Margaret Mortgages

A mortgage expert can not only save you time, but they can also save you money! With access to many lenders Mortgage Professionals shop the market to find you the best rate and mortgage products available! - -... - - - #mortgage #homeownership #housing #listing #homesforsale #homeloan #homebuying #mortgagetips #homesweethome #mortgages #lender #entrepreneur #homeowner #financialfreedom #lending #justlisted #house #mortgagebroker #creditrestoration #finance #badcredit #homebuyer #newhome #mortgageloans #mortgagelife #mortgageloanofficer #success #homeforsale #realestateinvesting #business See more

How is this for a New Year Gift! 1.25% Insurable mortgage variable rate interest rate of 1.25% 120 day rate hold! If you are looking to buy or your mortgage is up for renewal in the next 120 days we need to chat. Cell: 780.905.7996... Email: margaret.geall@mortgage group.com Website: www.margaretgeallmortgages.ca See more

Mortgage Life and Disability Insurance. As Mortgage Brokers, we are required to offer Life and Disability Insurance on all mortgage loans. In my experience, mos...t people decline the coverage for various reasons eg: I already have life Insurance; we'll be ok I have a pension; I am young and healthy etc etc But life happens. Mortgage Life Insurance is designed to pay off or pay down the mortgage if you die. The insurance money payable under the coverage is always applied to the mortgage balance. This can help the family stay in their home, even if the primary income is no longer there. Mortgage Life Insurance is group insurance and can result in lower premiums because the risk is spread out over a large group of people. The benefit of having mortgage life insurance as part of your overall financial plan is that it can frr up money you may get from other insurance policies. It is human nature not to think about death and dying, but it is in fact part of living. If you have any questions, please do not hesitate to get in touch.

BANK OF CANADA RATE UPDATE: DEC 8, 2021: "Bank of Canada maintains policy rate and forward guidance" Reach out to find out what this could mean for you!... - - - - - - #mortgagelending #homeownership #investment #mortgageexpert #mortgageprofessional #dreamhome #lending #realestateagent #financing #mortgageloanofficer #mortgageadvisor #realtors #creditrepair #investor #mortgagepro #homeowner #firsttimebuyer #realestateinvestor #homeowners #investments #refinancing #mortgageagent #bankrateupdate #homesweethome #homebuyer #lender #invest #buyingahome #loanofficer #homeloan See more

Planning on Gifting a Down Payment This Holiday Season? The season of giving is upon us. For some parents, that means snapping up Black Friday deals to ensure happy kids on Christmas morning. For others, it could mean forking out tens of thousands of dollars to help their adult children realize their dream of homeownership. ...Continue reading

September 30th - A day of reflection, reconciliation, honour, and change.

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1.2% 5 year mortgage rate! Sound good? If your mortgage is up for renewal in the next few months, let's chat! 780.905.7996 www.margaretgeallmortgages.ca... E&OE conditions apply

Great meal tonight at Delux Burger Bar St Albert Due to the recent changes they are offering free delivery in St Albert and 10% off the meal for pick up They w...ere hopping tonight with pick up. Call 780.569.2747 GM Jennifer is available for all questions Support St Albert See more

The 5 "C"s of Credit Getting a mortgage can be a nerve-wracking experience when you are not sure what to expect. Take a few minutes to understand what lenders are looking for: the five "c"s of credit: CAPACITY: Your income will be compared against your monthly expenses.... CAPITAL: Your downpayment demonstrates that you can save and accumulate assets. COLLATERAL: The mortgaged property is marketable and can be re-sold. CREDIT: Your habits in meeting your debt obligations; do you pay your bills on time? CHARACTER: Are you sufficiently trustworthy to meet your obligations? You want the lender to see that you and your business are a good investment, and we'll be happy to make the best impression!

The Van Gogh exhibition was amazing. The pictures and classical music were magical . Definitely worth seeing.

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June 1st, 2021 Stress test changes! Any questions, please get in touch 780.905.7996... [email protected]

Margaret Geall Senior Mortgage Broker . I am a full service Mortgage Broker and specialize in Separation and Divorce and Reverse Mortgages. Unfortunately, there has been a large increase in separation and divorce since the pandemic started. It is possible to refinance the current home to 95% in order to pay the partner who is moving on. For more information check my website HTTPS://www.margaretmortgages.ca

I have a number of clients whose income has been impacted by Covid-19 through loss of employment or diminished hours worked. This has caused issues with proceeing with a purchase especially when funding conditions have been removed. Please read the article below and call me if you have questions 780.905.7996...Continue reading

Top of the art technology. Royal Lepge Premiere St Albert 560A St Albert Trail in Liberton Square All your real estate needs in one spot 24/7 7 days a week . Touch screen allows you to check out all listings and you can connect with Realtors, Mortgage Brokers and other real estate linked professionals with one click! Check it out

Is your mortgage up for renewal in the next 6 months? With the lower rates at the moment it may be worth changing now. I am only a phonecall away! 780.905.7996

1.44% oac 5 year fixed High ratio insured mortgage or switch/transfer 90 day rate hold! E&OE1.44% oac 5 year fixed High ratio insured mortgage or switch/transfer 90 day rate hold! E&OE

Happy Monday! What a beautiful day it is. Just wondering if you have received your January credit card statement and perhaps need some help restructuring debts. Interest rates are incredibly low and maybe it is time to take a look at refinancing your home.... If you have questions, please call 780.905.7996