Nadia Sinclair

Hello, I am Nadia Sinclair. I am a licensed Mortgage Agent with 20 years of Accounting and Entrepreneurial experience. Welcome to my page. I appreciate you coming in. My number 1 priority is to find the best mortgage to suit your individual need. ... If you are seeking to purchase a property now or in the future or you currently own a property, I would be of great value to you. I serve with integrity and professionalism with a genuine concern for my clients' well being. Your information will always be confidential with me. Some of the benefits of choosing a licensed mortgage agent, like myself are as follows: 1. No cost to you (most of the time) 2. Saves you time and money 3. Works for you not the lenders 4. Protect your credit score Contact me and we can discuss these in more details. I will be posting information for individuals and families seeking a mortgage as a component to their bigger dream. The information will be centered on: 1. First Time Home Buyers 2. Refinancing 3. Home Equity Loans 4. Renovation Loans 5. Investment Properties 6. Farm Properties 7. Recreational Properties 8. Self Employed 9. Newcomers to Canada 10. Rejected by the Bank Have any questions? I am a click or a phone call away. I welcome your inquiries. Have a blessed day, Nadia Sinclair Mortgage Agent

https://business.financialpost.com//five-year-fixed-mortga

Would you purchase a home virtually? 4 in 10 are currently open.

Home is where the heart is Do you or someone you know need a mortgage or a loan? I am a phone call away (416) 301-3942. https://www.mortgageweb.ca/en-US/NadiaSinclair . .... . . . . #Mortgage #loan #loanofficer #mortgageagent #firsttimehomebuyer #refinance #homeequity #RenovationLoan #investmentproperty #newcomerstocanada #farmproperty #farmloan #selfemployed #Ontario #Bradford #SimcoeMuskoka #newhomeowners #refinancing #YorkRegion #Toronto #Brampton #PeelRegion

This seems very logical. I believe the same will apply to the Canadian Airbnb market. "Airbnb said it's experiencing a surge in bookings as customers emerge from several months of being cooped up in their homes because of Covid-19". https://www.cnn.com//airbnb-summer-travel-2020/index.html

2nd and 3rd Mortgages Available.

Changes that may greatly affect First Time Home Buyers effective July 1, 2020. #1. The amount of income that will be needed will increase to qualify for CMHC. #2. A higher credit score will be required for at least 1 borrower. #3. Using loan money for down payment (eg. line of credit or loan from parents) will not be treated as equity. This means you will need more of your own money. ... Let's talk if you are a first time home buyer. Looking at your numbers we can decide what action would be best for you. https://www.cmhc-schl.gc.ca//cmhc-reviews-underwriting-cri

https://www.bnnbloomberg.ca/why-housing-is-still-the-best-i

If the title of the property that you live in is not in your name, you are paying a mortgage, it is just not your own. #WiseUp #MorningMotivation.

Have you ever wondered how your mortgage rate is determined? A mortgage agent can help you to get the best rates and terms possible. At our brokerage, we work with about 75 different lenders, including banks, credit unions, trust companies and private lenders. My priority is my clients and their best interest. https://www.bankofcanada.ca//whats-behind-your-mortgage-r/

#MorningMotivation

Live~Love~and Have a great weekend.

I utilized this program when we purchased our first home. Back then, it was $25,000.00 per person, $50,000.00 per couple. There are a few rules that apply. Book a discovery call with me to discuss them or alternatively check out: https://www.canada.ca//rrsps-re/what-home-buyers-plan.html Feel free to share this information with your family and friends who are in the market for their very first home. Have a blessed Thursday, ... Nadia