Nicole Bird- Desjardins Financial Security Independent Network
675 Queen St S Suite #200 N2M 1A1 Kitchener, ON, Canada

Happy New Year's Eve everyone!!! 2020 has been quite a year hasn't it!!??... This is the time that we often reflect on the year before and make resolutions for the year to come... Let me ask... What has 2020 taught you? What are your goals for 2021? Maybe you realize you want to spend more quality time with your family... Maybe you are thinking of or in the process starting a family (because alot of us were getting 'super busy' at the beginning of covid ;)) just kidding! Maybe you have had a career change throughout Covid- and you realize that you want to save extra money for any rainy days ahead? Maybe you felt unprepared for a possible early retirement or your children's education? Maybe you realize that your Life and Health insurance needs to be reviewed and increased? Maybe you noticed your bills go up during 2020 and your takeout and in store spending habits go down? Maybe you realized that you really need to start planning your Amazon and online shopping and put a maximum on it every month? Maybe you realize you spent too much over Christmas this year because you didn't have a chance to plan your cash flow? OR....... Maybe you are just stressed and tired with all of the new rules of the world and you are sick of being stuck at your new home office? Do you need a positive and uplifting break from it all? THEN LOOK NO FURTHER! WHATEVER your goals are- you can achieve them with a 2021 Roadmap; Plan to Success! We can discuss all of the fears 2020 brought and plan so that you NEVER feel that worry again We can look at your savings and your education or business goals We can strategically plan out your next moves to get you to the place that you desire We can plan to pay off that debt and that mortgage that has been luring over your financial freedom!! Comment below Or PM me for a complimentary strategy session Don't wait until 2022!! Let's take life by the reigns and get you on track for the future you desire

I am often asked why should my clients work with me? Well that's a fair question! To answer simply: I understand that your goals and dreams are as unique as you! My approach is not that of a cookie cutter. It is tailer fit to you and your goals throughout all stages of life! We work together to prepare a plan that helps you:... *Prepare for a secure adequate retirement while minimizing your current taxes *Pro-Actively manage and control debt through cash flow planning- this includes major purchases like a home or cottage as well as preparing for a child's post secondary education. *Provide your loved ones or your heirs in the event of death, critical illness or disability *Protect your business by managing risk of overhead costs incase of temporary absence of key employees or owners as well as affordable benefits! *Make your money work hard for you rather than working hard for money through long term investing. Let's do virtual coffee sometime and see how we can work together!

It's the most.... Wonderful Time of the year For some it's also the most stressful time of the year. ... Maybe covid has led you to a tighter budget this Christmas? Maybe you have 17 cousins and this makes it darn near impossible not to go over your spending? Maybe you aren't stressed out at all- which gives you too much freedom to overspend this Christmas? If any of this relates to you then STOP now and drop an emoji Start your complimentary cash flow plan today! I have helped hundreds of families with cash flow planning and if you are willing to put in the work and make the changes then the results are outstanding Give yourself the greatest gift of all this Christmas and stop stressing about your finances :) Call me today