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640 5 Ave SW, Suite 1500 T2P3G4 Calgary, AB, Canada

MNP Licensed Insolvency Trustees - Laura Ryback, Randy Kobbert and John Athanasiou reflect on the impacts of financial well-being on mental health in this 4 part series for #BellLetsTalk Day. Book a free consultation today to learn more: www.mnpdebt.ca

With the 11th edition of Bell Let’s Talk Day upon us on Thursday, January 28, there’s no better time to share your struggles and what you’ve done to manage or overcome them. We can all help and learn from each other. #BellLetsTalk #DefeatDebt #MNPDebt

It's #BellLetsTalk Day tomorrow and we are featuring some insights our Trustees have gathered in the past regarding mental health in correlation to financial health. This is a great read to help you set some personal goals this year: #DefeatDebt

The fact is, debt happens to good people, but don't let it take over. #DefeatDebt

So proud of our team at MNP Debt (Calgary) and the surrounding area to be included with 4 other MNP service lines in this recognition. Great job to our insolvency team. We really do take pride in our client service, with helping people who may be struggling with debt, and helping business owners who are struggling. We are always here, but in our current economy in particular.

Take this quick 14 question survey for you to learn more about your debt health. Based on your answers, we will provide steps you can take to either help you achieve or continue living your debt-free future. #DebtScale #DIYDebtSolutions #DefeatDebt

Now that you’ve been discharged from Bankruptcy / completed your Consumer Proposal and rebuilt your credit, you’re keen to take the next step toward home ownership. You’re saving, you’re budgeting for all the costs involved and you’re nearly ready to put an offer in. But have you factored mortgage default insurance into your calculations? Learn more: #DefeatDebt

We remember. #RemembranceDay

Did you know? Every MNP 3 Minute Debt Break episode delivers one key money management tip in less time than it takes to brew yourself a cup of coffee. You can stream our Podcast on several streaming platforms: linktr.ee/MNPDebtPodcast

With pent-up demand and low borrowing costs driving demand in the Canadian housing market, first-time homebuyers are looking to get their foot in the (homeownership) door. However, according to BMO's latest release on the housing market, many indicate they will look for help from family to get there. And with COVID as a backdrop, first-time buyers say the pandemic will influence the type of mortgage they choose. Read more:

There’s no one-size-fits-all strategy for getting out of debt. Your goals, financial and family circumstances are unique, and all deserve consideration in determining your best path forward. Check out some of our self-assessment and self-help tools here: www.MNPdebt.ca/DIY

Find out how a Consumer Proposal can help you eliminate your debt and gain control over your financial future. #DefeatDebt

Debt can feel overwhelming, and it can be difficult to keep track of everything. Especially as our lives get busier and we have more distractions grabbing at our attention. But it’s not impossible. Just a few small changes can add up quickly and help you get the upper hand. Following are our top 10 quick tips for getting organized to defeat your debt. #DefeatDebt

We are thrilled to be recognized in the 2020 Canadian Lawyer Readers' Choice Awards five times, including in the category of Trustees in Bankruptcy/Restructuring Services. MNP is proud of the recognition of our dedicated team members, and to support Canadian legal professionals. To learn more, visit:

To subscribe to our MNP Consumer Debt Index updates, please visit the link below: #MNPcdi

When looking at lending to a self-employed individual, it is no longer enough to see a copy of their tax returns or notices of assessment. Recent court cases have clarified Canada Revenue Agency (CRA) debts, including payroll and GST/HST remittances, are deemed trust debts and these can have a super priority over the lender’s interest in the property. #DefeatDebt

There are lots of ways to celebrate those #seniors who have helped build our country. Being debt free should be one of them #DefeatDebt

By the time you get to my age, you feel like your options have all run out. If you’ve found yourself overcome by debt due to living on a fixed income, MNP can help. Visit www.mnpdebt.ca/lifehappens for more information #LifeHappens

Today is #InternationalPodcastDay and MNP Debt is a proud podcaster. To listen to all our episodes and view other streaming options, please visit: www.mnpdebt.ca/podcast #MNPdebtbreak #Podcasts

