Nicole Amos, Broker
206-901 3rd Ave E N4K 2K7 Owen Sound, ON, Canada

** CONTEST ALERT ** Welcome to our second 50 for 50 mini-contest! Watch the video for more details. LIKE and COMMENT on this post for a chance to win one $50 or one $100 gift certificate from The Milk Maid in downtown Owen Sound! Like our page to have a better chance of seeing our other upcoming mini-contest posts during the month of May.... Good luck! Contest rules, terms, and conditions apply. Rock Capital Investments Inc. #10556. Each office is independently owned and operated.

** CONTEST ALERT ** Welcome to our first 50 for 50 mini-contest! Click or tap to watch the video for more details. LIKE and COMMENT on this post for a chance to win one of five Frog Ponds Cafe gift cards! Like our page to have a better chance of seeing our other upcoming mini-contest posts during the month of May.... Contest rules, terms, and conditions apply. Rock Capital Investments Inc. #10556. Each office is independently owned and operated. https://vid.us/eyx2n6

A closer look. Owen Sound harbour, today #OwenSound #GreyBruce

All aboard! Not an everyday sight in Owen Sound.

We are closing our office to in person appointments for today, Thursday, April 15 and tomorrow, Friday, April 16. We hope to return to scheduling in person appointments on Monday, April 19. We continue to have online meetings and are accepting your phone calls, texts, emails, faxes, messages and online application submissions. #GreyBruce #BeSafe

Harbour walk, part 2. #OwenSound #GreyBruce

Making Your Finances Work For YOU in 2021 After the whirlwind year of 2020, making your finances work for you is already top of mind for Canadians. Why not roll that into a brand-new resolution moving forward into 2021? Here are some ideas to make your finances work for YOU in the New Year: Start a Budget: If you don't have a monthly budget already, this is the first step in financial awareness. Knowing how much you make per month - and what you spend it on - can help you bet...ter manage (and even eliminate) your expenses and free up funds for things that matter. Purge Expenses: One of the best goals you can have for the New Year, is cutting out all those things that didn’t work the previous year - this can include expenses. While we are not referring to your water or electricity bills, there are still many ways you can cut down on costs. For instance, have you recently looked at your phone plan? Consider decreasing services or comparing costs to get a cheaper plan with the same functionality. Are you someone that buys coffee each morning or goes out for lunch once a week? Consider where and how you spend your money to determine areas to reduce costs! Make a List of Goals: Once you have made your budget and reviewed your existing expenses for any opportunities to reduce costs, the next step is to make a list of goals! For some people, this will include paying off that credit card or loan, but for others, it could be saving up for a family holiday you want to take in the next 5 years. Whatever your goals are, be clear about them! Consolidate Your Debt: Are you dealing with multiple debt sources? From a car loan to a credit card bill, having multiple payments each month can add up and quickly become more than you can manage. If you are struggling with lofty bills and hefty interest rates on your credit cards or other bills, consider consolidating your debt into your mortgage for a single, monthly payment - typically at a lower interest rate! Pay Fast, Buy Slow: Some great advice when it comes to managing your finances is to pay fast and buy slow! If you pay your bills as soon as they come in, versus waiting, you will have a better idea of where you stand financially at any given moment. You will also avoid any late fees or compounding charges. In coordination with this, you will also want to start buying slower and working to reduce any impulse spending. (Optional) Increase Your Income: While it may not seem possible, it can't hurt to look for ways to increase your income in the New Year. Look for promotion opportunities at work, discuss a potential raise, or even consider a new job to ensure that you are financially covered!

I am a Canadian, free to speak without fear, free to worship in my own way, free to stand for what I think right, free to oppose what I believe wrong, or free to choose those who shall govern my country. This heritage of freedom I pledge to uphold for myself and all mankind.-John Diefenbaker * Lest We Forget* Nov 11/11 at 1100hrs today.

This place looks familiar!

It is because I have such awesome clients!

Woo Hoo!!! Congrats Julia!!! She won the Thanksgiving colouring contest (ages 6+) Let’s hear it for Julia!!!! #winnerwinnerchickendinner #thanksgivingcolouringcontest #therockinghorseowensound

A big thank you to Jodi Birch VanDyk for allowing us to share her photos of the MS Chi-Cheemaun @ ontarioferries arriving in Owen Sound yesterday for its winter berth. #OwenSound #chicheemaun