Denise Benninger, Mortgage Broker, Commercial & Residential
620 Davenport Rd N2V2C2 Waterloo, ON, Canada

Wishing you a very happy and peaceful Eid

As we get used to our new normal many Canadians are finding ways to get away close to home. You may be surprised to find out you can utilize the equity in your home to purchase a vacation property, just ask me how.

Ease your mind with the First-Time Homebuyer incentive program. This incentive program aims to help first-time homebuyers across Canada, without adding to their financial burdens, by allowing buyers to finance a portion of their home purchase through a shared equity mortgage with the Government of Canada. Make your dream of homeownership a reality - contact me today.

Congratulations to Week 4 Winners!!! We will be in touch with this weeks winners to arrange for prize pickup. Thank you for supporting local businesses.

Mortgage Broker News and Vine Group’s David Goncalves and Hugo Dos Reis discuss how proposals to hike the stress test rate might impact the housing market. Read the full article: https://bit.ly/3vSxX9f

Tuesday Tip: Starting fresh! Don’t wait until the end of your mortgage maturity to review your mortgage, there could be savings available to you now. Take action and contact me today for an in-depth mortgage review. My business is completely COVID friendly with the latest in technology available to meet with you virtually, collect documents online and send document for e-signature. ... You can start your application or review with a simple email to [email protected]. Hope to hear from you soon.

Tuesday Tip: At VINE Group, we work with multiple lenders to advise and create a custom solution that fits your needs. We often receive promotional rates from our lenders and cost coverings that other brokerages and banks may not be able to offer. Talk to me today to find your VINE solution. [email protected] ... #VINEGroup #mortgagealliance #mortgagepayment #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #commercialmortgage #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers See more

As the holiday season is upon us, we find ourselves reflecting on the past year and we quickly think of our relationships. It has been quite a year for us all. ... We hope that you have made the best of 2020. Whether you or your family were directly affected by the impacts of COVID-19, it is likely someone just outside of your bubble has been. Always remember, our community is better because you are a part of it. We look forward to working with you in the years to come. Happy Holidays and Goodbye 2020!

After more than 13 years of servicing clients as a mortgage broker I’m pleased to announce I’m expanding my service offerings into commercial lending with @StoneQuest Capital and VINE Group as part of the Commercial Lending Team. Nick Cvetas and Tony Maruna have invited me to join this outstanding commercial team and I look forward to the opportunities ahead. There will be significant offerings for business, developer and investor partners that I will communicate in the week...s ahead. Tony and I are both available in Waterloo daily. My role at Sentry Group Wealth Partners remains unchanged and they have been a big part of this journey in the last 8 years. I’ve had the honor of working with many families and businesses. Thank you for making this such a great experience. Residential service will only be enhanced as I gain the support of the whole Vine Group residential team. I’d like to thank Roger L'Ecuyer L’Ecuyer and Nick Lecuyer at The Mortgage Wellness Group for many years of support as a residential broker. I hold your operation in the highest regard and wish you continued success. I welcome a phone call to discuss more about my new role and the expanded list of services available at StoneQuest Capital and Vine Group . Denise Benninger 519-502-1091

So proud to finish up 2020 with exciting news !

Lest we forget ! Yes we are living through challenging times but the soldiers in WWII didn't have the benefit of receiving an email, Face Time or text message to give them hope. They put to pen and paper with words of hope and love from the front lines and they gave us the life we have today through their sacrifice. We will never forget.

Over 3 years ago I sat down with a group of realtors and my business partner Douglas Cerson and we discussed the changing patterns in real estate out of the GTA.... We knew this represented countless opportunities. In 2019 the business model was complete and property was acquired in strong markets ripe for growth. That model is shared with investors of all levels. http://www.smvcapitalmarkets.com//75c89965-2c43-4859-bac4- We stated in our original business plan, with strong convictions, that a fundamental shift was going to happen, however, we did not predict a pandemic. Despite the devastation of COVID-19, migration patterns have increased, and real equity is moving away from the GTA. COVID-19 is changing the way people live, work and play!

So proud to be a part of this team ! Please cast your vote here @denisebenninger

Congratulations James and Kim and all the kids on your new home! It’s been my great homie to help with with tour second home I absolutely love getting pics and videos like this from happy new home owners #kwmortgage #kwr #kwrealestate #sentrygroupwealthpartners #kwmortgagebroker

August was yet another brisk real estate month here in the region and more interest rate cuts every week it seemed. Where will the fall go ? Fall buyers grab your real estate agent and get your search started ! Call me and get your mortgage file documented and fully reviewed before you put in an offer. There’s no better way to go into an offer situation with confidence.... 519-502-1091 online application at DENISEBENNINGER.COM #kwrealestate #kwmortgagebroker #sentrygroupwealthpartners #kwawesome #kwmortgages #kwrealtor See more

Sentry Group is expanding! Stay tuned for an exciting announcement....Sentry Group is expanding! Stay tuned for an exciting announcement....