Shelagh Sutherland

Tuesday's Tip GLASS JARS & BOTTLES are now being accepted for recycling at 17 Redemption Centres (bottle depots) around the province, including 5 in our regi...on! This is a PILOT project that will run from now until Feb 28, 2022. If successful, it will be extended so we really need everyone to participate and do it right! Glass is sent to Rayan Environmental in Moncton for recycling. Check them out on Facebook. Accepted items: grocery store glass jars & bottles, eg: jam, pickles, spaghetti sauce, instant coffee, glass ketchup bottles, olive oil, salsa, maple syrup etc. PLUS you can bring in your homemade wine bottles. Items not accepted: cookware, dishes, ceramics, window or door panes, vases, tempered glass (e.g. pyrex teapots or dishes, automotive glass) or contaminated/unclean items. How to return them: 1. Clean your jars & bottle thoroughly (VERY important!) 2. Remove all lids or any wire on the containers 3. Glass can be clear, brown or green BUT you must return them in separate clear bags one for clear glass, one for coloured glass. 4. Do not combine glass with your refundable beverage containers. 5. Bring these items back during business hours so staff can check them over. Unaccepted items will be given back to you. Final notes: No refund is given on these items as no deposit was paid, but at least they will be recycled instead of being sent to landfill. A little bit of organization and effort on your part will make a big difference THANK YOU!! And, please be patient as our bottle depot staff get used to this new program. They have a lot to manage and we’re grateful for everything they do! Questions? Contact us or your local bottle depot directly.

I have had so many clients walk from their "Dream Home" after an inspection report comes in with some hard truths. I can't stress the importance of protecting yourself in what is most likely your largest investment of your life. https://toronto.ctvnews.ca//dream-home-becomes-nightmare-f

Here is the 2021 Special Garbage Collection schedule for our region! LOTS of info so please take a minute to review it. Call (276-3610 x 201) email ([email protected]) or message if you have questions about special collection, yard waste, hazardous waste, general recycling or where to take old tires, oil/glycol, paint, electronics, batteries, and beverage tabs! See more

What happens to a mortgage when the sale price and the appraisal price do not match? https://www.theglobeandmail.com//article-rapid-increase-i/

Easter Weekend is upon us and I just wanted to let everyone know I am ON CALL All Weekend. Feel free to reach out with any questions. Thank you!

My assistant Patrick wishes everyone a happy Caturday!!

Attention Homeowners! Do you want to make your home more energy efficient but don't know where to turn and don't want the pressure of being "sold" a product? Jo...in us virtually From 6:30pm-8:30pm for our FREE Homeowner Energy Efficiency Sessions to learn all about making your home more energy efficient. March 9, 2021 - Introduction to the 2015 National Building Code & the energy efficiency requirements March 11, 2021 All Things Foundation March 16, 2021 - Building Envelope Barrier Systems & Insulation March 18, 2021 Energy Efficiency of Windows & Doors, Sealing & Condensation March 23, 2021 Heating, Ventilation & House Depressurization March 25, 2021 Air Sealing & Reducing Leaks March 30, 2021 - Renewable Energy (PV, Solar, Thermal & Energy Storage) Ateliers français Maison Neuve Éco-énergétique - 13 mars 2021 - 9h00 - 12h00 Rénovation de Maison Existante - 27 mars 2021 - 12h00 - 15h00 To Register Visit: https://www.nbhomebuilders.ca/projects-done-right/

Amortization is the assigned length of time from start to zero on a mortgage (typically 25 years). There are some little things you can do to shave years (and interest off). Most mortgages have the ability to pay down a certain amount without any penalties each year. My mortgage had an extended amortization (40 years was available at the time). If I had left that as is, I would have been paying my mortgage into my my late 70's. That was a scary thought for me so I incr...eased my biweekly payment up to the next round $25 dollars increasing my mortgage payment by $14 dollars. This one change reduced my amortization by 16 years. At my current pace, I'm set up to pay my current mortgage out before I turn 60. If you would like to look at methods to pay down your mortgage faster and pay less interest, I'd be more than happy to review your current mortgage and make recommendations. Just send me a message, I'm here to help.

