4 Pillars Muskoka
133 Hwy 60 Unit 5 P1H 1C2 Huntsville, ON, Canada

Follow us to start your debt free journey! #money #debt #jokes #memes #puns #pun #meme #debts #getmedebtfree #4pillars #finance#wealth

This is the true story of a man who lost his business and fell deep into debt. We asked him to tell his story. These are his words which we've left unedited. https://www.getmedebtfree.ca/a-debt-horror-story-with-a-ha/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work

Money is simply a tool. It can be used for whatever purpose you choose to use it for. You can use it to help others or build your relationships. You can use it to retire early or buy things for yourself. Money can be used to buy experiences that will enhance who you are as a person.... For any goal you set for yourself, money is only a tool to help you get there. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Debt is no stranger to Canadian households. In fact, it is estimated that Canadian households most recently average a debt load of 158% of their after-tax income. This may seem like a surprising decline from the alarming numbers reported in June 2020. However, the numbers can be deceiving. They are likely attributed to government assistance in response to the pandemic. This forces many to defer payments or apply for refinancing with their lenders. The harsh truth is that this... is a short-lived reprieve with many indicators showing debt is once again rising with possibly dangerous implications for Canadian households and the economy. Contact us at 4Pillars for a free no-obligation consultation to discuss your current financial situation and the options available to you. https://www.getmedebtfree.ca/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom See more

Your budget needs to be fluid - Being flexible will help keep on top of your budget. Things change, every month is a new month. Some months you’ll have to budget for different things, summer is often day trips or vacations. Then back-to-school supplies or winterizing the car. It may even be a night out with friends or family birthdays. Many of these events are fun (well not winterizing the car) but soon become stressful if the extra expense isn’t planned for. It may just need an adjustment in that month's budget, but larger expenses will require planning further ahead. As soon as you plan the vacation, start a savings fund for it. Then it becomes something you look forward to, not dread. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

We’re not credit counselors or Licensed Insolvency Trustees. We work for you with one single goal; to find the most effective debt solution with the maximum debt reduction to improve your cash flow and rebuild your financial future immediately. Each situation is different. We could recommend that you consolidate your debt through refinancing. You may decide to file a consumer proposal through a Licensed Insolvency Trustee. There might even be an opportunity for you to deal directly with your creditors to reduce your debt. Either way, 4 Pillars offers guidance, experience, and solutions to solve your debt challenge. https://www.getmedebtfree.ca/why-are-so-many-canadians-tol/ #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money #financialfreedom #moneymoney #personalfinance #finance #wealth

Do you ever get spending hangovers? Credit @Berrysonabudget #money #debt #jokes #memes #puns #pun #meme #debts #getmedebtfree #4pillars #finance#wealth

Debt shouldn't take over your life! We create a plan to get the creditors off your back while helping you restructure your debt, often only paying back a fraction of what is owed. https://www.getmedebtfree.ca/contact/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement

The debt industry is complex and designed to work in favour of banks, credit card companies, and creditors. We’re changing that. At 4 Pillars, we use education and our extensive experience to show you the best path out of debt based on your unique financial situation. #4pillars

THE HARD TRUTH ABOUT BANKRUPTCY There is a better way to resolve debt. Find out if a Consumer Proposal is right for you at: www.BetterThanBankruptcy.ca Filing bankruptcy has long lasting consequences that can take years, even decades to overcome. ... Many people sacrifice their financial future and credit rating because they think bankruptcy is their only choice. Our experts can provide a better solution. Just answer a couple questions to find out if its right for you at: www.BetterThanBankruptcy.ca When done properly, resolving debt issues through a Consumer Proposal can be the best, most cost effective way. And it's probably easier than you think. We have helped hundreds of people from Sudbury to North Bay to Huntsville. And they all have one thing in common - they just needed someone who knows the system in their corner who will tell them the truth. That's why less than 1% of our clients file for bankruptcy! We have no conflict of interest. Unlike other companies, we are able to represent solely our clients' interests and not that of the creditors. We work for our clients, not the lender. We are not Licensed Insolvency Trustees, we are not "non-profit" credit counselors, we are hired by our clients and work only for our clients. We are proud to serve the communities of Northern Ontario. Huntsville 133 Highway 60, Unit 5 Huntsville, ON P1H 1Z6 705.640.0187 North Bay 176 Lakeshore Drive, Suite 3C North Bay, ON P1A 1J8 705.980.0158 Sudbury 430 Notre Dame Ave, Suite 203 Sudbury, ON P3C 5K7 705.806.1252

