cute. Happy Mothers Day to all you moms out there! #mothersday #insurancebroker #insurancequotes #spoilmom #momsday #strongmoms #thankfulformom

The old price vs coverage debate! Price is often the determining factor when it comes down to purchasing insurance. After all, no one plans on getting into an accident or having a flooded basement so why shouldnt they search for the lowest price possible, right? Well lets think about it this way... you have a craving for a cheeseburger and notice restaurant A has cheeseburgers for a $1 and down the street restaurant B is advertising cheeseburgers for $7. Would you auto...matically think restaurant A is amazing and order a dozen cheeseburgers because the price is so cheap? Or, would you try to figure out why those cheeseburgers are so cheap? Is it even real meat? How big are the burger pattys? What kind of cheese are they using? Price is important but wouldnt you want to know what youre getting? Deciding on what insurance coverage is best for you should be the same way. Maybe the lowest rate is the best option for you! All Im saying is do your research and know what your getting. Is anyone else getting a craving for cheeseburgers? Whats your favourite burger? Comment below and tag your favourite place to get burgers. Ill pick 3 random comments and send you a $20 gift card to that restaurant. #burgersonme #insurancebroker #doyourresearch #autoinsurance #homeinsurance #insurancequotes #insurancequote #lifeinsurancequotes #autoinsurancequotes #homeinsurancequote

I think Rudy had a great time learning about the differences between mortgage insurance and term life insurance... #clientmeetings #insurancebroker #termvsmortgage #termlifeinsurance #terminsurance #billyardinsurancegroup #brantfordinsurance #brantfordontario

Life insurance is designed to protect your family and other people who may depend on you for financial support. Its a difficult topic to discuss as it implies death... more specifically your death. You dont want to think about your childs or spouses life without you in it... When discussing life insurance thats exactly the scenario in question. Because a life insurance policy doesnt pay unless there is a death its often overlooked because none of us want to plan for d...eath. We all know that death is part of life but in our minds depending on age its many many years down the road. Unfortunately, it doesnt always work that way and yet, we delay. We delay having a proper will in place, purchasing a life insurance policy, appointing a power of attorney etc. Ok, so youre fine with picturing their lives without you. You understand that you want them to have a financially stress free life in the event of your passing and are interested in understanding how life insurance can help. Whats next? How do you know which policy is right for you? How much life insurance should You have? Do You even qualify for life insurance? Can you afford it? Its overwhelming to say the least. If Life Insurance is new to you then I strongly suggest chatting with a licensed representative as there are many ways to pinpoint and tailor a policy specific to your needs. It may not be in the budget at the moment but its definitely a great time to understand how a life insurance policy can bring you peace of mind. #lifeinsurance #familyiseverything #insurancebroker #brantford #brantfordontario #parisontario #familyprotection #lifeinsurancequotes #lifeinsuranceawareness

Its true! Frank did save 25% on his insurance. How do I know? Well, I helped Frank save. Frank is smart and was able to realize that by requesting a quote from myself he would essentially get quotes from 15 different Insurance companies. As an insurance broker I am able to shop with multiple companies to find the best coverage and rates available. #savetime #expertadvice #autoinsurancequotes #homeinsurancequote #lifeinsurancequotes #businessinsurancequote #autoinsurance #homeinsurance #lifeinsurance #businessinsurance #insurancebroker #multiplequotesinseconds

Quote and Win! $250 visa gift card giveaway! Request an online quote anytime in April and automatically get entered in a draw to win a $250 visa gift card. Click the link in my bio to start your quote. Contest closes at 5pm EST on April 30th 2020 and the winner will be randomly selected and announced on May 1st 2020. The winner will be notified by DM and must claim their prize within 72 hours. Prize can either be mailed to the winner or picked up at our office. Participants m...ust be residents of Ontario and over the age of 18. No purchase of insurance required. This contest is not sponsored, endorsed or administered by, or associated with Instagram. #insurancebroker #visagiftcard #homeinsurance #autoinsurance #lifeinsurance #businessinsurance #businessinsurancequote #autoinsurancequotes #lifeinsurancequotes #homeinsurancequote #saveoninsurance #contestgiveaway #winnerwinnerchickendinner See more

No need to be as demanding like Rudy! Get a quick #insurancequote online. Click the link in my bio for #autoinsurance #homeinsurance #businessinsurance #lifeinsurance quotes. #brantfordontario #parisontario #insurancebroker #londonontario #onlineinsurance #insurancequotesonline #woodstockontario #lowrates #lowcostinsurance #competetiverates #propercoverage #expertadvice #insurancequotes #insuranceadvice

