Sergii Melnychenko, Mortgage Insta
46 Antares Drive Unit 204 K2E 7Z1 Ottawa, ON, Canada

Genworth Canada confirms that it does not plan to change policy related to debt service ratio limits, minimum credit score and down payment requirements. It looks like an alternative to a new rules from CMHC at this time. http://investor.genworthmicanada.ca//Genwort/default.aspx

Government of Canada: "If you’ve lost your income because of Covid-19, the Canada Emergency Response Benefit will give you $2,000 a month for up to 4 months. It doesn’t matter whether you worked full time, on contract, or were self-employed - you qualify and can apply starting the week of April 6th. To speed the process up, we’re recommending that you register online and choose to receive direct deposits. So to create your account and get everything ready, click here": http://bit.ly/39BBHA5

CMHC tightens mortgage insurance rules starting July 1! https://www.cbc.ca/news/business/cmhc-rules-1.5599987 - The change to the debt service ratio will have the biggest impact of the three changes. Contact for details: https://mortgageinsta.ca/

Wishing you a very Happy Easter that is filled with plenty of love and happiness! Enjoy the time with friends and family! Contact us if you have any questions regarding your mortgage at https://mortgageinsta.ca

Government of Canada: "If youve lost your income because of Covid-19, the Canada Emergency Response Benefit will give you $2,000 a month for up to 4 months. It doesnt matter whether you worked full time, on contract, or were self-employed - you qualify and can apply starting the week of April 6th. To speed the process up, were recommending that you register online and choose to receive direct deposits. So to create your account and get everything ready, click here": http://bit.ly/39BBHA5

The Bank of Canada is cutting its key interest target by half a percentage point to 0.25 per cent in an unscheduled rate announcement. percent.https://www.bankofcanada.ca/2020//press-release-2020-03-27/

Mortgage rates on the rise again. https://business.financialpost.com//mortgage-rates-on-the-

Mortgage deferrals are being offered to those who NEED them... It is a deferral, not a general amnesty. No shortcuts, only relief... https://www.canadianmortgagetrends.com//big-banks-announc/

https://www.canadianmortgagetrends.com//the-latest-covid/

Benchmark Qualifying Rate - Stress Test: Effective Monday (March 23, 2020) Bank of Canada 5-year Benchmark Qualifying Rate is 5.04%

Your mortgage and COVID-19: things to know https://globalnews.ca//coronavirus-canada-big-banks-mortg/

Some lenders are actually starting to raise rates... https://www.canadianmortgagetrends.com//mortgage-rates-ris

Stress Test Changes Being Suspended... https://www.canadianmortgagetrends.com//boc-delivers-emer/

The Bank of Canada is cutting its overnight rate target by half a percentage point to 0.75 per cent in response to COVID-19. https://www.theglobeandmail.com//article-bank-of-canada-c/

Find your mortgage rate either for purchase, switch, renewal or refinance of your property, Inbox for details or email [email protected] https://mortgageinsta.ca

Ottawas housing market is becoming seriously frothy... https://ottawacitizen.com//ottawa-house-prices-surge-21-pe

Bank of Canada lowered rate by 50bsp today. https://www.bankofcanada.ca//03/fad-press-release-2020-03/ -Variable rate mortgage holders and HELOC will expect the rate drop. -Fixed mortgage rate did not drop by 50bps, but its been decreasing lately.

What do you do with your tax refund? use mortgage prepayment privilege pay down high interest debt make home improvements get something you need... learn a new skill invest it take a vacation start or increase an emergency fund donate to charitable causes launch a new business #taxseasonmemes #spenditwisely #payoffyourdebt

Stress Test changes. Contact us for details source: https://www.canada.ca//minister-morneau-announces-new-benc

#rideaucanalskateway With my friend and business partner. #longweekendready #ottawabusinesscommunity

Mortgage rate special 2.49% for 5 year fixed, [email protected] https://mortgageinsta.ca/ We will be happy to help you with any mortgage inquiries you might have.

Because of 95 cents man cant get preapproved for a mortgage... https://toronto.ctvnews.ca//old-credit-card-bill-for-95-ce

https://business.financialpost.com//bank-of-canada-holds-k

#mindsetmotivation #inspirationdays #successfulthoughts

https://www.theglobeandmail.com//article-predictions-for-/

Happy Friday Everyone! #happyfridayhome #dogloverspics #makeyourdaycount

If you are planing to buy your first home, you may be able to take advantage of a federal government program - Home Buyers Plan (HBP) HBP allows you to withdraw $ youve already contributed to your RRSP (registered retirement savings plan) and use it towards down payment, closing cost. Read more or contact me: https://mortgageinsta.ca/firsttimehomebuyer/ Or check government website... #homebuyerstips #buyinghome #buyahousetoday See more

https://www.blogto.com//toronto-home-prices-expected-skyr/

2020 is the Year of the Rat according to Chinese zodiac. The year of the rat forecasts suggest that your flexible and open mind will make your life much easier. Good luck and prosperity will follow you in your job. Keep a lookout for opportunities and make the most out of it. Happy New 2020! #goodfoodguide2020 #foodpornday #homemadefoodisbest

If penalty on a variable rate calculated and equal to 3 months interest, on a fixed mortgage the prepayment penalty will usually be the higher of an amount equal to 3 months interest on what you still owe or the interest rate differential (IRD). So what is IRD and how does it work? Follow the link below to get an answer and watch short video: https://mortgageinsta.ca/mortgagepenalty... #mortgagepenalty #mortgagerate #mortgageeducation See more

Seasons greetings from the very merry team at https://mortgageinsta.ca Have a Merry Christmas! Wishing you all the joys of the season and happiness throughout the coming year. Thank you for your business and continued support. ... #businessappreciation #wewishyou #seasongreetings2020 See more

Wishing you all the best in turning your new house into a home. https://mortgageinsta.ca ... #homeowners2020 #dreamsbecometrue #celebration2020 See more

House stages Most of the time we cover appraisal cost whether you purchase a house, refinance or renew your mortgage. We have ability to provide you with a loan up to $40K with quick and simple application process and flexible terms whether you:... - want to pay off your high interest debts - need a short term bridge loan - need some renovations before selling your property Contact https://mortgageinsta.ca for details #gingerbreadhouse #adventcalendar #picoftheday See more

Felling chilly out there? Warm up with hot mortgage interest rate special! Ontario only ... Conditions may apply Rate may change without notice Contact me for details https://mortgageinsta.ca/ #mortgagepromo #ottawadeals #ottawapromo

https://www.blogto.com//average-cost-one-bedroom-rental-t/