Joe Kiefer
575 Wharncliffe Rd S Unit #1 N6J 2n6 London, ON, Canada

Happy Mother’s Day to ALL the Amazing Moms out there! #mothersday #love #happymothersday

REACH OUT TODAY for professional, trusted advice and guidance to help you move forward in the world of Homeownership! --- http://ow.ly/2vj750EGupZ

Looking to break into the world of Homeownership but not sure where to start? REACH OUT TODAY for information on what's possible for you! --- http://ow.ly/YdfN50EEpxF

DON'T WAIT! Reach out today for professional guidance to get you into your next home! ---... http://ow.ly/mKr850EB6cg See more

Looking for information about what's possible for you? REACH OUT TODAY to discover all of your options! --- http://ow.ly/6tRr50Ez7rG

"Starting the new year in a pandemic lockdown might seem like an omen, but all that isolation could also be an opportunity..." Reach out to our team for more information! --- http://ow.ly/hOcR50D2zqY

Record-low interest rates and strong demand for more spacious accommodation are pushing Canadian home prices and sales to record highs this year. Reach out to our team for more information! http://ow.ly/AR7650CWuUg

"Energy, clarity, hope and overcoming uncertaintythat’s the inspiration for the 2021 Pantone Colour of the Year..." Reach out to our team for more information! --- http://ow.ly/HmD550CWkM6

Happy Holidays! Wishing everyone a merry, bright, and safe holiday season

"When we think about buying and selling real estate, it’s easy to overlook that, in many cases, the property being sold is a rental property that likely has tenants..." Reach out to our team for more information! --- http://ow.ly/bya950CS8G5

"Optimism Returns to the Markets. Could Fixed Rates Start to Rise?" Contact us for more information. --- http://ow.ly/aSqP50CMcs6

"7 Interior Design Trends Everyone Will Be Trying in 2021, According to Experts." Reach out to our team for more information! --- http://ow.ly/PE0B50CHWTd

#remembranceday #remembrance #lestweforget

Is It the Right Time to Buy an Investment Property? --- Contact us for more details. http://ow.ly/cRMB50CgUDP

These end-of-year tax tips may help those who received CERB and other pandemic benefits. --- Contact us for more details. http://ow.ly/dcvF50CcREz

"Many people have been scratching their heads lately trying to understand how it is that Canada’s average house price jumped more than 17 per cent during the worst economic crisis to hit the world in decades..." --- Contact us for more details. http://ow.ly/sqaz50CazJT

Saving for a Renovation? These 5 Small Things Can Keep You on Budget. Contact us for details on how you may be able to access funds for your reno! http://ow.ly/vlYU50C4bFr

"Statistics released today by the Canadian Real Estate Association (CREA) show national home sales set another record in September 2020." Want to know more? Contact us for details! http://ow.ly/yIfA50C01g4

Have a Safe & Happy Halloween!!

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it. #mortgage #mortgages #finance #financetips #london #londonontario #519 #519london #heretohelp #financeyourhome #financeyourfuture

Fewer and fewer Canadians go straight to their bank for a mortgage. Instead, they visit a mortgage broker to get a better sense of what their options are. The mortgage industry extends far beyond the top-five banks and there’s a pretty good chance that a lesser known lender will provide you with a better rate. Brokers work on your behalf to find you the best mortgage for your specific situation. We design your mortgage with you in mind. Contact our team at @safebridgemortgages today with all your mortgage needs. #londonontario #londonont #mortgage #mortgagebroker #finance #financeyourhome #financeyourdreams

Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs. #mortgagebroker #mortgages #mortgagespecialist #mortgagerates #mortgagelender #mortgagetips #londonontario #ldnont #519london #519

A Bank of Canada study found that using a mortgage broker could result in getting a lower mortgage rate than using the big banks. Why? Brokers have access to multiple lenderstherefore having access to even more competitive quotes. A bank’s posted rates are typically not their lowest, so before you renew or sign that mortgage application, shop around and compare rates. Your options could be your best bargaining tool when negotiating your mortgage rate. #mortgage #mortgagebroker #londonontario #londonont #ldnont #finance

