Mortgage and Home- Durham Region

"Energy, clarity, hope and overcoming uncertaintythat’s the inspiration for the 2021 Pantone Colour of the Year..." Reach out to our team for more information! --- http://ow.ly/CzNH50CWkIa

Happy Holidays! Wishing everyone a merry, bright, and safe holiday season

"When we think about buying and selling real estate, it’s easy to overlook that, in many cases, the property being sold is a rental property that likely has tenants..." Reach out to our team for more information! --- http://ow.ly/tJ0c50CS8A9

"Optimism Returns to the Markets. Could Fixed Rates Start to Rise?" Contact us for more information. --- http://ow.ly/dTSR50CMcin

"7 Interior Design Trends Everyone Will Be Trying in 2021, According to Experts." Reach out to our team for more information! --- https://www.bhg.com//expert-a/2021-interior-design-trends/

#remembranceday #remembrance #lestweforget

Is It the Right Time to Buy an Investment Property? --- Contact us for more details. http://ow.ly/tvOl50CgUxm

"Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program" Contact us for more information. --- http://ow.ly/WoDW50CGXgk

"First-Time Home Buyer Incentive to Become More Useful in Select Markets" Contact us for more information. --- http://ow.ly/fFuT50CFKIW

These end-of-year tax tips may help those who received CERB and other pandemic benefits. --- Contact us for more details. http://ow.ly/7byt50CcRwM

"Record Low Supply and Interest Rates Fuel Record October Home Prices" Contact us for more details ---- http://ow.ly/tILS50CzxWm

Sending well wishes to our neighbours down South. Happy Thanksgiving!

"Many people have been scratching their heads lately trying to understand how it is that Canada’s average house price jumped more than 17 per cent during the worst economic crisis to hit the world in decades..." --- Contact us for more details. http://ow.ly/ZOeh50CazkJ

"October was another busy month for Canadian home buyers and sellers. Housing activity across the country continued to increase from September into October, breaking yet another record!" Reach out to our team for more information! --- https://www.realtor.ca//october%E2%80%99s-housing-market-s

"Canada’s house prices don’t typically soar in October as the market slows down heading into winter, but this year was an exception..." Reach out to our team for more information! --- http://ow.ly/LPH150Cqwrz

10 Things Homeowners Should Consider Before Renewing Their Mortgage Reach out to our team if you have any questions! --- http://ow.ly/1tNC50CndvG

Whether it’s your very first home or a fresh start, there’s a lot to be aware of when it comes to household maintenance. While some developers provide guides to help homeowners get acquainted with maintenance schedules... --- http://ow.ly/VY6s50Cj9XX

Have a Safe & Happy Halloween!!

"RBC Senior Economist Robert Hogue calls a spectacular rally, the market has fully recovered and then some.." --- Contact us for more details. http://ow.ly/ohMi50C6puV

Bank of Canada holds rates steady... http://ow.ly/yDQg50C56oj

Saving for a Renovation? These 5 Small Things Can Keep You on Budget. Contact us for details on how you may be able to access funds for your reno! http://ow.ly/mthl50C4bzw

"Statistics released today by the Canadian Real Estate Association (CREA) show national home sales set another record in September 2020." Want to know more? Contact us for details! http://ow.ly/uHzM50C01aU

"The average home price in Canada surpassed $600,000 for the first time ever in September and home sales jumped nearly 46% compared to a year ago." Want to know more? Contact me for details!

With rates at record lows, it is not surprising that the average Canadian house price continues to defy expectations, up 17% in the past year. Want more info? Contact me for details! http://ow.ly/Hruy50BTDsh

Thinking of selling your home? Here are some tips that could help save you thousands. Want more info? Contact me for details! http://ow.ly/eZkg50BRARv

Have you been turned down for a mortgage refinance or purchase from your bank? We may be able to help. Contact us at www.mortgageandhome.ca

5 year fixed mortgages 1.89% or lower for insured purchases and renewals. Call for details. #durhamregion #durhamregionrealestate #oshawamortgages #brooklinmortgages #durhamregionmortgages

Prospective homebuyers were reassured today that interest rates will remain near historic lows for a long time."

Offering mortgage solutions for all your mortgage needs. #durhamregionmortgages #portperrymortgages #oshawamortgagebroker

Just don't accept your bank's mortgage renewal

Our Experts Will Negotiate a Low Rate for Your Mortgage Purchase, Renewal or Refinance. Contact us for the most up to date mortgage rates. www.mortgageandhome.ca

Mortgage rates are at historic lows. We shop the banks so you don't have to. We arrange mortgages for purchases, renewals and debt consolidations. visit us today at www.mortgageandhome.ca #portperry #oshawa #whitby #clarington #kawarthalakes

One of the questions I get asked most often is why use a #mortgagebroker. These are a few of the reasons I like to share with my customers, for more click the link in my bio. #mortgage #housingmarket #themoreyouknow #whitbymortgage #whitbyontario #firsttimehomebuyer #durhamregion #portperrybia @ Whitby, Ontario

It will be even more difficult for borrowers to get a mortgage. CMHC has just come out with new rules effective July 1/20. Limiting the Gross/Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42; Establish minimum credit score of 680 for at least one borrower; and... Non-traditional sources of down payment that increase indebtedness will no longer be treated as equity for insurance purposes.

Home sales are down 69%- is this a once in a decade chance to get into Toronto's housing market?

Deferring your mortgage because of coronavirus could cost you.