Today on my local artist spotlight, I am excited to highlight WILD screen doors located in Glazier Lake, NB. Vicki Cyr is the amazing artist behind these custom doors (although she isn't limited to just doors). Really cool concept and product!! Check out her page!!

I was a fixed mortgage person for a long time... I liked the sense of security I felt it gave me... now I feel constrained by them. I watched rates drops while I was locked in at a higher rate. Selling my home brings up questions of huge penalties and the penalties grew each time the rates dropped more... plus I could have been saving thousands if my rate had been variable. The average Canadian needs to change their mortgage at 38 months due to changes in circumstances. ‘Life is variable and your mortgage should be too’ Todays rate for my best variable is Prime -1.00% with Prime at 2.45, that's an interest rate of 1.45%

Check out my mobile app. It includes everything you need to estimate your homeownership costs. You can calculate mortgage scenarios, get pre-qualified, browse thousands of rates, stress test, land transfer taxes, closing costs and so much more. Call or text me at (506) 323-8980 or email [email protected] https://mccapp.ca/app/shelagh-sutherland

Today on my local artist spot light, I am excited to highlight Ben Cummings and his new HomeGrown series. Benji is a local videographer, photographer and graphic designer. It brings me great joy following the adventures of Benji .. Don't forget to like and subscribe to his Youtube Channel so you don't miss the next episode of HomeGrown... Other places you can follow Ben are... https://www.benjcummings.com/ https://www.tiktok.com/@cummingsbenj?lang=en https://www.instagram.com/cummingsbenj/

Easter Weekend is upon us and I just wanted to let everyone know I am ON CALL All Weekend. Feel free to reach out with any questions. Thank you!

Monday Motivation Every year this video comes up in my memories at just the right time. Created by my dear friend Pat Sears, this video always puts me back on the right track. The subject is Darren Hudson, a world champion log roller from Nova Scotia. He is a person who is absolutely in love with his life. He embodies the pure joy.... Every year, he reminds me to ask myself, am I who I want to be. I hope you take a few moments to meet with Darren, and that you are as inspired by him as I am. https://youtu.be/wMkg_PPDAVs

My assistant Patrick wishes everyone a happy Caturday!!

Attention Homeowners! Do you want to make your home more energy efficient but don't know where to turn and don't want the pressure of being "sold" a product? Jo...in us virtually From 6:30pm-8:30pm for our FREE Homeowner Energy Efficiency Sessions to learn all about making your home more energy efficient. March 9, 2021 - Introduction to the 2015 National Building Code & the energy efficiency requirements March 11, 2021 All Things Foundation March 16, 2021 - Building Envelope Barrier Systems & Insulation March 18, 2021 Energy Efficiency of Windows & Doors, Sealing & Condensation March 23, 2021 Heating, Ventilation & House Depressurization March 25, 2021 Air Sealing & Reducing Leaks March 30, 2021 - Renewable Energy (PV, Solar, Thermal & Energy Storage) Ateliers français Maison Neuve Éco-énergétique - 13 mars 2021 - 9h00 - 12h00 Rénovation de Maison Existante - 27 mars 2021 - 12h00 - 15h00 To Register Visit: https://www.nbhomebuilders.ca/projects-done-right/

Amortization is the assigned length of time from start to zero on a mortgage (typically 25 years). There are some little things you can do to shave years (and interest off). Most mortgages have the ability to pay down a certain amount without any penalties each year. My mortgage had an extended amortization (40 years was available at the time). If I had left that as is, I would have been paying my mortgage into my my late 70's. That was a scary thought for me so I incr...eased my biweekly payment up to the next round $25 dollars increasing my mortgage payment by $14 dollars. This one change reduced my amortization by 16 years. At my current pace, I'm set up to pay my current mortgage out before I turn 60. If you would like to look at methods to pay down your mortgage faster and pay less interest, I'd be more than happy to review your current mortgage and make recommendations. Just send me a message, I'm here to help.

Today on my local artist spotlight, I am excited to highlight WILD screen doors located in Glazier Lake, NB. Vicki Cyr is the amazing artist behind these custom doors (although she isn't limited to just doors). Really cool concept and product!! Check out her page!!