The Canada Emergency Response Benefit (CERB) has been a welcome respite for Canadians struggling with the economic fallout of COVID-19. However, with millions of individuals having already maxed out on the benefits and all payments looking to conclude by the end of 2020, households need to consider how they will cope in a post CERB economy. #DefeatDebt #CERB #COVID19 https://mnpdebt.ca//how-you-can-prepare-for-life-after-cerb

It's all about options. Find out what your best option can be. Listen to our latest episode of MNP 3 Minute Debt Break Podcasts here: https://mnpdebt.ca//resources/mnp/your-best-option-podcast

If you’re struggling to maintain minimum monthly debt payments or don’t see yourself ever getting out of debt on your own, you may consider filing a Bankruptcy. It is one option but it’s not the FIRST option a Licensed Insolvency Trustee or LIT will recommend. Nor is it always the best option for dealing with your debt. In fact, Bankruptcy should be your LAST course of action after exhausting other available avenues. Find out more in our latest episode of MNP 3 Minute Debt Break Podcasts: https://mnpdebt.ca//resources/mnp/your-best-option-podcast #DefeatDebt #MNPDebtBreak #Podcasts

Congratulations to our newest Licensed Insolvency Trustee, Lindsay Burchill. She services our Calgary locations and we fortunate to have her on board. If you wish to contact Lindsay, please visit: https://mnpdebt.ca/en/personnel/lindsay-burchill

The holidays often have a snowball effect: First is the struggle of deciding who to buy for, what to buy and how you’re going to afford it all. Then comes the stress of shopping itself. Finally, there’s the planning for how to deal with the all-too predictable debt. #DefeatDebt

The survey, which polled 2.001 respondents nationwide Sept. 1-3, also found 10 per cent of Albertans, or about 442,000 people, are postponing paying their credit cards due to economic disruption. #MNPcdi #CERB #COVID19

Life Happens. It's true. But never forget, you're not alone. Every day our Licensed Insolvency Trustees work with people who have experienced debt problems in every way imaginable. This is their stories about situations that got out of control leaving clients feeling scared, alone and exhausted. But for every story, there was always a solution, hope, and most importantly, a chance to start over again. #LifeHappens

Donna Carson, a licensed insolvency trustee with MNP Ltd., which sponsored the poll, said as creditors begin looking to collect deferred payments, and short-term financial relief comes to an end, many people will find their pre-pandemic debt problems compounded. #MNPcdi #CERB #COVID19

For every debt problem our clients have faced, there was always a solution, hope, and a chance to start over again. #LifeHappens

Your credit score can influence your ability to access new credit, rent housing, or even qualify for some jobs. But it has no bearing on whether a Licensed Insolvency Trustee will help you or whether you qualify for a Consumer Proposal or Bankruptcy. Learn more:

In a new Ipsos poll commissioned by MNP LTD, four in 10 Canadians (43%) said they or someone in their household are still dealing with COVID-19-related employment disruption in the form of job loss, reduced working hours, or cutbacks in pay. #MNPcdi #CERB #COVID19 Read more:

Should I use a line of credit to pay off my debts? hat’s a good question, and one that might produce some surprising answers. There’s no one size fits all solution to debt. You need to consider all your options before you take out a consolidation loan or max out your line of credit to pay off your debts. You also need to be clear on your short- and long-term financial goals. #DefeatDebt Read more:

Amidst all the uncertainty the pandemic has caused, one thing is certain: the underlying debt problems faced by Canadians have not gone away." A new IPSOS poll conducted on behalf of MNP LTD. has found that four in 10 (43%) Canadians still experiencing COVID-related disruption to their employment, despite improving jobs figures. Read more here: https://mnpdebt.ca//covid-consumer-debt-nearly-half-of-can

Indebted Albertans urged to seek professional debt advice before borrowing to make ends meet. #MNPcdi #CERB #COVID19 Read more:

Four in 10 (43%) Canadians still experiencing COVID-related disruption to their employment, despite improving jobs figures. Read more: https://mnpdebt.ca//covid-consumer-debt-nearly-half-of-can #COVID19 #MNPcdi #CERB