No need to be as demanding like Rudy! Get #insurancequotes online in minutes. Click the link in my bio to get started #homeinsurance #autoinsurance #businessinsurance #lifeinsurance #brantfordontario #parisontario #insurancebroker #onlinequotes #woodstockontario #quickinsurancequote #londonontario #saveoninsurance #lowrates #propercoverage

Did you know some insurance premiums are heavily rated based on annual revenue? The impact on small business as a result of mandatory shut down due to covid-19 has been devastating to many business owners. As operations are forced to shut doors this has a direct impact on annual revenue. This would be a great time to reach out to your insurance provider and discuss possible opportunities to adjust your policy and make sure your plan is evolving with your business and your needs. #smallbusiness #insurancetips #insurancetip #insurancebroker #commercialinsurance #brantford #parisontario #businessinsurance #businessinsurancetips

Whether you are hard to insure, have health issues, are in good health or simply want reliable coverage fast, Canada Protection Plan offers a wide variety of plans to suit your specific needs. Whether you are 18 or 80, you can apply for coverage up to $500,000 for No Medical & Simplified Issue Life Insurance plans. We do not ask if youve been declined for life insurance in the past, nor do you need to go for a medical exam. You can obtain coverage completely online from the comfort of your own home. For fast online quotes check out https://getstarted.cpp.ca/home/47704 #brantford #brantfordontario #lifeinsurance #familyprotection #nomedical #noneedles #guaranteed #woodstockont #woodstockontario #coverageguaranteed #onlinequotes #protectyourlovedones #familyfirst

Thank you James for taking the time to write a review. In times like these its important to stay positive and help others as much as we can. Being kind not only has a direct effect on others, but it has a positive impact on yourself as well. Remember theres no such thing as a small act of kindness. Every act creates a ripple with no logical end. Scott Adams #testimonial #feelgoodfriday #insurancebroker #insurance #lifeinsurance #homeinsurance #autoinsurance #businessinsurance #kindness #kindnessisfree #positivevibes

Do you know the role of an insurance broker? An insurance broker works for their clients providing advice on the best insurance options available. Their goal is to support their clients interest and not sell a particular policy on behalf of an insurance company. When you work with an insurance broker you have more choice, better pricing and a representative thats on your side in the event of a claim. At Billyard Insurance Group we have access to over 12 different insurance companies. This means that with one quick call you can receive a quote from all of those companies. Save time and call me for a quote today! 519-804-9902 #brantfordontario #insurancebroker #billyardinsurancegroup #brantford #insurance #woodstockontario #parisontario

Being an Insurance Brokerage we have contracts with multiple Life Insurance companies, this allows us to shop around for the best pricing for the coverage you n...eed. If you have Life insurance already and want a second opinion, or were thinking of getting quotes for the first time, contact us today to book an appointment. #brantford #insurance #lifeinsurance #brokerage 519-759-4128 [email protected] See more

$50 gift card to @zazas_pizzeria Heres how to win! Follow @mikelenda.insurance and @zazas_pizzeria then tag someone you would share this delicious za with. The winner will be selected randomly and announced on February 24th. The winner will be notified by DM. Participants must be residents of Ontario and over the age of 18. No purchase of insurance required. This contest is not sponsored, endorsed or administered by, or associated with Instagram. #brantfordontario #brantfordbusiness #pizzatime #pizzalover #brantford #insurancebroker #billyardinsurancegroup #letseat

Heres how to win! 1. Follow @mikelenda.insurance and @brantfordtwinvalley 2. Like this photo and comment with what month your insurance is up for renewal 3. Tag a friend .... Contest closes at 5pm EST on August 12th 2019 and the winner will be randomly selected and announced on August 13th 2019. The winner will be notified by DM and must claim their prize within 72 hours. Prize can either be mailed to the winner or picked up at our office. Participants must be residents of Ontario and over the age of 18. No purchase of insurance required. This contest is not sponsored, endorsed or administered by, or associated with Instagram. . #brantfordzoo #brantfordtwinvalley #win #contest #brantford #insurancebroker #triptothezoo #ontario #insuranceontario #giveaway #familytrip #ontariosummer See more

Getting through hump day requires a little help from @psc.brantford and some Jamaican Blue Mountain beans... For some its giving into the rainy day vibes and taking your second morning nap. #insurancebroker #biginsurancebrokers #homeinsurance #autoinsurance #lifeinsurance #businessinsurance #bluemountaincoffee #midmorningnaps #tiredpuppy

Just by getting a quote a $2 donation will go towards supporting Habitat for Humanity Brant-Norfolk!