On the market later today... enjoy maintenance free life in Oakridge Crossing... this like new townhouse is perfect for young families, single professionals or ...investors... #annasellslondon #realestate #condolife #maintenancefree #firsttimehomebuyer #singleprofessionals #investors #homeforsale @streetcityrealty See more

The relationship doesn’t end when the deal is closed. Our team is here for ongoing support throughout your journey of owning a home. Whether you have questions, concerns or looking for further financial advice, we are just an phone call away. #mortgage #mortgagebroker #mortgagerates #london #londonont #londonontario

Yesterday afternoon, CMHC announced changes to its mortgage insurance underwriting and acceptance criteria. Effective July 1, the following changes will apply for new applications for homeowner transactional and portfolio mortgage insurance: The maximum gross debt service (GDS) ratio drops from 39 to 35 The maximum total debt service (TDS) ratio drops from 44 to 42... The minimum credit score rises from 600 to 680 for at least one borrower Non-traditional sources of downpayment that increase indebtedness will no longer be treated as equity for insurance purposes It is important to note that this is a CMHC announcement, and as the release states: These decisions are within CMHC’s authorities under the National Housing Act. This is not a directive from the Ministry of Finance. As such, as Canada’s private mortgage insurers, Genworth’s and Canada Guaranty’s criteria is not directly affected. Early indications seem to suggest that the private insurers will not follow in lockstep with these changes, but each are currently determining their specific response. More details are expected early next week, and I anticipate some differentiation in risk appetites will create additional competition and a shift in market share over time.

While it is our number one priority to set our clients up for success in the future, trying times and circumstances can affect everyone’s financial situation. We are here with you, not only at the beginning of the mortgage process but throughout until the end. We are in it for the long haul, just like you. Contact our team with any questions by email, phone or DM. We are here to help. #mortgage #finance #londonontario #london #mortgagebroker #weareheretohelpyou

Congratulations to our LOVE-19 London gift card giveaway winners!! Christine M. is the winner of the $50 gift card to Bocconcini Italian Restaurant. Michelle W.... is the winner of the $50 gift card to La Luxe Nail Bar. Thank you to everyone who participated last week! Let's keep supporting local businesses through COVID-19. This week's gift cards are for 4 Cats Art Studio and Dolcetto Italian Restaurant. Get your name in the draw this week and submit your entry at https://nickeycalford.kellerwilliamsrealty.ca/love-19london

I am here to negotiate on YOUR behalf to find the best mortgage with YOU in mind. Our team deals with over 60+ lenders, so when you are looking to Buy, Refinance or Renew your current mortgage, we are here to help! Contact us to start discussing your options today. #mortgage #refinance #renew #finance #londonontario #london #londonontariocanada

Nothing says Friday better than pizza and a movie! A special thank you to Joe Kiefer and his daughter Samantha Kiefer for surprising me with dinner from Bocconc...ini as a thank you for my dedication to the residents in our long-term care home! Nonna’s House-Made Meatballs were delicious, and the Grilled Chicken & Brie Pizza was fantastic! Loved the wild mushrooms on the pizza!! Thank you! See more

I am here to negotiate on YOUR behalf to find the best mortgage with YOU in mind. Our team deals with over 60+ lenders, so when you are looking to Buy, Refinance or Renew your current mortgage, we are here to help! Contact us to start discussing your options today. #mortgage #refinance #renew #finance #londonontario #london #londonontariocanada

At Bovonccini with Joe Kiefer!

Tonight’s the night! Nickey Calford Real Estate Samantha Kiefer and I will be buzzing around West London tonight from 4pm to 8pm providing contact free delivery on the house for Bocconcini Italian Restaurant! Call the restaurant to place your order! #supportlocal #freedelivery #westlondon

This week we are giving away $50 gift cards to these 2 amazing West London businesses, La Luxe Nail Bar and Bocconcini Italian Restaurant. There is still time to nominate your favourite business and enter in the draw to win these gift cards! Hit the link and follow the instructions https://nickeycalford.kellerwilliamsrealty.ca/love-19london ... Let’s help support local together! #byron #westlondon #londonontario #supportlocal #givewhereyoulive