The system might seem stacked against you, but there is light at the end of the tunnel. The expert consultants at 4 Pillars are in your corner. We are dedicated to advocating for the rights of our clients, not their creditors’ bank accounts. We can help you structure your consumer proposal. Then, we can present it to a LIT to ensure that your repayment plan is fair, equitable, and designed with your family’s health and future solvency in mind. We also work after your proposal is filed in order to see it through to acceptance and completion. Learn more how we can help https://www.getmedebtfree.ca/solving-your-debt-challenges/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

If you read a lot of personal finance blogs, you’ll hear different opinions about debt consolidation. Some personal finance experts worry that debt consolidation is only a temporary financial solution. It doesn’t fix the underlying spending habits that led to the debt. Others worry about the high interest rates that some debt consolidation companies might offer. These are all fair points. But most personal finance blogs are focused on relentless saving and debt-free lifestyle...s. For many Canadians deep in debt, these goals aren’t attainable if a family owes a significant amount on their credit cards and other debt. In general, debt consolidation is a positive financial action if it helps you do three things. Lower the overall amount of interest you’d pay by combining multiple loans into one loan. Two, help you regain financial control by simplifying your debt into one manageable monthly payment. Three, improve your monthly cash flow. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom See more

4 Pillars is the only true difference maker for someone seeking relief from overwhelming debt. What do I mean by that? It is simple: Companies either represent the creditors and / or they receive a percentage of what you pay back to the creditors. You do the math. Our clients achieve their results because they have a true representative on their side looking out only for their best interest and who is NOT incentivized by a higher payback. 120k down to 30k in this story here...

Be honest with yourself about your debt. Collect the data from your debt, analyze it, and decide on a plan to become debt-free. Ignoring your debt issues and believing they will go away only makes things worse and could have a devastating impact on your financial future. Make a list of all of your debts including: mortgage car loans overdrafts ... small loans credit cards lines of credit ATV/Boat/Camper Financed household items Creating a list will help you sort out which debt obligations need the most attention and help you create a plan for paying off your debt. Check out our debt calculator: https://www.getmedebtfree.ca/snowball-calculator/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Oh how we all wished it would happen overnight. Wouldn’t we all love our debt paid off or our savings goals reached by tomorrow. Truthfully it takes time; in which we can learn, grow and hopefully build a better financial future. So no matter how far off you are from reaching that goal, remember we wouldn’t learn great things if it happened overnight so keep going, you have got this! . All of that being said, there are many ways, but there is always the best way ;-) #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Our experts in Muskoka, North Bay or Sudbury will look at your individual situation, weigh debt consolidation vs bankruptcy, as well present all the options. We’ll also discuss the cost and advantages / disadvantages of consumer proposals, so you can choose the path that’s best for you. Our job is to make sure you have all the information you need so that you don’t feel forced into a less than ideal solution. https://www.getmedebtfree.ca/contact/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Many will provide you with half truths and biased information so that they might profit from you. Unbiased, whole picture advice, is critical when making major financial decisions. Let’s chat. #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals

Thank you so much Sidney. We were pleased to have you as our client! #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom

We invite you to contact us at 4 Pillars Central Ontario to schedule a complimentary consultation with one of our debt relief specialists. When you speak with one of our experts, you will discover why thousands of residents and business owners across Canada have turned to us to help resolve their debts. We hold high our 97% client success rate and look forward to the opportunity to help you embark upon the path to freedom from your debts! #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

We are very proud of our clients who find the courage to deal with their debt and build a better financial future for their families. #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money

Canadian families choose 4 Pillars to help them find solutions to deal with $1,000,000 of consumer debt every day. https://www.getmedebtfree.ca/ #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work

Great testimonial from one of our satisfied clients. Thank You Dennis. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality

If you are like many Canadians struggling with debt, you’d like to find a trusted company to help you with it. But the prospect of navigating the shark-infested waters of the debt management industry can be intimidating. Fortunately, there are some simple steps you can take to ensure that you select an independent company with a proven track record of success. Talk with us today. #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money #financialfreedom #moneymoney #personalfinance #finance #wealth

