Nicole George- Mortgage Broker
10 Austin St # 105 A1B4C2 St. John's, Newfoundland and Labrador, NL, Canada

Regardless of your financial milestones it is important to know what makes up your score so you can keep it on track. Pay your bills on time, have a good mix of credit accounts, and keep a lower ratio of debt used to credit available. Click below for more details about factors that impact your credit score. https://www.consumer.equifax.ca//what-impacts-credit-sco/

It’s that time of the year again... It’s the Salvation Army Christmas kettle drive! If you can donate please do it helps so many people in need every year

Sapper Harold Lester Pittman July 21, 1944 A hero is someone who has given his or her life to something bigger than oneself - Joseph Campbell

Do you know the difference between using a broker vs the bank? A mortgage broker works for you. We have access to multiple lenders to find the product and rate that meets your needs. A mortgage specialist at the bank works for the bank. They have access to 1 lender and want to sell their product, not necessarily what is best for you. If you are getting ready to buy, renew or refinance your mortgage, send me a message, it might save you thousands in unnecessary interest.

Top 3 reasons homeowners choose to refinance: 1. Take advantage of a lower interest rate. 2. Consolidate high interest debt. 3. Fund home renovations.... If you interested in exploring your options send me a message. I'm here to help and my services are free.

Just a reminder how we are able to conduct business while keeping you and your family safe.

Check your calendar In the next 6 months, is your mortgage coming up for renewal? Did you know it costs you NOTHING to know your options! ... Most people do not realize that a new Bank or Mortgage lender will pay the fees for you to switch to a better rate. That’s a WIN WIN for you Don’t just sign those papers, Call me for the best rate options and let’s help save you some money! 709-763-3124 [email protected] www.aplusmortgage.ca

If you are thinking about buying your first home or moving up, now is the time! Bank of Canada Governor, Tiff Macklem made a statement informing Canadians that if you are thinking about making a large purchase you can be confident interest rates will stay low into 2023. Read the full report here: https://www.bankofcanada.ca//10/fad-press-release-2020-10/

Happy Halloween

3 Reasons you should use a mortgage broker 1.Better Rates Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you. 2.Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders. ... 3.Our services are free we are compensated by the lender. If you have questions about your mortgage or home financing options send me a message, I'd be happy to chat.