The Credit Counselling Society | nomoredebts.org
440 - 88 Sixth Street V3L 5B3 New Westminster, BC, Canada

Want to win a $50 gift card while improving your personal finance skills? Here's how to enter our monthly #LearnWithCCS contest. https://hubs.li/H0Ml-lt0 For chances to win another $50 gift card every month, check out our other contest over at My Money Coach

Thinking about post-secondary and wondering if a student loan is worth it? Learn the good, the bad, and the importance behind where your loan comes from. https://hubs.li/H0NCKK90 Share this post for the chance to win a $50 gift card! #LearnWithCCS

Not sure if it's worth it to build a good credit rating? Here's what you could be missing out on. https://hubs.li/H0Nw1cZ0

According to a survey we ran last year, 22% of Canadians don't think they can afford financial advice. But did you know that non-profit credit counsellors can help you for free? Call us at 1-888-527-8999 or ask a question anonymously on our website https://hubs.li/H0Npr9x0

What happens if you regularly keep your credit card balance close to its limit? Hear the answer from one of our credit counsellors and learn more about how credit works on our website https://hubs.li/H0NnYXJ0 Share this post for the chance to win a $50 gift card, and comment with a credit fact that surprised you for bonus entries! #LearnWithCCS

Is switching to a no-fee online bank to save on fees worth it? Our Director of Counselling Isaiah Chan offers some advice. https://hubs.li/H0NhPlm0

If you're used to budgeting on paper, try out a free interactive budgeting spreadsheet that can help you build savings and get out of debt faster. https://hubs.li/H0Ncb6w0 Share this post for the chance to win a $50 gift card. Bonus: tell us how you budget! #LearnWithCCS

Happy Saturday! We wanted to share 5 ways to help #protect your money from #scams and #fraud https://hubs.li/H0GSt5n0 . . #SaturdayThoughts #SaturdayMotivation #PersonalFinance #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #Canada #Life #ReduceYourDebt

Save the Date! And join us to learn more about budgeting! #PersonalFinance #Money #Goals

"4 things to do if you owe #CERB taxes" Check out this informative article by our Educator Mark Kalinowski to learn the next steps https://hubs.li/H0GXw9q0 . . #FridayFeeling #FridayThoughts #FridayMotivation #PersonalFinance #Tax #Taxes #TaxSeason #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #Canada #Life #ReduceYourDebt

What can you do now about your mounting debt? Our Isaiah Chan speaks with Host Gloria Macarenko of CBC Radio On the Coast about the pandemic, #CERB and how to manage #debt loads moving forward. https://hubs.li/H0GSwMM0 . . #ThursdayThoughts #ThursdayMotivation #PersonalFinance #FinLit #Finance #Money #ReduceYourDebt #Savings #DebtFree #Credit #Canada #Life #Goals

Does your #CreditCard balance keep going up? Here are 6 things NOT to do when dealing with debt The Province https://hubs.li/H0D-KZy0 . . #MondayMotivation #MondayThoughts #PersonalFinance #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #CreditCards #Goals #Canada #Life #PayOffDebt

What does your phone and #SocialMedia have to do with #ImpulseSpending? Our Educator Anne, who loves all things #PersonalFinance, wants to share a practical #tip with you that can be done daily. . After you watch the #vid, check out this helpful #blog post to learn more https://hubs.li/H0GPbfv0 . .... #WednesdayWisdom #WednesdayMotivation #Life #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #ReduceYourDebt See more

Dealing with #CreditCard debt? Here is some advice from last year’s self to pay it off https://hubs.li/H0DVdNT0 . . #SaturdayThoughts #SaturdayMotivation #PersonalFinance #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #Canada #Life #NewYear #NewYear2021

We often hear from concerned Canadians, who co-sign a #Debt or share a #JointDebt with a #friend or #family member without fully understanding the #commitment. . Check out this helpful article, "How not to get caught by joint or co-signed debt" by our Scott Hannah for The Province to learn more https://hubs.li/H0GHRNB0 . .... #TuesdayThoughts #TuesdayMotivation #PersonalFinance #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #Canada #Life #ReduceYourDebt #TipTuesday See more

Bidding wars for #RealEstate in Metro #Vancouver? Check out this interesting read The Vancouver Sun featuring insight from our Scott Hannah, who is concerned about this #trend for #consumers and their #finances at a still uncertain time during the #Covid pandemic https://hubs.li/H0DVl8J0 . . #FridayFeeling #FridayThoughts #FridayMotivation #PersonalFinance #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #Canada #Life #ReduceYourDebt

What you need to know! Check out these 4 common #debt consolidation #mistakes and learn how to avoid them https://hubs.li/H0DStxs0 . . #ThursdayThoughts #ThursdayMotivation #Finance #Money #DebtConsolidation #ConsolidationLoan #Loan #Loans #DebtFree #Credit #Goals #Canada #Life

"If you don't get your financial house in order over the next three to five years...you're going to be susceptible to the next thing, whatever that is," our Scott Hannah told the Financial Post To learn more, check out this informative read https://hubs.li/H0DMFK50 . . #WednesdayWisdom #WednesdayMotivation #PersonalFinance #FinLit #Finance #Money #Debt #Savings #DebtFree #Credit #Goals #Canada #Life

