Travelbea & Associates
754 Humboldt Street V8W 4A1 Victoria, BC, Canada

We hope you all have a great Labour Day and a relaxing long weekend. *** please note our office will be closed from Friday 4th at 5 pm and open again at 8.30 am on Tuesday 8th ***

***Summer Giveaway*** Wow!! We had such a great reaction to this contest that we've decided to giveaway another Pacifica Paddle gift certificate! We will randomly select winners on Friday 21st. So if you haven't already, post below letting us know your favorite summer spots on Vancouver Island....

Happy Thanksgiving!! We hope you all have a lovely long weekend *Please note our office will be closed Monday 12th and opening again on Tuesday 13th at 8.30am*

***Summer Contest*** With summer fully in swing, we wanted to do a giveaway that incorporated outdoor activities. We are going to be giving away 2 x 2 hour kayak/ SUP/canoe rentals at Pacifica Paddle in Brentwood Bay All you need to do is tell us your favorite outdoor summer spots on the island, by commenting on this post ... Our lucky winner will be randomly drawn and emailed at 12 pm on August 21st Good Luck

All of us here at Travelbea & Associates hope you all have a great Canada Day!! Enjoy the sun and stay safe **Please note our office will be closed Wednesday July 1st, opening again 8.30 am on Thursday July 2nd**

Looking forward to stocking up on our new water bottles! Thank you Island Business Print Group

We hope you all have a great Labour Day and a relaxing long weekend. *** please note our office will be closed from Friday 4th at 5 pm and open again at 8.30 am on Tuesday 8th ***

***Summer Giveaway*** Wow!! We had such a great reaction to this contest that we've decided to giveaway another Pacifica Paddle gift certificate! We will randomly select winners on Friday 21st. So if you haven't already, post below letting us know your favorite summer spots on Vancouver Island....

***Summer Contest*** With summer fully in swing, we wanted to do a giveaway that incorporated outdoor activities. We are going to be giving away 2 x 2 hour kayak/ SUP/canoe rentals at Pacifica Paddle in Brentwood Bay All you need to do is tell us your favorite outdoor summer spots on the island, by commenting on this post ... Our lucky winner will be randomly drawn and emailed at 12 pm on August 21st Good Luck

All of us here at Travelbea & Associates hope you all have a great Canada Day!! Enjoy the sun and stay safe **Please note our office will be closed Wednesday July 1st, opening again 8.30 am on Thursday July 2nd**

We are back to working from the office again. Whilst we are not having any face to face meetings, we are booking both phone calls and zoom meetings. Our phone lines are up and running at our regular hours of 8.30 am - 5.00 pm.

Due to the COVID-19 pandemic, Canada Housing and Mortgage Corporation (CMHC) has recently changed their underwriting policies for insured mortgages. For information on these changes, please have a look at the link below! https://www.ctvnews.ca//cmhc-tightens-lending-standards-to

We wish you all a very happy Easter long weekend! Check out the link below for some family fun ideas during your 'stay at home' Easter. Stay safe!... **We will out of office from April 10th to 13th, and back working remotely on Tuesday April 14th** https://www.uniting.org//six-easter-ideas-to-entertain-the

Interesting and informative read today in the Times Colonist, regarding financial help during these uncertain times, which Scott is featured in! https://www.timescolonist.com//financial-help-is-there-ask

The Bank of Canada made another unscheduled rate cut last Friday. The prime rate has now been reduced to 2.45%. Lenders will be updating you with any payment changes soon! https://business.financialpost.com//canadas-top-lenders-cu

In light of the current COVID-19 outbreak, we are taking the precaution of closing our office and working remotely. Our phone line hours are between 10 am and 3 pm, Monday to Friday. If you are contacting us outside of these hours and you know the email of the person you are trying to reach, please send them a detailed message. You can also send a detailed message to our general inbox, [email protected]. Throughout this difficult time, all the lenders and banks are b...eing more understanding and are allowing deferred payments. However, this is on a case by case basis and you will have to reach out to your lender to confirm whether they’ll allow you to do so or not. We have compiled a list of some of the lenders below so that you can contact them directly. All the lenders are experiencing higher than usual call volumes at this time. If you have the option to get a call back or to leave a voicemail, please do so and they will get back to you. Our thoughts are with you at this time and please stay safe! CMLS 1-888-995-2657 selection 4 [email protected] https://www.cmls.ca//learni/for-those-impacted-by-covid-19 First National 1-866-557-5509 [email protected] https://www.firstnational.ca/residential/covid-19 MCAP 1-800-265-2624 [email protected] https://www.mcap.com/covid-19 Merix/Lendwise 1-877-637-7881 [email protected] https://merixfinancial.us11.list-manage.com/track/click RFA/Street Capital 1-877-416-7873 https://www.rfa.ca/CustomerService RMG 1-866-809-5800 [email protected] https://www.rmgmortgages.ca/covid-19 Scotia 1-800-472-6842 https://www.scotiabank.com//reli/coronavirus-covid-19.html TD 1-888-720-0075 https://www.td.com/ca/en/personal-banking/covid-19/

