Mortgages with Matias
301 Fruitland Rd Unit 8B L8E 5M1 Hamilton, ON, Canada

Why use a Mortgage Professional? With a Mortgage Professional, you come first! Your priorities, commitments & goals all matter when discussing your mortgage needs. Using a Mortgage Professional provides clients with the ability to work with a variety of lenders to best suit your mortgages needs. This allows Mortgage Professional to offer better rates, personalized service, flexibility and products at no cost to you, finding you the right mortgage to suit your needs. Still curious about the difference between Mortgage Professional & the bank? Message your questions & find out how a Mortgage Professional can assist you today!

Did you know? If you’re new to the world of credit, consider the 2-2-2 rule. Lenders want to see two forms of resolving credit (ie: credit cards) with limits no less than $2,000 and a clean payment history for two years. Interested in learning on more tips to plan for your mortgage? Contact me today to get mortgage ready!

"Life is like riding a bike. To keep your balance, you must keep moving." - Albert Einstein Creating momentum is a key component in achieving our goals. Realign your direction, push harder when playing field inclines and most importantly take your hand off the brake when moving forward!

Why use a Mortgage Professional? With a Mortgage Professional, you come first! Your priorities, commitments & goals all matter when discussing your mortgage needs. Using a Mortgage Professional provides clients with the ability to work with a variety of lenders to best suit your mortgages needs. This allows Mortgage Professional to offer better rates, personalized service, flexibility and products at no cost to you, finding you the right mortgage to suit your needs. Still curious about the difference between Mortgage Professional & the bank? Message your questions & find out how a Mortgage Professional can assist you today!

Did you know? If you’re new to the world of credit, consider the 2-2-2 rule. Lenders want to see two forms of resolving credit (ie: credit cards) with limits no less than $2,000 and a clean payment history for two years. Interested in learning on more tips to plan for your mortgage? Contact me today to get mortgage ready!

If you're putting anything less than 20% down when purchasing a home, mortgage default insurance is mandatory in Canada and allows consumers to purchase homes with a minimum of 5%

"Life is like riding a bike. To keep your balance, you must keep moving." - Albert Einstein Creating momentum is a key component in achieving our goals. Realign your direction, push harder when playing field inclines and most importantly take your hand off the brake when moving forward!

If you're putting anything less than 20% down when purchasing a home, mortgage default insurance is mandatory in Canada and allows consumers to purchase homes with a minimum of 5%

Did you know? Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favourable interest rate

Did you know? Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favourable interest rate

"You don't have to be great to start, but you have to start to be great" - Zig Zaglar A common problem people have when starting new ventures is Analysis Paralysis. This where you'll review the information, go over your challenges, look for potential problems, and redo your numbers over taking action to get started. 3 tips to keep in mind if you're hesitating to start is 1) Find 2-3 that know "HOW" to solve your major challenges 2) Speak to those who are successful in the i...ndustry, understand there business & listen to their suggestions 3) Breakdown your business plan and outsource your weak points to double down on your strengths to best use your time. See more

Some big banks will send you a renewal letter within three months of your term, encouraging you to sign at the current posted rate to rollover your mortgage. I recommend that you speak to me to ensure you are exploring all of your options when it comes to your next mortgage term.

The time is NOW! Rates are still at an all-time historic low. What are you waiting for? Contact me today to learn more!

"If you cannot do great things, do small things in a great way." - Napoleon Hill Our biggest challenges are solved the way same, one step at a time. Take a moment to overlook your daily routine and choose to better at each point in your day. Be proud of accomplishments regardless the size of task.

Great question! It's important to know that you can only tap into 80% of the value of your home. Also, your lender choice may be limited as you will not qualify for default insurance. Finally, you would have to re-qualify under the current rates and rules.

Mortgage free is not a dream. It’s a goal! And it can happen years faster than you think. Did you know? An open mortgage allows the borrower the option to pay off all or any of the balance owing on the mortgage at any time, without a penalty.

"Focus on the opportunities of tomorrow rather than the problems of yesterday" - Unknown Reflecting on the past only distracts you from planning your future. Everyday is a chance to set your own path spending present looking for the next step to achieve your goals!

You could get a lower interest rate, consolidate your debt, change your term or get a different mortgage or tap into your home equity to finance those renovations you've been dreaming about.