Put some #money back into your pockets! Here are 13 hidden ways to #save money on #groceries https://hubs.ly/H0DK5HR0 . . #TuesdayThoughts #TuesdayMotivation #TipTuesday #Grocery #Shopping #Canada #PersonalFinance #FinLit #Finance #Debt #Savings #DebtFree #Credit #Goals #Life

November is Financial Literacy Month! Check out our FREE online events for helping Canadians learn about money and find out how you could win a $50 gift card https://hubs.ly/H0z570F0 #FLM2020 #LearnWithCCS

When it comes to hunting down the best Black Friday deals, comparison shopping is your greatest weapon. Here's how to decide if a deal is as good as the hype. https://hubs.li/H0Btspz0 #FLM2020 #LearnWithCCS

Having the right #goal is the linchpin to any plan. Here's how to make your financial goals SMART. https://hubs.li/H0B9s0G0 Share this post for the chance to win a $50 gift card, and shout out one of your SMART goals for bonus entries! #FLM2020 #LearnWithCCS

Want to win a $50 gift card ? Whenever we post about our blog, share it for 1 entry into the #giveaway. Read our blog https://hubs.ly/H0r_Jfs0 and post something you learned from it using #LearnWithCCS to get an extra 3 entries.... We'll draw a winner at the end of every month!

Credit Counselling Canada members are offering a free financial health checkup to anyone in Canada that’s got debt! https://hubs.li/H0BjY-B0 Enter promo code BEDEBTFREE for a free checkup before Dec 3rd to be eligible for a free giveaway worth C$200. #FLM2020

Get prepared for Financial Literacy Month in 2 days! November is all about giving you the tools to better understand your finances and manage your money in challenging times. To get ready, visit: https://hubs.li/H0y--xk0 #FLM2020

With an emergency fund, you can avoid taking on more debt when something unexpected happens. Financial Consumer Agency of Canada (FCAC) has tips and tools to help you build a financial safety net: https://hubs.li/H0BgqjB0 #FLM2020

Want ways to save on utilities, transportation, groceries, and more? Join us Wednesday evening for 75 tips in this FREE webinar! https://hubs.li/H0B4lb90 Share this post for the chance to win a $50 gift card. After attending the webinar, comment here with 1 tip you learned for bonus entries! #FLM2020 #LearnWithCCS

No debt situation is hopeless. Credit Counselling Canada members are offering a free financial health checkup to anyone in Canada that’s got debt! Enter promo code BEDEBTFREE for a checkup before Dec 3rd to be eligible for a free giveaway worth C$200. #BeDebtFree... https://hubs.li/H0yWK4t0

An important step to protecting your credit is knowing the facts from the myths. Join us this evening for a free webinar where you'll learn just that. https://hubs.li/H0x-qGD0 Comment with a fact you've learned about credit (through this webinar or in the past) to enter the monthly #LearnWithCSS gift card draw!

Miss our first ever webinar on the psychology of spending? Join us on November 28 for insights that will help you be an informed consumer. https://hubs.li/H0BgJY20 Share this post for chances to win a $50 gift card. Attend the webinar and comment with how it's helped you for bonus chances to win! #FLM2020 #LearnWithCCS

Overspending because of social media can be a hard habit to break. Read our latest Province article for some tips that can you enjoy your favourite platforms without breaking your wallet. https://hubs.li/H0xVVf60

It can be hard to get into investing. Join us this evening for a free webinar on investment basics, including info on RRSPs, TFSAs, and RESPs. https://hubs.li/H0yS8p80 Share this post or comment with something you've learned from any of our webinars for the chance to win a $50 gift card! #LearnWithCCS

Getting rid of debt only gets harder with time. Don't wait. Make a realistic plan to deal with it now. https://hubs.li/H0z-FNv0 #FLM2020

Debt affects more than just our financial well-being; it affects our mental health too. If you feel overwhelmed with debt-related stress, here are 5 ways to help overcome it. https://hubs.li/H0xLhX20 Comment with your favourite tip on dealing with stress from money for chances to win a $50 gift card! #WorldMentalHealthDay #LearnWithCCS

Before taking on debt, always shop around, do your research, and choose credit products that meet your specific needs. You may have more options than you know: https://hubs.li/H0zQt2H0 #FLM2020

Want to start budgeting but not sure where to start? Join us this evening for a free webinar that breaks it down into 7 easy steps. https://hubs.li/H0yLtzL0 Share this post or comment with one of your favourite budgeting tips for the chance to win a $50 gift card! #LearnWithCCS

Financial literacy is an essential life skill, and you can never be too young to learn some of the basics. We have tips to help you teach children about money : http://ow.ly/fOKJ50CpDcO #FLM2020 #WorldChildrensDay

4-in-10 Canadians don’t know where to start when they face debt trouble. Contact Credit Counselling Canada today for a free Financial Health Checkup. Enter promo code BEDEBTFREE before Dec 3rd to enter a giveaway worth C$200! https://hubs.li/H0xK_3f0

