Money We Have

It's a new year, so it's time to get your finances in order. How about making getting a raise one of your goals this year? https://www.moneywehave.com/how-to-ask-for-a-raise/

For those who use STACK Mastercard and got the email yesterday about their silly changes. Your best option now is to switch to the Wealthsimple Cash Card. No monthly or annual fees, no foreign transaction fees on purchases and withdrawals. You also get $10 for free when you use a referral link. STACK was great while they lasted, but they're useless now. https://www.moneywehave.com/wealthsimple-cash-review/

Is your birthday coming up? Here are some stores that will give you stuff for free! https://www.moneywehave.com/birthday-freebies-canada/

Guaranteed Investment Certificates are a popular investment product, but are they worth it? I personally don't think I'll ever buy a GIC in my lifetime (well, not at the current rates), but they might still make sense for some people. https://www.moneywehave.com/are-gics-worth-it/

I'm a little early, but here's my list of the best credit cards in Canada for 2022. From travel to no-fee, these are the cards you should consider in the new year. https://www.moneywehave.com/best-credit-cards-in-canada/

The new CIBC Costco Mastercard has been unveiled. You'll get a slightly higher earn rate, but the insurance benefits have taken a huge hit. https://www.moneywehave.com/cibc-costco-mastercard-unveiled/

Many people still aren't travelling, but it's nice to have some inspiration. Here's how much it costs to go to Bermuda. https://www.moneywehave.com/how-much-does-it-cost-to-go-to/

MyMcDonald's Rewards arrives tomorrow. Find out how the new program works and how it compares to others. https://www.moneywehave.com/mymcdonalds-rewards-rewards-gu/

Your management expense ratio is arguably the most important aspect of your investments. Find out how this fee works and why it could be costing you thousands of dollars. https://www.moneywehave.com/understanding-your-management-/

Hey everyone, I've just written a 10-part guide on Travel Hacking For Lazy People. If you've ever wanted to travel in luxury for less (and without much work), here's how to do it. https://www.moneywehave.com/what-is-travel-hacking/

Are you looking to learn more about personal finance? These are my favourite books. https://www.moneywehave.com/top-personal-finance-books-for/

Do you collect CIBC Rewards points? This program is surprisingly good and has a sweet spot where you can more than double the value of your rewards. https://www.moneywehave.com/cibc-rewards/

Have you ever thought about retiring abroad? Here's how your CPP and OAS payments would work. https://www.moneywehave.com/collecting-cpp-and-oas-while-l/

Tinking about your future travel plans? Barbados is a great destination to consider. https://www.moneywehave.com/how-much-does-it-cost-to-go-to/

Black Friday is quickly approaching, but will stores price match? reebee did the research so you'll know how to maximize your time. https://www.moneywehave.com/do-stores-price-match-on-black/

The WestJet RBC WOrld Elite Mastercard just increased its welcome bonus to $450 ($250 on first purchase + $200 after $5K spend in the first 3 months). This is the largest offer they've ever had. Clearly they're trying to stay competitive compared to the new Aeroplan credit card bonuses. https://www.moneywehave.com/westjet-rbc-world-elite-master/

You may not be travelling soon, by the Air Canada Buddy Pass that comes with the new TD Aeroplan credit cards could save you hundreds of dollars. https://www.moneywehave.com/td-aeroplan-credit-cards/

The new American Express Aeroplan Cards have arrived. Here are the new welcome offers which include an Air Canada Buddy Pass. https://www.moneywehave.com/american-express-aeroplan-cards/