Path to Homeownership
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If you make these key moves before applying for that home loan, you’ll be more likely to not only get approved, but snag a competitive interest rate that makes homeownership more affordable.

As the economy slowed and home foreclosures rose, lenders began tightening their restrictions. Don’t be discouraged, though. All you have to do is get your financial ducks in a row.

Sometimes, the road to homeownership can be complicated and being financially prepared is key. Here are tips on how millennials (and all first-time homebuyers) can prepare for buying and looking for a new home.

Halloween may have passed, but make sure you’re not still tricking yourself into a financial bind. Rather, treat yourself to greater security by reviewing these 10 personal finance gotchas and making any necessary changes.