Mathieu-Alexandre Poupart

Yesterday Megan Martin's article titled 'What you need to know about CMHC-insured mortgages' was published in the Montreal Gazette. She reached out to me for comments on the subject. Check it out! https://montrealgazette.com//what-you-need-to-know-about-c

Saturday the Montreal Gazette published an article written by Megan Martin. I had the pleasure of being included in the piece. Check it out!

La Taxe de Bienvenue: Qu’il s’agisse de votre premier condo, d’une maison familiale ou d’un immeuble de placement, faire l’achat d’une propriété est un engagement coûteux. De la mise de fonds aux frais de clôture en passant par la budgétisation des dépenses mensuelles, cet engagement implique une bonne préparation et beaucoup de planification financière, et ce parfois des années à l’avance. Mis à part la mise de fonds, l’une des plus importantes dépenses qui sera rencontrée p...ar les acheteurs d’une nouvelle propriété est la taxe de bienvenue. Ce que nous appelons communément la taxe de bienvenue est en fait une taxe sur le transfert des terres correspondant à une propriété. Le terme taxe de bienvenue est souvent moqué par les acheteurs reconnaissons-le : il n’y a rien d’accueillant à recevoir une facture de plusieurs milliers dollars lorsqu’on achète une maison. Le terme n’a en fait rien à voir avoir une question d’hospitalité; c’est plutôt l’ancien ministre des affaires municipales du Québec, Jean Bienvenue, qui a donné son nom à la taxe en l’instaurant en 1992! Cette taxe sur les transactions immobilières réalisées au sein d’un certain territoire est une source de revenus pour la municipalité en question. Cela signifie que si vous achetez une propriété à Kirkland, par exemple, la somme de la taxe sera versée à la ville de Kirkland. L’acheteur de la propriété est le seul responsable du versement de cette taxe de transfert : il ne s’agit en aucun cas d’une responsabilité partagée entre l’acheteur et le vendeur. #maisonquebecoise #immobilierMontreal

The Bank of Canada has lowered its benchmark qualifying rate What does this mean? Watch to find out #MortgageBrokerMontreal #BankofCanada #RealEstateMontreal

Anywhere anytime, let’s get it done #MortgageBroker #WhatBreak?

Self-employed? Business owner? While small to medium size businesses are often cited as the backbone of the Canadian economy, you might be surprised to learn that those business owners can sometimes struggle to obtain financing from A-lenders. That’s because self-employed individuals are often turned down by top-tier banks, whose representatives don’t take the time to properly assess their complex applications. Despite having a complex lending profile, there are solutions fo...r self-employed and stated-income applicants. In fact, experienced brokers have access to tailored products and competitive rates through alternative lenders that are geared specifically to non-traditional applicants. That means self-employed applicants can enjoy the income and credit flexibility that comes with owning a business, all while qualifying for maximum personal lending. Whether you own a small family business or are working three jobs to earn a living, if homeownership is your goal I’m ready to help by working with lenders who understand the unique profiles of self-employed and stated-income applicants. Send me a DM with any questions! Always happy to help.

24/7 #MortgageBroker. On evenings and weekends

Nothing like the cottage life on a Sunday @nickpoupart @natashalauni @taniad777 @olegpoupart

You’re thinking of buying a #home? Buying a property is the largest purchase most Canadians will make in their lifetime, so taking a measured approach is key. The reality of today’s housing market is that the #COVID19 pandemic has introduced an unexpected degree of uncertainty. No one can say for sure how the landscape will unfold for the remainder of 2020. What we do know is that interest rates are currently very favourable, and banks are lending as usual, even being flexibl...e with buyers whose income has been interrupted by pandemic related layoffs. Moreover, the housing market in #Montreal has remained strong, with reported prices in some areas up as much as 9% over this time last year. We may be facing some instability in the coming months, but long-term the Montreal housing market is quite solid. I’m always here to advise you, give me a call with any questions you have. Remember that my goal is to make sure you are properly set up to buy a home. I want this purchase to be a good move for you! #MontrealRealEstate #MortgageBroker See more

Do you own land in Quebec? Most people don’t know that if you own a piece of land in Quebec, you can use the equity in the property as your down payment to get a builders mortgage. A builders mortgage aka a construction mortgage is a way to finance the construction of a new home. So, if you’ve been dreaming of a home in the woods, this could be your silver lining. Contact me for more information: 514-519-1565 #buyyourhome #montrealmortgages #montrealrealestate #MontrealMortgageBroker

Stronger together #BlackoutTuesday

A true pleasure to be part of the @groupeorbis team. Orbis Mortgage Groupe is Canada’s premiere mortgage agency, providing you with access to hundreds of lending institutions across Canada including big banks, credit unions, trust companies and private lenders. Our licensed team of mortgage professionals are there to assist you with all your financing needs and give you their expert advice. WE work for YOU and NOT a bank and therefore will give you the best service, rate and products available on the market. Our mission and priority is to simplify the mortgage process all the while saving you time and money. Now that’s a winning team!! #montrealmortgagebroker #montrealrealestate

One of the reasons why I decided to join the incredible mortgage group that is, Groupe Orbis.

When you are pre-approved for a #mortgage this means a mortgage broker has stated in writing that you will qualify for a specific mortgage loan amount based on your current financial situation. By going through the process with a mortgage broker, you’ll also be able to ask as many questions as you’d like, and you’ll leave the meeting with a solid understanding of how the mortgage application process works, and what the next steps will be once your offer is accepted. Including a pre-approval letter with your offer to purchase makes it more appealing than a competing offer that does not have a mortgage pre-approval. It tells the sellers: THIS IS A SERIOUS OFFER, FINANCING WILL BE APPROVED!