The provincial government released an updated COVID-19 vaccination plan today, which outlines a timeline for all New Brunswickers to receive the first dose of t...he vaccine by the end of June. It was announced yesterday that people who are 85 and older may now book an appointment for their first dose of the vaccine by contacting a pharmacy. A family member or caretaker may also book an appointment on their behalf. Nearly every pharmacy in the province is participating to help ensure New Brunswickers are vaccinated as quickly as possible. Pharmacists will begin administering vaccines to this group beginning next week on Wednesday, March 17. Those who are not 85 and older or calling on behalf of someone in that age group are reminded not to call a pharmacy yet so the system does not become overwhelmed. With an ever-increasing supply of vaccines and new scientific evidence supporting a delay of up to 120 days in administering the vaccine’s second dose, we will be able to complete the work of inoculating all New Brunswickers much more quickly than initially expected, said Dr. Jennifer Russell, chief medical officer of health. This is good news. The more people who are immunized, the quicker we will be able to achieve a level of protection in the population. Health Minister Dorothy Shephard announced today that after everyone 85 and older has had the opportunity to receive their first dose, those who are 80 and older will be able to begin booking appointments, followed by those who are 75 and older. By the end of March, she said truck drivers, regular cross-border commuters and rotational workers will also be eligible to be vaccinated. We promised to address the burden placed on rotational workers and their families by the virus and we have been able to do so by moving this group up sooner in the updated vaccine rollout plan, Shephard said. Our goal is to be able to ease restrictions as soon as we can on their need to self-isolate. We will share more information on this as it becomes available. Beginning in April, vaccines will continue to be made available in descending age-based increments. Some additional priority groups will also be able to receive the vaccine at this time. More details about groups that will be eligible in April, May and June are available online. Shephard said further announcements will be made soon to inform people when they are eligible to book an appointment to receive their vaccine. I appreciate that many New Brunswickers want to be vaccinated and I understand that everyone wants to know when their turn will arrive, Shephard said. Please continue to be patient and wait for your group to be identified. Do not contact your pharmacist until we announce that your group is eligible. Primary care providers will play a role in the vaccination plan in the months ahead, however they are not administering vaccines in their offices at this time. Horizon Health Network and Vitalité Health Network will set up clinics beginning next week to administer the first dose of the vaccine to additional groups, including first responders and health-care workers who have not yet been vaccinated. More information will be provided to these groups directly, including details on how to book an appointment. People with complex medical conditions will also be eligible to be vaccinated at these clinics. More information about qualifying complex medical conditions is available online. One death reported Public Health confirmed today that an individual between 40 and 49 in Zone 1 (Moncton region) has died as a result of underlying complications, including COVID-19. This brings the total number of COVID-related deaths in the province to 30. I am deeply saddened to learn that another life has been lost as a result of COVID-19, Shephard said. On behalf of all New Brunswickers, I wish to offer my sincere condolences to this person’s loved ones. I join all New Brunswickers in sharing my deepest sympathies with the family and friends of this individual, Russell said. My thoughts and prayers are with everyone who has been impacted by this tragic loss. Three new cases Public Health reported three new cases of COVID-19 today. The three cases in Zone 1 (Moncton region) are as follows: an individual 20-29. This case is under investigation; an individual 30-39 who is a close contact of a case; and an individual 60-69 who is also a close contact of a case. The number of confirmed cases in New Brunswick is 1,465. Since yesterday, three people have recovered for a total of 1,401 recoveries. There have been 30 deaths, and the number of active cases is 33. One patient is hospitalized. Yesterday, 560 tests were conducted for a total of 238,969. Details on cases and testing can be found on the GNB website. Mobile and most browsers: bit.ly/2BmLpeD IE users: bit.ly/2VsD1RV Exposure notification Public Health has identified a positive case in a traveller who may have been infectious on March 8 while on the following flights: Air Canada Flight 332 from Edmonton to Montreal, departed at 11:41 a.m. Air Canada Flight 8906 from Montreal to Moncton, departed at 8:05 p.m. People who travelled on these flights should self-monitor for symptoms for 14 days after the flight. Should any COVID-19 symptoms develop, they are directed to self-isolate and take the self-assessment online or to call 811 to get tested. Reminder of Yellow level All zones are in the Yellow level under the province’s mandatory order.

Happy Caturday from Patrick as he enjoys some kitty milk in a sun beam.