Seeking help is the hardest step. A lot of people will hide or suffer with money problems on their own. The biggest emotion I see is shame. People felt ashamed, although debt is not something to be ashamed about. https://www.getmedebtfree.ca/10-tips-on-getting-out-of-deb/ #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money #financialfreedom #moneymoney #personalfinance #finance #wealth

Staying optimistic when living on a tight budget can be hard. It can be even more of a struggle when we forget why we are living this way in the first place. Make it fun, budget for a few splurges, and remember it’s just a season. #money #debt #jokes #memes #puns #pun

97% of our Clients Complete Their Plans and Become Debt Free!! #money #debt #jokes #memes #puns #pun #meme #debts #getmedebtfree #4pillars #finance#wealth

Guess what, I'm going to say it again, and again, and again, until everyone is aware. Restructuring debt in Canada does not require the consumer debtor to obtain their own representation. But why not? Afterall, when a persons financial future is on the line, wouldn't they want someone looking out for only for their best interests? Read: https://www.getmedebtfree.ca/solving-your-debt-challenges/

Many people can be swayed just because someone says they are licensed to help them get out of debt, or that they are not for profit. In either case the debtor (client) does not have a representative working only in their best interest. This little not well known fact is vitally important to understand when someone is seeking relief from overwhelming debt.

The cycle of taking on personal debt is almost never ending and to get out of it is very difficult. If you are one amongst those who are in deep and thinking about the way to solve their debt challenges, you have landed on the right spot. We are going to reply all your queries related to debt consolidation so as to make things very clear for you. We will even answer questions that you didn't know you had. Once you are knowledgeable about all of your options, you will be in a position to make the right decision. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Great testimonial from one of our satisfied clients. Thank You Dennis. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality

If debt is weighing you down and you want someone to take your side, we are the right team for you. Contact 4 Pillars today. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement

It doesn’t happen to everyone, but when financial difficulty hits and debt accumulates, it brings untold misery, stress, anxiety and hopelessness. Have you been there and made it out the other side? Are you making steps now to tackle yours? Are you in debt and have no idea where to begin? We work with our clients in order to assist them towards a DEBT FREE LIFE!... #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Here is one of the frequently asked question people ask us. Get the answer here: https://bit.ly/2CuFrsM #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money

Save upto 20% of your monthly salary. Saving every month is a habit which leads to long-term wealth creation. #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money

Let’s Talk About Your Debt. We are here to represent you in seeking the best debt solutions to fit your specific needs. https://www.getmedebtfree.ca/ #getmedebtfree #4pillars

Hit the like button if it’s you!! #money #debt #jokes #memes #puns #pun #meme #debts #getmedebtfree #4pillars #finance#wealth

Our job is to make sure you have all the information you need so that you don’t feel forced into a less than ideal solution. We are here to represent you in seeking the best debt solutions for your needs. #getmedebtfree #4pillars #money #finance #wealth #cash

Frustration often leads to anger. It can be frustrating knowing debt is a major problem and that you may or may not have had a direct impact on the situation. When you feel as if you’re up against a wall, frustration can make you do impulsive things. No one likes to deal with the effects of unwanted stress, especially in an instance where you may have no control over the debt, such as medical emergencies or the loss of a job. Contact us to discuss how we can help you begin your journey to a debt-free life. At 4 Pillars, we don’t help our clients simply weather the storm, we help them rise above it! #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom #goals #success #financialfreedom

Once again, the 90/10 rule of money applies - very wise words by .Robert Kiyosaki. #getmedebtfree #4pillars #money #finance #wealth #cash #retirement #work #financialintentionality #freedom

We are living in difficult and uncertain times with the impacts of the pandemic still unknown; many individuals and business owners are facing difficult decisions and financial pressures in the weeks and months to come. Individuals are quickly spending emergency funds, savings, and accruing debt in an effort to stay afloat. It is to be expected that many people will suffer financial stress and struggles as a result of the job losses and business closures. It is vitally important to understand the impact debt has on your overall wellbeing and what you can do to minimize those impacts. #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money #financialfreedom #moneymoney #personalfinance #finance #wealth

Thank you so much for the great review Chris. See more reviews here https://bit.ly/301NEh0 #4pillars #financialintentionality #freedom #debtfree #everydollar #success #goals #plans #money #financialfreedom #moneymoney #personalfinance #finance #wealth