If you would like to know more about the unprecedented rate change from the Bank of Canada, take a look at this article here. For everybody on a variable rate, your lenders will be communicating with you shortly about the new prime rate of 2.95% and your lower payments. https://business.financialpost.com//bank-of-canada-lower-i

Looking forward to stocking up on our new water bottles! Thank you Island Business Print Group

It was a pleasure meeting Stephen Poloz, Governor of the Bank of Canada. Today, the Bank of Canada announced it’s lowering the overnight rate by 0.5%. Will be interesting to see if lenders follow with a decrease in prime. Send me an email with any questions! [email protected]. You can also call our office at 250-381-7178

Changes to the Mortgage Stress Test are Coming April 6th! https://globalnews.ca//mortgage-stress-test-change-insure/

Happy Family Day! We would like to wish you all a very happy Family Day, we hope you all have a fun filled long weekend. Stuck for things to do? Why no check out the great list of family-friendly things to do around the city, below. **please note our office will be closed Monday 17th, reopening 8.30 am Tuesday 18th**... https://www.victoriabuzz.com//10-things-to-do-with-your-l/

Early Bird Registration for the TC10K ends January 31, 2020! Email [email protected] for the Team Travelbea discount code! Registration increases by $10 after January 31, 2020 so sign up now to save! https://raceroster.com//31st-annual-tc10k-powered-by-runsp

Due to the weather, our office will be closed today - Wednesday, January 15th. We will be monitoring our email - so if you have an urgent matter, please email us at [email protected]. We apologize for any inconvenience this may have caused.

We wish you the happiest holidays! Our office will be closed until the 2nd of January to celebrate with our families. Please email [email protected] if you have anything of an urgent nature. We’ll see you in the new year!

We wish you all a very happy Thanksgiving weekend. We are very thankful to all our clients who support us and trust us to help throughout the very exciting home buying process. *Please note we will be closed Monday 14th, reopening 8.30 am Tuesday 15th*

Congratulations to Jen Spark for winning the tickets to the 'Art of the Cocktail' event. We hope you and your plus one have a great night! Thank you to everybody who participated in our Summer of Giveaways!

It's out final summer giveaway and what an event to end on! We are giving away 2 tickets to THE cocktail event of the year, 'The Art of the Cocktail'. This is the largest cocktail event on the Island with over 40 vendors, over 60 spirits, cocktail master classes and best of all, tastings! To enter and have a chance at winning this great prize, just comment below letting us know what your favourite cocktail is.... We will be choosing a winner at random at the end of day on Thursday September 26th and announcing the lucky winner at midday on Friday September 27th. Good luck!!

The Summer of Giveaways Continues.... We have 2 sets of Saturday Admission tickets to the Great Canadian Beer Festival in Victoria!! This year’s festival will feature a diverse range of more than 60 craft breweries from British Columbia (and beyond!) along with local cideries and food trucks. The BC Ale Trail-er will also be on-site serving a selection of beers from breweries that are unable to make the trip to Victoria.... To enter just comment below your favorite happy hour spot in the city We will be running the contest until Thursday 22nd of August and contacting the lucky winner at noon on Friday 23rd. Good Luck!

We hope you all enjoy your long weekend and have a great BC Day! ** We will be closed for the long weekend. We're back in the office from 8.30 am on Tuesday 6th **

A big congratulations to Amy Cathcart for bagging herself 2 tickets to the Thirsty Chef. For everybody else who entered, don't worry, there are more chances to win in our big summer of giveaways Keep checking our Facebook page for more competitions

The Summer of Giveaways continues! We have 2 tickets to the 'Thirsty Chef 5' that we'd love to give away. The 'Thirsty Chef 5' is a West Coast food and craft beer experience held in Market Square courtyard. Hand picked breweries match their beer with food creations from some of the city's best chefs.... If that sounds like your kind of thing, tag the person you would love to take with you. You have until the end of day Monday July 8th, so get tagging! The lucky winner will be randomly drawn and contacted on Tuesday 9th! Good luck

We hope you all have a great long weekend and enjoy your Canada Day! Be sure to go and see some of the great firework displays the city is putting on! https://www.victoriabuzz.com//5-firework-displays-to-cele/ **Our office will be closed from Monday July 1st, opening again at 8.30 am on Tuesday July 2nd**

A big thank you to everyone who entered! Congratulations to our winner Stephen Scott! We hope you have an awesome time! Make sure to check our page regularly as we will be doing some more fun summer giveaways!

