Mortgage with Rajnish Sharma
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Phone: +1 613-761-3244
Website: rajnish.ca
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Toronto home prices reach all-time high in 2020, sales The average selling price of a Toronto region home hit an all-time high in 2020, rising 13.5 percent from 2019 to $929,699. Home sales for the entire year also posted strong annual growth, up over eight percent from 2019’s total, despite the significant slowdown in activity through the spring months of the pandemic. The 2020 sales total at 95,151 transactions was the third-highest result on record.... The 7,180 homes that changed hands last month was a record for the month of December. The December result means home sales broke records in five of the last six months of the year, according to new data released today by the Toronto Regional Real Estate Board (TRREB).
Wish you a very Happy New Year! May 2021 be like a rising Sun and brings Sunshine along with happiness, joy, positivity, good health, and peace of mind!!! Welcome, 2021! -Rajnish Sharma Mortgage Agent
A very Merry Christmas from our family to yours.
Mortgage Tips-3 Fixed-rate mortgages often appeal to clients who want stability in their payments, manage a tight monthly budget, or are generally more conservative. For example, young couples with large mortgages relative to their income might be better off opting for the peace of mind that a fixed-rate brings. A variable rate mortgage often allows the borrower to take advantage of lower rates the interest rate is calculated on an ongoing basis at a lenders’ prime rate min...us or plus a set percentage. For example, if the current prime mortgage rate is 2.45 percent, the holder of a prime minus 1.00 percent mortgage would pay a 1.45 percent variable interest rate. As a consumer, the best option is to have a candid discussion with your mortgage professional to ensure you have a full understanding of the risks and rewards of each type of mortgage Call at 613-761-3244 for any questions
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