Mortgages by Nik
205-345 Kingston Road L1V 1A1 Pickering, ON, Canada

Episode 1 (Sneak Peak) @thewealtheffectshow by @ctmortgagesolutions airing live on @iliveradio Host:... @iamnicollewilliams @jasonallenjohn Catch a sneak peak of our debut episode and be sure to follow and share with a friend. We are here to shift the culture on how we discuss and talk about money. We will have real life conversations about #RealEstate, #Investing and #Entrepreneurship. Check link in bio to watch full episode and drop us a DM and let us know what you think See more

The Wealth Effect Toronto’s newest show broadcasting from @iliveradio and available on all major platforms Every SATURDAY 10:00 AM - 11:00 AM EST... @thewealtheffectshow is a show that covers all things Real Estate, Investments and Entrepreneurship. We provide information regarding current financial events that affect the GTA and its surrounding communities. Mortgages Investments Entrepreneurship Hosts: @iamnicollewilliams @jasonallenjohn Sponsored and brought to you by @ctmortgagesolutions See more

We’re delivering more content to really help you elevate your Money Game. Mrs. Moneybaggs Success Tips reloading.... Stay locked into this page for All Things: #Mortgages|#RealEstate|#Money ... #mrsmoneybaggs #morrgagesbyNik #nicollewilliams See more

GDS: The gross debt service (GDS) ratio is a debt service measure that financial lenders use to assess the proportion of housing debt that a borrower is paying in comparison to their income Mrs. Money Baggs Mortgage Glossary ... #mrsmoneybaggs #mortgagesbyNik #nicollewilliams See more

November Update - https://mailchi.mp/af89be34f566/november-update

To close off Financial Literacy Month I wanted to remind you that you are truly your most valuable investment, keep learning, striving & Never Give Up on Yourself RP @iamashcash

The home buying process doesn’t have to be daunting, get the right team behind you - Nicolle Williams- Mortgage Agent ... Canadian Tailored Mortgage Solutions. FSRA Lic#13228 345 Kingston Road Suite 205 Pickering, ON L1V 1A1 Each Verico Broker is an independent owner and operator See more

Financial literacy doesn’t end with you Be a positive money model for all the children in your life by understanding this concept and ensuring the next generation knows and understands it too Tag a teen below let’s break the cycle

Welcome to Week 4 of our Financial Literacy Money Tips Today we talk about the importance of having an emergency fund An emergency fund (or rainy-day fund) is money set aside only to be used in the case of absolute emergencies. ... We recommend you have 3-6 months of expenses set aside to assist you if you ever run into situations like losing your job. Start where you are, don’t over stress...set small targeted goals until you can get up to the 3-6 months saved Make it a goal this week to set up Your Emergency Savings Fund Type to let me know you’re in See more

Many people look outside of themselves for answers and solutions to their personal growth. When I really understood that everything we need already resides within us, it was a game changer for me Master the Universe within ... You may not fully get this now but book mark this post for later, I swear it will be a game changer for you too See more

Welcome to Week 3 of our Financial Literacy Money Tips Couple of weeks ago we began this conversation, see what was shared Do you know for the vast majority of people they are one of the last people that get paid on Pay Day... These items usually get deducted from your pay first 1- CRA (taxes) 2- Insurance Premiums (health/dental) 3-Debt Repayment 4-Living Cost Then if there is anything left over it is then people think to save/invest Let’s change the cycle; Start by Paying Yourself 1st Drop a in the comments if you’re committing to improving your financial future See more

If you have children in your life, it is important that you begin to instil positive money habits into their life. Start by using this money mantra with them and remember children follow what you do and not always what you say. Break generational cycles of poor money habits today

Welcome to Week 2 of our Financial Literacy Money Tips Today we discuss Credit and the importance of having good credit when it comes to winning with your finances. In Canada we have the 2 main credit reporting agencies... 1. Transunion www.Transunion.ca 2. Equifax www.Equifax.ca It is imperative that you pull your own credit reports at least on an annual basis to confirm that everything that is being reported is accurate and reflects what you know to be true. If your score is below 680 you need a serious plan of action, start by: Paying any outstanding collections items Set up Pre-Authorized payments to avoid paying anything late Keep your balances below 20% of available credit wherever possible (this helps with your utilization rate) If your score is above 680, keep up the good work but continue to monitor your credit to ensure you are remaining at your current credit level or trending upwards. Lastly, credit is not static and can always change for the good or bad so it’s important to work on any credit concerns now or you will forever have them, which can cost you LOTS when you’re ready to apply for a mortgage. Let us know in the comment section that you will pull and review your credit Today (visit the sites listed above for Transunion and Equifax) See more