Looking for the right book to help you become better with money this #FLM2020? Here's a hand-picked list of 10 greats! https://hubs.li/H0zmy7z0 Share this post or comment with your favourite personal finance book for the chance to win a $50 gift card! #LearnWithCCS

Looking for great reads to level up your personal finance skills this Financial Literacy Month? Here are 10 to check out! https://hubs.li/H0BblVj0 Share this post for the chance to win a $50 gift card, and comment with your favourite personal finance blog for more chances to win! #FLM2020 #LearnWithCCS

We’ll be turning 20 next year ! This Financial Literacy Month, find out more about how FCAC protects Canadians. http://ow.ly/gpUe50C0ZpY #Countdown #FLM2020

Eating healthy doesn't need to be expensive. Join us this evening for a free webinar on making food that's good for you and your wallet. https://hubs.li/H0xG5F40 Share this and comment with one of your frugal cooking tips for chances to win a $50 gift card! #LearnWithCCS

Join us this evening at 5PM PDT for 75 ways to save money! https://hubs.li/H0xz9mc0 Share this to enter the monthly #LearnWithCCS gift card draw, and comment with one of your best money-saving tips for more chances to win!

A credit report can be confusing to look at. Here's how to understand them. https://hubs.li/H0xvRlf0 Share this for the chance to win a $50 gift card. Let us know how you pulled your last credit report for 3 more chances to win! #LearnWithCCS

With Halloween on the horizon, here are the scariest things people can do with their money. https://hubs.li/H0yCHb_0

Saved some money these past few months and wondering whether to keep it saved or pay off your debt? Check out our latest Province article for the answer. https://hubs.li/H0xqHX-0

Financial Literacy Month is coming up soon! All November, activities are taking place virtually to help you better manage your money. Follow Financial Consumer Agency of Canada (FCAC) and learn more here: https://hubs.li/H0ywtbZ0 #FLM2020

Debt is manageable. Credit Counselling Canada can show you how. That’s why we’re offering a Free Financial Health Checkup to anyone in Canada with debt! Enter ...promo code BEDEBTFREE for a checkup before Dec 3rd, 2020 and be eligible for a free giveaway worth C$200. #Debt, #BeDebtFree, #debtrelief, #Canadians #outofdebt, #livedebtfree, #creditcc, #financialadvice, https://creditcounsellingcanada.ca/contact-us-3/

Credit Counselling Canada’s accredited & certified nonprofit counsellors are offering a FREE financial health checkup to anyone in Canada with #debt! Enter promo code BEDEBTFREE to get your check up before Dec 3rd and be eligible for a free giveaway worth C$200. https://hubs.li/H0yvGGg0

Big congratulations to Shaun from London, Ontario for winning the #LearnWithCCS gift card draw for September! Follow our page for ways to enter this month's draw while learning about personal finance!

This year marks the 10th anniversary of Financial Literacy Month, and there are just 10 days before the launch. Follow #FLM2020 for practical tips and tools to help you understand your finances! http://ow.ly/WHR550C0dAE #Countdown

Need to get your estate in order? Join us tomorrow morning to learn the basics of taxes, insurance and estate planning. https://hubs.li/H0xm1kL0 Share this for the chance to win a $50 gift card, and let us know how this webinar helped you for 3 more chances! #LearnWithCCS

It's Cyber Security Month, and when we're spending more time at home than ever, knowing how to protect ourselves from online and phone scams is key. Join us today for a free webinar. https://hubs.li/H0yqsL80 Share this post or comment with a cyber security tip you know for the chance to win a $50 gift card! #LearnWithCCS

A credit card cash advance can feel like an easy solution in a pinch, but here's why it should be a last resort and what you can do instead. https://hubs.li/H0yk9fh0 Share or comment with a credit card tip you know for chances to win a $50 gift card! #LearnWithCCS

Teaching kids about saving and spending money is key to helping them be successful in life. Join us in today's free webinar to learn easy but effective teaching techniques. https://hubs.li/H0ydYlc0 Comment with your own tips or experiences with helping kids learn financial literacy to enter this month's #LearnWithCCS gift card draw!

Saving for retirement while living in a big city can be tough. Check out this Globe and Mail video with Rob Carrick for some tips on how you can make it and what your priorities should be. https://hubs.li/H0xgVms0

No one likes to see their loved ones struggle financially, but if you're thinking about co-signing, keep in mind that you'll be 100% responsible for the entire loan. Our latest Province article explains more. https://hubs.li/H0y9Hdh0

Join us today to learn how to make healthy and financially sustainable meal plans. Your body and wallet will thank you! https://hubs.li/H0xbMT50 Share this for the chance to win a $50 gift card, and let us know 1 of your frugal cooking tips for 3 more entries! #LearnWithCCS

If you’re not able to cancel your mortgage deferral before the end of the deferral period, you can minimize costs of additional interest by increasing your payments after the deferral or making a prepayment. http://ow.ly/2VVd50BGVqb

If you've gotten the CERB or a payment deferral for housing, here are 2 bills to watch out for and how you can be ready for them. https://hubs.li/H0x74Zj0 Share this post for the chance to win a $50 gift card! #LearnWithCCS