Mortgage Managers & Gateway Insurance
2241 Hammonds Plains Rd B4B 1M5 Hammonds Plains, NS, Canada

Swipe up in my story or go https://novascotia.ca/news/release/?id=20201125004 Municipal Affairs and Housing Minister Chuck Porter, also minister responsible ...for the Emergency Management Act, announced today, Nov. 25, immediate protections ordered under the Emergency Management Act: rents cannot increase by more than two percent per year landlords will not be able to get an eviction order for renovations The province is also creating the Nova Scotia Affordable Housing Commission. It will work with experts in the public, private, non-profit and academic sectors to make recommendations about affordable housing strategies and actions. The province is also taking another step to address homelessness in the Halifax area. An investment of $1.7 million will replace 30 beds that were taken out of the system due to physical distancing requirements under COVID-19 health protocols. More details, including the finalization of a service provider, will be shared in the coming days. The protections for renters will be in place until Feb. 1, 2022, or until the state of emergency is lifted, whichever is sooner. Rental increase protections are retroactive to Sept. 1, 2020.

Today, our government announced that public school students across the province will return to class on Tuesday, Sept 8. The back to school plan is supported by... public health, the IWK Health Centre and various education partners. Developed with survey feedback from more than 28,000 parents and students, and input from union and education partners, our plan outlines public health guidelines and enhanced safety measures for students and staff. It also includes measures to enhance student learning. While overall, learning at-home during the spring went well, parents said there were some challenges, like access to technology. As a result, our government has also invested $4 million to secure 14,000 computers to support student learning for those with limited or no access to technology. In September, students, families and staff can expect: plans to support enhanced cleaning, physical distancing and situations specific to schools in their area, classrooms to be reorganized to increase spacing, treating a class as a bubble to minimize contact with other students, enhanced cleaning on school buses as well as all school bus riders and drivers being required to wear a mask - and much more. To view our government's full back to school plan, visit: https://novascotia.ca/coronavi/docs/back-to-school-plan.pdf

Wondering what to do for dinner tonight? Grab some awesome grub at one of our client's food trucks parked at our office in the afternoons on Friday's and the week-ends!

https://www.bnnbloomberg.ca/cmhc-draws-fire-for-tightening-

https://www.theglobeandmail.com//article-an-argument-for/

You should know that not all mortgage lenders are the same.

Let us answer your basic questions on the pandemic's impact on #insurance.

Here is a bit of info on the Scotiabank Mortgage Deferral Program... https://www.scotiabank.com//mor/terms-and-conditions.html

Our goal during these times is to be completely transparent with updates to provide brokers and our clients with stability and confidence. Please note todays latest update.

If you are experiencing temporary financial difficulty as a result of the Covid-19 outbreak, most banks are offering mortgage payment deferrals of up to 6 months. We have posted some lender Customer Service phone numbers below.

If you have a Merix mortgage and experience a layoff or reduction in hours at work and need some financial relief, Merix will defer your payments for up to 6 months. Other lenders/banks have similar programs available.

Disinfecting and deep cleaning is important around the house and at work, but be careful not to mix chemicals.

Big News!! The Bank Of Canada has just announced an ADDITIONAL 50 basis points drop today. We'll see if the banks pass along that discount, Stay tuned... https://www.cbc.ca/news/business/bank-of-canada-1.5497098

Do you have an Uncashed Cheque with CRA? https://nationalpost.com//canada-revenue-agency-1-billion-

Exciting news for first time buyers in Nova Scotia - yesterday's provincial budget DOUBLED the Down Payment Assistance Program's (DPAP) budget. Starting April 1..., 2020, there will be $2.2 million available for first time buyers in our province! This program was created and piloted in partnership with REALTORS for home buyers in our province. Learn more about the DPAP on the Housing Nova Scotia website: https://housing.novascotia.ca/downpayment

While we hope no one ever loses their home in a fire, this story has some great advice. https://www.cbc.ca//total-loss-fire-insurance-policy-recov

Here's a great idea to show our veterans our support... https://www.veterans.gc.ca//get-in/valentines-for-veterans

https://www.theglobeandmail.com//article-big-banks-prepa/

Don't forget we offer insurance too.

https://www.thechronicleherald.ca//financing-available-s/

Have a question about Reverse Mortgages? We can help! https://www.chip.ca//reverse-mortgage-vs-refinance-mortg/

https://www.cbc.ca/amp/1.5273642

House prices are up around HRM. Give us a call if you would like to access some of your equity for home renos or debt consolidation. https://www.cbc.ca//sellers-market-halifax-regional-munici

Some potential good news for Variable Rate clients... https://business.financialpost.com//a-bank-of-canada-rate-

If you are a tourist and visiting Nova Scotia and ask for directions here is a handy guide to help you with distance....

Hope everyone has a fun long week-end!

Come check out Myles Goodwyn & Warren Robert and Friends of the Blues at the TD Jazz Festival on Sunday evening at the main stage at 8pm. It's a FREE show, so come check them out. Looks like it will be a beautiful evening weatherwise too :)

Happy Fathers Day to all the dads out there...enjoy!

Some great news for Variable Rate clients.... https://business.financialpost.com//poll-bank-of-canada-do

A short video with some good info...

Not a spoiler. Try this. Do a Google search for Thanos. Then click on the Infinity Gauntlet on the right side of the screen. hahaha! Pretty cool.

ATTENTION: DO YOU HAVE KITEC PLUMBING IN YOUR HOME? THERES ONLY 9 MONTHS LEFT TO MAKE A CLAIM FOR COMPENSATION FOR REMOVAL OF THE PRODUCT. Unfortunately, a...s trends in building materials change, we find out too late that a product does not meet quality expectations, and homeowners can find themselves faced with the problems and the expense of dealing with it. Kitec plumbing, used between 1995 to 2007, is one such product. Kitec is known for early failure, resulting in leaks or complete ruptures. Industry experts agree it is not a question of if it will fail, but when. To learn more about Kitec, check out this short article from the Nova Scotia Real Estate Commission. https://www.nsrec.ns.ca//Kitec_Working_with_Buyers_and_Sel If the sale or purchase of a home hinges on the removal of Kitec, call us for a FREE, no obligations quote for replacement. We also provide a Kitec Inspection service. We will inspect the condition of your Kitec, identifying any areas of concern, aiming to help you avoid any unexpected water damage. Call us for more information: 902-252-0461 PLEASE NOTE: Kitec is involved in a class-action lawsuit. If you have Kitec plumbing, it's worth checking out this link. Kitec Lawsuit http://www.kitecsettlement.com Anyone hoping to have some of the expense of replacing Kitec in their home covered must apply no later than January 09, 2020. That means if you ever have plans to sell your home in the future, it would be wise to confirm the presence of Kitec sooner rather than later. Even if you do not intend to sell, you should confirm the presence of Kitec. Any water damage, repairs or removal, are not eligible for compensation after the January 09, 2020 deadline. Trust our professionals to repair or replace your Kitec at prices more can afford. Our QUOTES ARE FREE. Weve got references. Small Jobs Plumbing 902-252-0461 www.SmallJobsPlumbing.ca

If you were wondering about the Nova Scotia Down Payment Assistance Program, the provincial government just announced that they are making the program permanent!