Alex Harun
218 Tremaine Cres N2A 4L9 Kitchener, ON, Canada

Wishing everyone an awesome Victoria Day celebration and long weekend from the Alex Harun family! #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada #VictoriaDay #LongWeekend

Receptionist Day is tomorrow May 12th! Many companies from the smallest to the largest corporations rely on the skills of receptionists to keep the business running smoothly and helping to greet and direct new and existing clients. If you know a receptionist, make sure to treat them special tomorrow! #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

The Department of Finance has announced that insured mortgages will have the same stress test as uninsured mortgages effective June 1. The stress test for insured mortgages is now aligned with OSFI, which had already introduced a new qualifying rate for uninsured mortgages. The stress test for both will be the greater of the borrower’s mortgage contract rate plus 2% or 5.25% (currently 4.79%). The minimum qualifying rate will be set a minimum once a year in December. ... Get in touch soon if you're looking to buy, renew, or refinance.

Happy Mother's Day to all the amazing and hard-working mothers in the world this Sunday! We hope that you will spend the day showing the mothers in your life how much you care. #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada #MothersDay

Owning a home is a keystone of wealthboth financial affluence and emotional security. - Suze Orman #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

DEBT 101: Good vs Bad It's important to know the difference! Taking on debt that will potentially pay you dividends in the future is considered good debt.... Bad debt is typically when you take money from your future self to buy goods and services today which provide you with no future income benefit. The right amount of good debt can help you build long-term wealth and afford the things you want, without taking on bad debt.

The most difficult part of saving money is often the very first step: getting started! We’re here with some simple tips to help you save for all your short- and long-term goals: You need to start by keeping track of how much money you are spending. You can split your expenses into categories such as fixed expenses like car payments, flexible expenses like food, and even extra expenses such as entertainment, birthday gifts, etc. You can create your own tracker or use many th...at are available for free online! Once you understand your expenses, you can measure them against what you earn, and start thinking of where you may be able to save some money. In order to save money, you need to make some compromises and cut expenses that are not totally necessary. Set clear goals! You should have specific ideas and numbers for your savings goals. If you want to buy a house, know exactly how much you want to save for a downpayment so that you know what you’re working towards. Keep track of your progress every month, and keep checking on your expenses! It’s important to stay on top of your spending, even if it’s just a few dollars here and there, make sure to record it so you know exactly where the money is going, and whether it’s a real necessity or something you can cut back on. Once you get into the habit of keeping a budget and you have created clear goals for yourself, the process of savings becomes much easier, and before you know it you will be exactly where you want to be! #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

If you’re ready to become a homeowner, you need to think about your mortgage! With our team at Alex Harun Mortgage, we can help you find the right products and save money. We work hard to make sure the process is easy and accessible so you don’t have to worry about a thing. If you have any questions, just give us a call and we can discuss all your options! 519.573.3039 [email protected]... #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

Thank you for your feedback, we appreciate you taking the time to let us know how we did! Have you had a recent experience with our team? Please remember to leave us a Google review, we love hearing from you! #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

The process for mortgage approval involves potential lenders looking at your credit score. This is why you need to be on top of your credit report before you apply for a mortgage. Having a good credit score means you are more likely to be approved for a mortgage and have a lower interest rate. We’re here to help you when you’re ready to become a homeowner! Give us a call and we can answer any questions you have. 519.573.3039 #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

A mortgage is the cornerstone of a sound financial plan, and can help build long-term wealth. But with the mortgage marketplace getting more and more complex, you need the professional, expert and tailored advice of a Mortgage Broker!

Receptionist Day is tomorrow May 12th! Many companies from the smallest to the largest corporations rely on the skills of receptionists to keep the business running smoothly and helping to greet and direct new and existing clients. If you know a receptionist, make sure to treat them special tomorrow! #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

Happy Mother's Day to all the amazing and hard-working mothers in the world this Sunday! We hope that you will spend the day showing the mothers in your life how much you care. #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada #MothersDay

DEBT 101: Good vs Bad It's important to know the difference! Taking on debt that will potentially pay you dividends in the future is considered good debt.... Bad debt is typically when you take money from your future self to buy goods and services today which provide you with no future income benefit. The right amount of good debt can help you build long-term wealth and afford the things you want, without taking on bad debt.

Thank you for your feedback, we appreciate you taking the time to let us know how we did! Have you had a recent experience with our team? Please remember to leave us a Google review, we love hearing from you! #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

The process for mortgage approval involves potential lenders looking at your credit score. This is why you need to be on top of your credit report before you apply for a mortgage. Having a good credit score means you are more likely to be approved for a mortgage and have a lower interest rate. We’re here to help you when you’re ready to become a homeowner! Give us a call and we can answer any questions you have. 519.573.3039 #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada

"A goal should scare you a little, and excite you a lot" - Joe Vitale #AlexHarunMortgages #mortgagetips #mortgagelife #mortgagealliance #mortgagebroker #mortgageloan #mortgagesolutions #mortgagespecialist #homefinancing #loan #preapprovals #mortgagesontario #kitchener #kwawesome #kitchenerrealestate #kitchenerontario #kitchenerwaterloocambridge #kitchenerwaterloo #kitchenermortgages #londonont #guelphontario #geulphlife #cambridgeontario #waterlooregion #ontariocanada #TaxDeadline

Cash Back Mortgage rates are lower than they have typically been, causing an upswing in use by first-time home buyers. Getting 3% cash back of the total mortgage amount can be a big financial boost and provide much-needed breathing room after closing on the most expensive purchase most people make. The funds can help pay for things like closing costs, renovations, and moving costs. Interested in learning more? Let's discuss whether a cash-back mortgage fits your needs.

The Financial Consumer Agency of Canada has a comprehensive website with tips and tools to help you better understand your finances with a focus on our challenging times. The site will help you think more about your financial well-being - https://bit.ly/3eRmGPe

With mortgage deferrals ending, there are options for those in need. I'm here to help!

As expected, the Bank of Canada announced today that it is keeping the overnight rate steady at 0.25%. It is expected the Bank will keep this target unchanged until well into 2023 to aid Canada's economic recovery. With this stable, low interest environment it’s never been a better time for qualifying homeowners to refinance to consolidate debt to improve cash flow, save interest costs and protect their credit scores. Get in touch any time for advice and a personal assessment of your situation if you need a new mortgage or want to change your current mortgage strategy.

Attention renters! Your rent payments can now build your credit score. It makes sense that those who pay their rent on time all the time have that counted towards their credit score. This will help those who are planning to buy a home at some point. It may better help them qualify for a mortgage and have access to the best possible rates. Read more here https://bit.ly/2GXW4yW