Nova Mortgage Group
1-7 Mellor Avenue B3B 0E8 Dartmouth, NS, Canada

The sun is shining in Dartmouth. I'll take it. A dose of positivity :) Today's mortgage rates. Call Rhonda

Looking to purchase or refinance your mortgage? Get in touch as soon as possible! Uninsured mortgages (having more than 20% equity) that get approved by June 1st will not be subject to the new stress test announced by OSFI. This means that qualifying could be easier, and it also applies to properties closing after June 1st with a signed Purchase & Sale Agreement. Reach out today.

When it comes to accessing funds for a renovation, you have options! Whether it is through refinancing, a HELOC or alternative credit products, we will work with you to see what's best for you. Reach out today.

Unlocking equity through refinancing or a home equity line of credit (HELOC) is a great way to leverage the value of your house. Refinancing allows you to access equity and possibly obtain a better interest term and rate. Whereas a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money. If you are interested in exploring the possibilities available to you send us a message and we can look at your options.

Why use a mortgage broker? Choice with access to multiple lenders you can be sure you are getting the right mortgage for you. When you get your mortgage from a bank you only have access to one lender, that bank. As mortgage brokers we have access to banks, credit unions, private funds and more.

Are you getting ready to buy your first home or move to your next home? The #1 thing you can do is get advice early. Talking with a mortgage professional like myself will help you understand: What you can afford The down payment you need Costs involved with buying a home... Improving your credit Prepayment options Refinancing penalties (if you decide to do so down the road) Budgeting and more! Send us a message today and let's start the conversation.

With rates being low, and expected to stay for a while, now is a great time to unlock equity through refinancing or a home equity line of credit (HELOC). Refinancing allows you to access equity and possibly obtain a better interest term and rate. Where as a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money. Send us a message and we can explore the possibilities available to you.

Borrowing money is harder for self-employed Canadians. A group that, according to Statistics Canada, has a higher median net worth than paid employees. We can help turn the tables. With access to banks, private lenders, credit unions and more we will find the mortgage that's right for you.

Halifax...2nd fastest growing economy https://globalnews.ca//halifax-rated-canadas-second-faste/

Just a reminder that we have access to unique products and services to help you achieve your home ownership goals and also assist you with your financial needs beyond just mortgages. Ask us for information on home and auto insurance as well as a unique cash back Mastercard.

Top 3 reasons homeowners choose to refinance: 1. Take advantage of a lower interest rate. 2. Consolidate high interest debt. 3. Fund home renovations.... If you interested in exploring your options send us a message. We're here to help and our services are free.

3 Reasons you should use a mortgage broker vs going to your bank: 1.Better Rates Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you. 2.Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders. 3.Our services are free we are compensated by the le...nder. If you have questions about your mortgage or home financing options send us a message, we'd be happy to chat.

Renewing your mortgage is your chance to renegotiate everything relating to your mortgage with no penalties! It is important to get in touch and start conversations early so there is time to review your financial goals and determine if it makes more sense to switch your mortgage for a lower rate or even refinance to consolidate debt.

Nearly 1 in 5 Canadians ages 18-34 say the pandemic has accelerated their plans to purchase a home or investment property. (According to a survey conducted by Scotiabank) If you are one of those Canadians who have turned their living room into an office or dining room into a classroom and are looking for more space, send us a message. Rates are at record lows and we can provide you with a free consultation so you can shop in confidence.