Mobile Mortgage Specialist at TD
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General Information
Phone: +1 289-208-6258
Website: MMS.tdcanadatrust.com/carmen.cisterna
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Asking for a friend? Ask us. We’re ready to help you, or your friend, learn about refinancing and explore why you may choose to refinance your Mortgage.
We all know that St. Patrick's day comes with fun green drinks, leprechauns, and good luck! Many communities and cultures engage in some green fun! Every wonder why we celebrate Saint Patrick Day? St Patrick's Day is a celebration of Irish culture. It remembers St Patrick, one of Ireland's patron saints, who ministered Christianity in Ireland during the fifth century. St Patrick's Day is celebrated in countries with people of Irish descent.
We can all use a little extra insight into the home-buying process, even if we’ve been around the block before. Todd Talbot takes on some questions buyers have while searching for their next home. Connect with me, I can answer all your questions.
If you’re thinking of buying your next home, it’s natural to have a lot of questions. Connect with me to get personal advice for what’s essential to you. https://go.td.com/37XJxX5
Get a mortgage with TD and you could get up to $2500. Conditions apply. Offer ends August 30, 2021. Contact me for more info. https://go.td.com/3rd1OY4
Is a lower rate always better? Most of the time, the 1st question I get is .. "What are your rates?" It's natural for us to think that lower rates overall is always better - BUT - what about everything else? Life changes so quickly - and so you want to make sure your mortgage can change with you. Look for options such as portability, prepayment privileges and potential penalty fees for closing out a closed mortgage early. Always ask to read the fine print to understand y...our lower interest rate! Although a lower interest rate may always seem the most attractive, your mortgage may need a little more TLC. #mortgageadvice #tdmortgages #mortgages #mortgagerates
As 2020 has come to a close, and a new year has begun, I would like to take this time to wish each one of you a happy, prosperous, and healthy New Year. Let us take time today to really feel grateful for everything that we have.
If there’s ever been a year where we learned to slow down, refocus, and pivot quicker than we have ever known, it was 2020. To each and every one of my clients that’s I’ve had the privilege of helping, thank you from the bottom of my heart for trusting me to build a relationship with you! Wishing everyone far and near, a Happy and healthy New Year !
"Christmas is most truly Christmas when we celebrate it by giving the light of love to those who need it most." ~ Ruth Carter Stapleton
True story! #furbabiestakeover
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