Mortgage Alliance Accumetrix
15403 Yonge Street L4G1P1 Aurora, ON, Canada

What you've been waiting for might just be around the corner. New inventory will be coming to the market... This can be viewed in both a positive and negative light. It's all about perspective.... Let's me know your thoughts, I want to hear from you. See the link for the full article below. Jonathan Chan Broker Mortgage Alliance Accumetrix Helping you get More, Out of Less! 416.705.0005 Accumetrix.ca https://betterdwelling.com/thousands-of-torontos-airbnb-in/

Just a reminder that I have access to unique products and services to help you achieve your home ownership goals and also assist you with your financial needs beyond just mortgages. Ask me for information on home and auto insurance as well as a unique cash back Mastercard.

Are you getting ready to buy your first home or move to your next home? The #1 thing you can do is get advice early. Talking with a mortgage professional like myself will help you understand: What you can afford The down payment you need Costs involved with buying a home... Improving your credit Prepayment options Refinancing penalties (if you decide to do so down the road) Budgeting and more! Send me a message today and let's start the conversation.

The lowest hanging fruit, gets picked first... The same can be said about real estate prices. It's no wonder that during this pandemic whereby technology has enabled many to be able to work remotely, that areas surrounding big cities are the ones that are seeing growth and demand. Read the full BNN Bloomberg article below.... If you or anyone you know might be looking to make a move, your first step would be to get pre-qualified. Feel free to call me anytime. Helping you get More, Out of Less. Jonathan Chan Broker Mortgage Alliance Accumetrix 416.705.0005 Accumetrix.ca https://www.bnnbloomberg.ca/younger-canadians-moving-away-f

With rates being low, and expected to stay for a while, now is a great time to unlock equity through refinancing or a home equity line of credit (HELOC). Refinancing allows you to access equity and possibly obtain a better interest term and rate. Where as a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money. Send me a message and we can explore the possibilities available to you.

High interest credit card debt can take years to pay off when making the minimum payment. Did you know that you can consolidate high interest debt into your mortgage by refinancing? A strategy like this can potentially free up hundreds of dollars a month depending on your situation. Send me a message to see if refinancing to pay off high interest debt is the right solution for you.

Borrowing money is harder for self-employed Canadians. A group that, according to Statistics Canada, has a higher median net worth than paid employees. We can help turn the tables. With access to banks, private lenders, credit unions and more we will find the mortgage that's right for you.

Could this be the beginning of something... Good or Bad we want to hear from you. Let me know your thoughts.... Jonathan Chan Broker Mortgage Alliance Accumetrix Helping you get More, Out of Less 905.780.0908 Accumetrix ca https://financialpost.com//you-can-now-get-a-20-year-mortg

One call can give you access to tons of lending options you can’t get on your own. From major banks to private lenders and credit unions, using a mortgage broker gives you access to all of them. Contact me for a free consultation.

Seek and you shall find. Whatever you're looking for online, you will definitely find. The statistical information in the link below is based on year over year recorded data. So while opinions can be injected into what may or may not happen, what we do know is that activity is up, prices are climbing and more consumers are looking outside the GTA for affordable options.... The world economy has interest rates pegged low for quite some time, which also lends a hand to those who want to make the jump into home ownership Ready to become an owner? Call today, and let's map out how within reach home ownership really is. Jonathan Chan Broker Mortgage Alliance Accumetrix Helping you get More, Out of Less 416.705.0005 Accumetrix.ca https://betterdwelling.com/teranet-canadian-real-estate-p/

A lot has gone on this year in the mortgage market. We have had everything from rate drops to deferrals to restrictions come at us and your personal situation may have changed. As the year comes to an end, if you have not made time for your annual mortgage check-up, now is the time! Send me a message and we can review your situation, free of charge, to ensure you are getting the mortgage that’s right for you.

To best meet your needs, mortgage brokers like myself, have a wide array of products to choose from banks, private sources, independent lenders, etc. If you are in the mortgage market, we should talk. Whether you are looking to explore your options or get a second opinion, the lending options available could save you thousands!

Just a reminder how we are able to conduct business while keeping you and your family safe.

No surprise here. Low rates are here to stay. The challenge for many is qualifying for the amazing low rates out there. Everyone is measured against the same stress test rate, and that is 4.79%, as of today's date.... If you, or someone you know would like to see what options might be open to them to lower your borrowing costs, please feel free to reach out. I'm only a phone call away. Jonathan Chan Broker Mortgage Alliance Accumetrix Helping you get More, Out of Less. Accumetrix.ca 416.705.0005 https://www.cbc.ca//bank-of-canada-benchmark-interest-rate

If you are thinking about buying your first home or moving up, now is the time! Bank of Canada Governor, Tiff Macklem made a statement informing Canadians that if you are thinking about making a large purchase you can be confident interest rates will stay low into 2023. Read the full report here: https://www.bankofcanada.ca//10/fad-press-release-2020-10/

If you are a homeowner and struggling with high-interest debt payments, we should talk. It may make sense for you to refinance and access the equity in your home to pay off your high-interest debt. Your mortgage is typically the lowest interest rate to borrow money. Refinancing to pay off high-interest debt and lumping everything into your mortgage payment could free up extra cash each month by saving you on interest. Send me a message and we can see what's available to you.

Top 3 reasons homeowners choose to refinance: 1. Take advantage of a lower interest rate. 2. Consolidate high interest debt. 3. Fund home renovations.... If you interested in exploring your options send me a message. I'm here to help and my services are free.

One person's loss is another's Gain... As the saying goes. Toronto condos have never been more within reach for the many who've wanted to get a piece of the pie. Though values have come down, for those seeking a place to call home or either a long term investment, the time has never been more ripe.... Couple the lowest prices in years with historically low mortgage rates and you've got an instant winning combination. Read the article below to understand what's happening, and why this presents and opportunity! To start the process and determine how much you qualify for, call me today. Jonathan Chan Broker Mortgage Alliance Accumetrix Helping you get More, Out of Less. 416-705-0005 Accumetrix.ca https://financialpost.com//downtown-condo-sales-fall-in-to

2 sides to every coin. Have a read, and let me know your thoughts? Some good points and takeaways. After reading this, does it make you want to stop your search, or does it fuel it?... With interest rates at an all time low, maybe now's the time to set a foundation. Sound like a plan? I can help! Let me walk you through the home buying process. Call today and get pre-qualified. Jonathan Chan Broker Mortgage Alliance Accumetrix Helping you get More, Out of Less. 416.705.0005 Accumetrix.ca https://torontostoreys.com/canadian-housing-market-slowdow/

3 Reasons you should use a mortgage broker vs going to your bank: 1.Better Rates Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you. 2.Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders. 3.Our services are free we are compensated by the le...nder. If you have questions about your mortgage or home financing options send me a message, I'd be happy to chat.