Mortgages by Vino
405 Britannia Rd E, Suite#101 L4Z 3E6 Mississauga, ON, Canada

Home owners 101: Appraisal Reports What are they, what do they do for you? An appraisal report is generated by a private company known as real estate appraisers. They are accredited individuals who work to determine your property’s value through historical sales data , size of your property , age and condition of your property. Lenders trust the professional opinion of these individuals to determine how much they can lend on the property. Remember though an appraisal rep...ort does not guarantee nor does it determine the price of your property. What you can get for your property is dependent on what buyers are willing to pay for it. - Contact me today to see what I can do for you! Direct : 416-705-5519 Email : [email protected] Website: www.vino.mortgage - #homeequity #mortgage #mortgagebroker #toronto #realestate #financing #loans

A VERY HAPPY NEW YEARS TO ALL! - Direct : 416-705-5519 Email : [email protected] Website: www.vino.mortgage... - #homeequity #mortgage #mortgagebroker #toronto #realestate #financing #loans See more

This couple continually puts their trust in me to service their real estate financing . I remained attentive to their needs and offered advice they did not seem to get from other brokers. Thank you for your trust in me! - Contact me today to see what I can do for you! Direct : 416-705-5519 Email : [email protected]... Website: www.vino.mortgage - #homeequity #mortgage #mortgagebroker #toronto #realestate #financing #loans See more

Fixed rates or variable rates ? What are the differences and what works for me? Fixed rate mortgages have 1 rate that is secured across your term. For example, if you signed for a 4 yr term and your rate is 2%, it will remain 2% for the full 4 yrs. ... Variable rate mortgages depend on something called prime rate, you sign a term and if prime rate goes up or down during your term so does your rate. For example, if you signed for 5 yrs for a rate of Prime - 1% and prime is currently 2.45%, your rate will be 1.45%. If prime changes during your term, so will your current rate. Want to know more about the differences between the two and which is most suitable for you? - Contact me today to see what I can do for you! Direct : 416-705-5519 Email : [email protected] Website: www.vino.mortgage - #homeequity #mortgage #mortgagebroker #toronto #realestate #financing #loans

For new home buyers it is an exciting experience to go out and shop for a property. Eventually something will catch your eye beyond any of the properties you seen, and you tell yourself that you MUST have it. The problem? As much as you are interested there are many others as well and as offers pile up, you realize you are a part of a bidding war . This is where some consumers let their emotions take control. What is the problem with submitting an offer over asking? The... problem arises when you decide to obtain financing for the property. Schedule A lenders (banks) will only lend 80% loan to value of the APPRAISED property’s value. If the offer you submitted does not fall in line with the value defined in the appraisal report, you have to come up with the difference out of pocket. If you’ve submitted a competitive over asking offer, how can you be sure your property will come in at value? Work with an experienced realtor , one who does market research before submitting an offer. - Contact me today to see what I can do for you! Direct : 416-705-5519 Email : [email protected] Website : www.vino.mortgage - #homeequity #closingcosts #mortgage #mortgagebroker #toronto #realestate #financing #loans #biddingwar #worksmarternotharder