Nic Mazze

There are so many reasons to work with a Mortgage Broker instead of your Bank! Asking the Bank which mortgage you should get is like going to a Ford dealership and asking which car you should buy. When you have choice, you can be confident you're getting the best rate and mortgage for your situation.

Mortgage rates are very complex, which causes confusion and questions. Will fixed rates keep rising? When will the Bank of Canada start increasing the overnight rate, which can cause variable rates to rise? Why are all online posted rates for insured mortgages while few people can get that rate? Why are there rate premiums for certain situations? What rate do you actually qualify for, and why can it be so different from what your neighbour got? The best answer is to get professional advice. To navigate the complexity and better understand rates and what you qualify for, get in touch.

First time buying a house? Take a look at this checklist to make sure you are prepared and reach out if you have any questions!

There are definitely ways you can improve your ability to qualify for a mortgage. To get an idea of what strategies will work best for you, we should have a conversation as early in the process as possible. Being well-prepared will reduce stress and possibly save you money. Get in touch and make sure your experience is both happy and successful!

Fixed rates are at some of the lowest levels we've ever seen. If you need a mortgage within the next 4 months, get a rate hold NOW. It doesn't cost you anything to grab on to today's amazing rates!