Mortgage Diversity Team
261 George St Cobourg. ON K9A 3H7 Cobourg, ON, Canada

5 Tips to sell your home! 1. Get to know the real estate market Knowing the ins-and-outs of the real estate landscape is helpful, so you know what you’re getting into and you can manage your expectations. ... Some things to consider are average sale price on your street, potential interest rate increases or reductions in the near future, whether’s it’s a buyer’s and seller’s market, and affordable or liveable neighbourhoods that prospective buyers look for. When you're ready to purchase your next home, contact us for all your mortgage needs! www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #broker #loans #creditrepair #PreApproved #SecondHome #Tips

MORTGAGE NEWS Amendments to the minimum qualifying rate! "The Office of the Superintendent of Financial Institutions (OSFI) announced that, effective June 1, the minimum qualifying rate will be the greater of the mortgage contract rate plus 2 percent or 5.25 percent."... Do you want to know how this will affect you? Contact us today! www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #PreApproved #MortgageNews

Did you know??? As a part of his commission for the design and construction of the most famous Parisian landmark, Gustov Eiffel built and maintained ownership of a secret 1,000-square-foot apartment near the top of the Eiffel Tower. French aristocrats, international VIPs, and even royalty frequently offered Eiffel over $1,000 (equivalent to over $25,000 today) for a chance to spend just one night in the most exclusive apartment in France, but he never rented the space to anyo...ne. However, he did occasionally entertain thinkers and artists who inspired the world, including Thomas Edison and Nikola Tesla (on separate evenings, of course.) www.mdgroup.ca . . . #MortgageDiversity #Cobourg #mortgage #realestate #mortgagebroker #home #PreApproved #FunFact

Happy Long Weekend from your Mortgage Diversity Team! www.mdgroup.ca

Let us be the first to congratulate you on buying your first home- this is a huge step and we are excited to be a part this journey! We know that there are many questions you may have at this point- When do I get to move in? What are closing costs? What are the next steps? We can help you answer all of these questions and more!... Contact us today! www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #investment #property #refinance #househunting #firsttimehomebuyer #homesweethome

10 Reasons to use a Mortgage Broker Get independent advice on your financial options As your Mortgage Team, we’re not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property!... We will start by getting to know you and your home ownership goals, then we will make a recommendation, drawing from available mortgage products that match your needs, and finally decide together on what’s right for you. Contact us today! www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance

The importance of getting pre-approval cannot be overstated- how else will you know your budget for your dream home? Talking with the Mortgage Diversity Team can help you to understand exactly what you can afford, while taking into account the down-payment, land transfer tax, closing fees, and all other fees and payments that may come up. The Mortgage Diversity Team will work through every step of the process with you, making sure you understand exactly what the costs will ...be, and help you with the pre-approval and qualification for a mortgage that will make a budget with you, so you can start shopping for your dream home! Contact us today for your Pre-Approval! www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #property #refinance #househunting #PreApproved

Did you know... The average price of homes sold in April 2021 was a record $870,758, climbing 70.4% from April 2020! The market is still on but there's lots of opportunities for renewing your mortgage, as well as refinancing if you're not looking to buy at the moment. Have questions? We're only a click away! ... www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #creditscore #credit #business #money #homebuyers #properties #mortgagerates #Statistics See more

"The Pessimist Sees Difficulty In Every Opportunity. The Optimist Sees Opportunity In Every Difficulty. Winston Churchill www.mdgroup.ca... . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #QuoteoftheDay See more

A Pre-Approval Does Not Guarantee a Mortgage Approval Many Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval. But the truth is a buyer cannot expect a mortgage pre-approval will automatically translate into a mortgage. The lender now needs to consider the property itself, approve all the terms and review the documentation before you transition from pre-approved to approved.... Buyers often do not appreciate there is still some uncertainty when it comes to their mortgage. Unfortunately, once in a while this uncertainty bites back with calamitous consequences. Read More: https://bit.ly/3f5GfUa www.mdgroup.ca . . . #MortgageDiversity #CobourgOntario #mortgage #realestate #mortgagebroker #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #creditscore #credit #business #money #homebuyers #properties #mortgagerates #Blog

Happy Mother's Day from the Mortgage Diversity Team!

Join US on YouTube LIVE on Friday, Mar 5 for a special meeting celebrating the International Women's Day. https://youtu.be/PUci5ahV2dA

Given Canadians’ increased longevity and relatively large portfolios, a modest increase in your investment rate of return during retirement can have a meaningful impact on financial well-being! https://ecs.page.link/y76ah

We have the knowledge and experience to help you through this process and show you that there may be other options to help you own a home while rebuilding your credit! Contact us today! https://ecs.page.link/nvX5g ... #BruisedCredit #MortgageDiversity

Renovations are exciting and can add value to your home. From a new kitchen or bathroom, to a new roof or tearing up carpets, your vision for your home can at times require significant cash flow. Let us help you make your dream a reality! https://ecs.page.link/ypvQ2

Happy Thanksgiving Everyone! #Thanksgiving #MortgageDiversity #Family

Happiness often sneaks in through a door you didn’t know you left open. - John Barrymore #Happiness #WisdomWednesday #MortgageDiversity

We can help you review your mortgage, find out more about mortgage insurance, and help you make a new budget so the unexpected events have the least effect on your cash flow and financial situation! https://ecs.page.link/4d5i6 #MortgageDiversity #WeGotYourBack

If you are moving across the country or moving down the street, buying your next home can be a stressful situation. It doesn’t have to be though! Here at the Mortgage Diversity Team, we are here to help make a stressful situation an easy one!... Contact us today https://ecs.page.link/FTGNJ

Autumn is here! What are some of your favourite Fall things? Let us know in the comments! #Fallvibes #Autumn #MortgageDiversity

If you are one of the thousands of self-employed Canadians, you already know that this can sometimes come with its own unique set of financial obstacles. This is where we can help! Contact us today to discuss your options! https://ecs.page.link/aM4TG #MortgageDiversity #Selfemployed #MortgageOptions

If you accept the expectations of others, especially negative ones, then you never will change the outcome. #MondayMotivation #Cobourg #Mortgages

In any project, the important factor is your belief. Without belief, there can be no successful outcome.

Did you know we offer a Purchase Plus Improvements Calculator on our website? Thinking about buying a home and making it your own? Click below to find out what you can afford! https://ecs.page.link/1qKim ... #PurchasePlus #MortgageCalculator #CobourgOntario

The Mortgage Diversity Team will help you make the best decision for both your current and future needs, and we work with you to understand your unique situation! Contact us today https://ecs.page.link/hL4yy ... #Mortgages #Refinance #CobourgOntario

Bank of Canada Hints at No Interest Rate Hikes Until 2023! Prospective homebuyers were reassured that interest rates will remain near historic lows for a long time, according to Bank of Canada. Read More: https://ecs.page.link/zX5Qd... #MondayMortgageNews #MortgageDiversity

Looking to expand your real estate portfolio and increase your monthly income by purchasing an investment property? There are many mortgage products & solutions available in today’s market place to help realize your financial goal of owning an income property. Shoot us a message for more info!... #MortgageDiversity #Investments

If you are over 55 and already own a home, a reverse mortgage may make sense for you! Contact us today to learn more https://ecs.page.link/Yfyju ... #ReverseMortgage #MortgageDiversity