Jordan St. Pierre
4-16 Nelson Drive T7X 3X3 Spruce Grove, AB, Canada

Bank of Canada to restate low-rate guidance in Wednesday call https://bit.ly/34sfZz9 We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #SpruceGroveMortgageBroker

Read our latest blogpost: Using Purchase Plus Improvements to Get the Home You Want https://bit.ly/3n9CzDR We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #sprucegrovemortgagebroker #yegmortgage #yegmortgagebroker

Canada planning foreign buyers tax in effort to lower country’s housing prices. https://bit.ly/3ovQzIi We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #yegmortgagebroker #homepurchasemortgage

What is the Purchase + Improvements program? Watch my latest video to find out! (Don’t mind our dog snoring in the background) For more information please visit www.modernfinance.ca or call our office at... 780.953.7314 #mortgagebroker #mortgage #mortgagesolutions #mortgagetips #mortgageadvice #yeg #yegmortgage #yeglocal #yegmortgagebroker #sprucegrove #sprucegrovebusiness #sprucegrovemortgages #sprucegrovehomes #yeghomes #yegrealestate

Bank Of Canada Ended The Mortgage Program That Inflated Prices Kind Of https://bit.ly/3fpT2Rb We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information. #yegmortgagebroker

Learn about the differences between a pre-qualification and a pre-approval in my latest video. For more information please visit www.modernfinance.ca or call us at 780.953.7314!

Housing is hot but for how long? https://bit.ly/3lXaNKe We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #yegmortgagebroker #mortgagebroker #sprucegrove See more

What are the emerging trends for Canadian real estate in 2021? https://bit.ly/35oZJiU #yegmortgagebroker #mortgagebroker

Check out our latest blog post on cashback mortgages below! https://www.modernfinance.ca//568012-cash-back-mortgages-b If you are interested in learning more about this product, please give us a call at 780-953-7314 or visit our website www.modernfinance.ca and we’d be happy to answer any questions you may have!

There are many different terms used when you are buying or selling a home that can often make things confusing! One of our goals is to simplify the mortgage and home buying process by helping you understand what all these important words mean. Visit our website www.modernfinance.ca to see our extensive glossary of mortgage related keywords or contact us at 780-953-7314 for a complimentary in-depth consultation! . .... . #mortgagemonday #mortgageadvice #mortgageterms #yegmortgage #sprucegrovemortgage #financetips #shoplocal #modernfinance #yegmortgagebroker #sprucegrovemortgagebroker #sprucegrovehomes #yeg #sprucegrove #homebuying #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip See more

Check out my latest video on Cashback Mortgages!

Bank of Canada reaffirms it’s low rate outlook . . . We offer mortgage planning services. For more information, please visit www.modernfinance.ca or contact Jordan at 780-953-7314... #yegmortgagebroker #sprucegrovemortgage #sprucegrove #yeg #mortgagetips #yegmortgage #shoplocal #modernfinance #homebuying #househuntingyeg #mortgageadvice #mortgagerates See more

Due to fluctuating financial markets, mortgage rates change often! Here are our current posted rates compared to what you would get at the bank. For more information or to schedule a consultation with Jordan, please call 780-953-7314 or visit our website www.modernfinance.ca . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip

Happy labour day long weekend! We hope everyone got in some rest, relaxation and family time! #longweekendgetaway #yegmortgages #yegmortgagebroker #sprucegrove #cranbrook #travelbritishcolumbia #golflife #golfbc

Read our latest blogpost- Top Five Things to Look for When Hiring A Mortgage Broker . . . https://bit.ly/3iU2g8L... . . Click the link above or visit us at https://www.modernfinance.ca for more information! #yegmortgagebroker #sprucegrovemortgage #sprucegrove #yeg #mortgagetips #yegmortgage #shoplocal #modernfinance #homebuying #househuntingyeg #mortgageadvice See more

Tip # 7 - DON'T change or quit jobs You should avoid changes to your employment status after you’ve been pre-approved for a mortgage. Steady and predictable income is crucial to most mortgage applications. Changing jobs or becoming self-employed will definitely throw a wrench into the mortgage approval process. Instead, hold off changing employers or starting a company until after you have the keys to your new place. If the worst should happen, and you are fired or made redun...dant, it’s probably a good idea to delay buying a home until you regain financial stability. For more information, please visit our website www.modernfinance.ca . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip

Tip # 6 - DON'T apply for new credit You should never apply for new forms of credit during the home buying process, like a personal loan or credit card, and don’t co sign a loan for a friend or family member. Your debt level and available credit are both factors in mortgage approval, so increasing them may risk your pre-approval. . .... . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip See more

Tip # 5 - DON'T make any major purchases Once you’ve submitted your documentation, your financial situation shouldn’t change from pre approval to loan finalization. Changes to your financial situation could ultimately result in loan rejection, even if you were initially pre-approved. To avoid rejection, don’t make any major purchases that change your debt service ratios. Visit www.modernfinance.ca or call 780-953-7314 for more information!... . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip See more