***LAST CHANCE TO ENTER IS TODAY! WHO WOULD YOU BRING TO THIS AWESOME DAY OUT? GET TAGGING***

We are giving away two Saturday day passes to the Phillips Backyard Weekender!* All you have to do to enter is tag who you would bring with you in the comments below. Deadline to enter is end of day, Thursday June 20th. Winners will be randomly selected and contacted at midday on Friday June 21st. Disguised as a brewery parking lot by day, the Phillips Backyard magically transforms into an outdoor music super-party. Set against the backdrop of the beloved local craft brewery ...in the open air of downtown Victoria's communal backyard, The Phillips Backyard Weekender is a summer highlight not to be missed. * https://www.backyardweekender.com/lineup

We hope you all have a lovely long weekend and Victoria day! Why not check out the Victoria Day Parade, starting at Mayfair Mall on Monday 20th. **please note our office will be closed from Monday, May 20th opening again on Tuesday, May 21st**... https://www.tourismvictoria.com//festi/victoria-day-parade

https://www.ctvnews.ca//bank-of-canada-holds-interest-rate

We wish you all a very happy Easter long weekend! Take a look below to find some fun activities happening in and around the city this weekend! **our office will be closed from April 19th to 22nd, reopening Tuesday April 23rd** https://www.tourismvictoria.com//your-ultimate-guide-easte

Our beautiful office, designed by the talented Tamara Bush of Inhabit Designs Inc.(http://www.inhabitdesigns.ca/), was featured in this month's Yam Magazine! Check it out!

We wish you all a very happy Family Day! Our office is closed today and will reopen as usual Tuesday, February 19th.

Due to the weather, our office will be closed today - Tuesday, February 12th. We will be monitoring our email - so if you have an urgent matter, please email us at [email protected]. We apologize for any inconvenience this may have caused.

Early Bird Registration for the TC10K ends January 31, 2019! Email [email protected] for the Team Travelbea discount code! Registration increases by $10 after January 31, 2019 so sign up now to save! https://raceroster.com//30th-annual-tc10k-powered-by-runsp

Here is an informative read on the upcoming speculation tax. For more info, visit https://news.gov.bc.ca/releases/2019FIN0001-000031

We wish you all the happiest holidays! Our office will be closed until January 2nd to celebrate with our families. Please email [email protected] if you have anything of an urgent nature. See you in the New Year!

Some good news...

A big thank you to everyone that took the time to enter the draw - congratulations to Cindy Whiting & Tara Bell! You are the winners of a pair of weekend passes each to the Christmas Craft Beer Show!

We are giving away two sets of weekend passes for two to the 3rd annual Christmas Craft Beer Show!* All you have to do to enter is tag who you would bring with you in the comments below! Deadline to enter is end of day, Thursday, November 22nd. Winners will be announced on Facebook Friday, November 23rd at noon. Good Luck! This event allows the multitude of fantastic local micro-breweries to gather together to display their seasonal products as well as their brewery favorites... to beer lovers this holiday season. *http://christmascraftbeershow.com/

With Bank of Canada's recent rise in the key interest rate, Prime Rate is now at 3.95%

We wish you all an amazing Thanksgiving Weekend!* We are especially thankful for all our clients who support us and trust us to help make their home ownership dreams come true! *Please note, our office will be closed Monday, October 8th

Contest Time! We have a pair of tickets to the Victoria International Wine Festival's Friday Night Tasting event on September 21st! Winner will be drawn on Monday, September 10th at noon. To earn your entry, just share this link and comment below with your favourite bottle of wine!

We wish everyone a Happy Labour Day - enjoy the last long weekend of the summer! *Please note - our office will be closed Monday, September 3rd to observe the stat holiday and will reopen Tuesday, September 4th.

Thank you again to everyone who took part in our Great Canadian Beer Festival Ticket giveaway! There were so many great responses and we can't wait to try some of them out! The winners, as mentioned in last Friday's newsletter, are... Joyce Preston & Lindsay Walper!... Congratulations!