What's behind your mortgage rate? https://bit.ly/3cADabJ We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #yegmortgagebroker #mortgagebroker #YEGMortgage #stonyplain See more

Tip # 4 - DO stay within your budget Don’t make the upper ceiling of your mortgage pre approval your maximum purchase price. Do your own calculations, figure out how much you can afford monthly (don’t forget the other costs associated with homeownership, not just the mortgage) and go from there. You should know that the mortgage you’re pre approved for could be more than what you can actually afford. You can often be pre approved for much more and be tempted to use it to buy... a more expensive home, even if it's not within your budget. The other mistake I often see is homebuyers shopping for a home that is above their pre-approval amount or personal budget. This can often lead to frustration when they are unable to get financing for the home they want! To find out what you qualify for or for more information, visit www.modernfinance.ca . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip

Tip # 3 - DO start getting your documents ready ahead of time! Collecting the documentation needed for a mortgage pre-approval and application can take time it’s best to get started early. Ask your mortgage broker what documents are required to finalize your mortgage, and start gathering it all in one place. Here’s a typical list to get you started:... Identification to prove you are who you claim to be. Bank account and investment statements to prove you can pay your monthly payments. Proof of assets like a car, cottage, or boat. Proof of income pay stubs or a letter from your employer will do. A notice of assessment will be needed if you’re self-employed. Information about your debt this includes student loans, car loans, and credit cards. For more information or to start your pre-approval process, please visit www.modernfinance.ca . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip

Tip # 2 - DO shop Around for a Great Rate Just as you’ll see several homes before settling on ‘the one’, you should shop around for the best mortgage rate. Don’t just go to your local bank branch and expect to receive a great deal. Do your research and compare mortgage rates, or use a mortgage broker who will negotiate on your behalf. Even half a percentage point can make a huge difference in your regular payments and the amount of interest you’ll pay over time. What happen...s after your mortgage pre approval? Generally, you’ll have a 90 to 120 day period where your offered rate will be held for you. This is when you should start house hunting! Visit our website www.modernfinance.ca or call 780-953-7314 to discuss your options! . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip

Becoming a homeowner can be both an exciting and daunting process for many Albertans. It can be difficult to know exactly where you need to start before shopping for your dream home! That's why I am putting together a list of Do's and Don'ts to make the mortgage approval process easier for you! Tip # 1 - DO apply for a mortgage pre-approval BEFORE you begin house hunting! Most Canadians think the first step in the home buying process is to contact a realtor and start looking ...at homes. This isn’t correct. The first thing you should do is apply for a mortgage pre approval. After all, if you find a home you like, you’ll want to move quickly. Being pre approved for a mortgage removes an extra step in the process. Being pre approved also helps you know how much you can afford to spend. You can get a good estimate of how much you can afford with our mortgage affordability calculator. However, the hard limit will always be how much the bank will approve you for a mortgage pre approval gives you that. How long does it take to get a mortgage pre approval? It can be done within an hour if you have your documentation together. Visit our website www.modernfinance.ca or download My Mortgage App to start the process today! . . . #yeg #yegmortgage #yegmortgagebroker #sprucegrove #sprucegrovemortgage #sprucegrovemortgagebroker #shoplocal #modernfinance #homebuying #mortgageadvice #househunting #supportlocal #mortgageexpert #mortgagepreapproval #mortgagetip

Overview of Q1 2020 National Mortgage and Credit Trends https://bit.ly/3jfbZrt We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #yegmortgagebroker #mortgagebroker #SpruceGroveMortgageBroker #alberta See more

Read our new blog post: HOW TO PREPARE FOR HOMEOWNERSHIP https://bit.ly/2ZHkgfY We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #yegmortgagebroker #mortgagebroker #sprucegrove See more

Mortgage Rates Keep Setting New Record Lows https://bit.ly/3it5Hno We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #SpruceGroveMortgageBroker #YEGMortgage #YEGMortgagebroker

Bank of Canada expected to hold overnight target rate >> https://bit.ly/2No8dwW We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information.... #yegmortgage #mortgagebroker #stonyplain See more

6 smart strategies for first-time home buyers https://bit.ly/3fL8B50 We offer Mortgage Planning Services. Visit us at https://www.modernfinance.ca for more information. #JordanStPierre #firsttimehomebuyer #sprucegrove

Does a spouse’s real estate ownership cancel out first-time homebuyer qualifications? We offer mortgage planning services. For more information or to schedule your free consultation, visit www.modernfinance.ca or call us at 7809537314.

Happy Father's day to all of the wonderful dads out there! #yeg #yegliving #mortgagebroker #fathersday #yegmortgagebroker #sprucegrovemortgagebroker #sprucegrove #modernfinance #homebuying