We hope you all have a great long weekend enjoying the sunshine and celebrating living in BC! Please note - we will be closed Monday, August 6th for the stat holiday.

We have had such a great response to this contest that we will be giving giving away 2 pairs of Saturday Beer Fest tickets! If you haven't done so yet, 'like' our page and comment below what your favourite Canadian beer is!

We have bags! With Victoria's new plastic bag ban, we've got you covered. Our cloth bags are durable, chic (black goes with everything) and fit a ton of stuff! Next time you visit our office, grab a reuseable bag (and check out our other swag, too)!

Bank of Canada has increased their rate to 1.5%; expect Prime to follow this increase in the near future... https://www.theglobeandmail.com//article-bank-of-canada-h/

We have a pair of Great Canadian Beer Fest tickets (for the Saturday, Sept. 8 event) up for grabs! Like our page and tell us your favourite Canadian beer below and you will be entered into the draw! Contest closes at noon on Friday, August 3rd and the winner will be announced in our email newsletter on August 10th! Good luck!

We hope you all have a great Canada Day Long Weekend! *Please note - our office will be closed on Monday, July 2nd for the stat holiday.

We wish everyone a Happy May Long Weekend! We hope you all get to enjoy some time with your friends and family! *Please note - our office will be closed Monday, June 21st to observe the stat holiday, re-opening Tuesday, May 22nd.

CMP lists Travelbea & Associates as #4 on their Top 75 Brokers List of 2018 - we couldn't be prouder of our team! https://www.whichmortgage.ca//4--scott-travelbea-dlc-trave

Attention Team Travelbea TC10K participants - race packets will be available for pick-up from our office (754 Humboldt Street) on Friday, April 27th from 8:30am to 5:00pm! Also - It looks like the weather is going to be fabulous!

Great news! After speculation that it may possibly increase - Bank of Canada's Prime Rate remains the same after today's meeting.

This Friday, at noon, prices go up to join the 29th Annual TC10K. Same goes for your chance to get a customized Team Travelbea t-shirt! Join our team - we will cover 50% of your registration fee! Please email [email protected] or call us at 250-381-178 to request the discount code and then register and join our team at https://raceroster.com/events/2018/14562/29th-annual-tc10k! Just choose "Register Now or Create Team" and after registering or logging in with your email, choose "Join an Existing Team" and you will find Travelbea & Associates under the "Finance, Legal & Accounting" category.

Travelbea & Associates has some new art! You may have noticed the lovely piece by local artist, Yuri Arajs, in our front entrance - we have acquired more of his amazing art! Check it out and have a great weekend!

Join the "Travelbea & Associates" TC 10K we will cover 50% of your registration fee! Please email [email protected] to request the discount code and then register and join our team here! Just choose "Register Now or Create Team" and after registering or logging in with your email, choose "Join an Existing Team" and you will find Travelbea & Associates under the "Finance, Legal & Accounting" category. Deadline to register in order to receive a custom event t-shirt is April 6th, 2018 at noon.

Do you love Valentine's Day as much as these homeowners? https://housekaboodle.com/valentines-day-houses/

Happy Family Day from everyone at Travelbea & Associates! Please note - our office will be closed through Monday, February 12th and will reopen Tuesday, February 13th. Have a great long weekend!

Bank of Canada has increased their rate by .25%; expect Prime to increase in the near future...

The next TC10K race date is Sunday, April 29th, 2018. Whether you are a runner or a walker, it's always a great community event! Once again, there is a "Travelbea & Associates" team, and all member's will have 50% of their registration fee covered by us. Please email [email protected] to request the discount code and then register and join our team here! Just choose "Register Now or Create Team" and after registering or logging in with your email, choose "Join an Ex...isting Team" and you will find Travelbea & Associates under the "Finance, Legal & Accounting" category. Deadline to register in order to receive a custom event t-shirt is April 6th, 2018 at noon. Come join in on the active fun!

Travelbea & Associates would like to wish everyone a very Happy New Year! *Please note - we are now open and operating our usual business hours (Monday - Friday, 8:30am - 5:00pm).

We wish everyone a Merry Christmas, a joyous holiday and a wonderful New Year! Our office will be closed after December 22nd to celebrate the season, re-opening January 2nd, 2018.* Seasons Greetings!... *Please note - If you require immediate assistance you can email us at [email protected]

This may be the house of your (edible) dreams!