Pattison Financial Group
950 Main Street E5N 6E7 Hampton, NB, Canada

I guess if a wild Canadian Goose can trust him, then we should feel confident in his ability to manage our finances.

Already a client? No problem! Refer a friend and you can both take advantage of this offer.

Pattison Financial Group is pleased to announce that we’re repeating last year’s tax season promotion; offering FREE tax returns to anyone who meets with us to open an investment account by March 15, 2021! Already a Client? Refer a friend to meet with us to receive a free tax return for you both!

Wise investors know that the time to ‘buy mor stocks’ is when they are going down. In the last couple weeks, markets have fallen 15%+ as investors have run for cover in fear of COVID-19. Being conservative when stocks are expensive and buying stocks when they go on sale is a great way to minimize risk and increase returns.

RRSP Season March 2nd Deadline Should you buy RRSPs this year? Things to consider. Higher than normal income in 2019?... Lower income in 2020? (Job change, going back to school, mat/pat leave) Both EI & work income in 2019? See more

Pattison Financial Group is pleased to announce that we will be offering to do this year’s tax return service FREE to anyone who meets with us to open an investment account by March 15, 2020!

New Year's Resolution: Get Finances in Order! The new year brings lots of opportunities to improve your financial plan, like room for a new $6000 TFSA contribution and new grant room for RESP & RDSP purchases. Also, with tax season coming, don’t forget the many tax planning strategies you have available to you. Are you taking advantage of them? It is time for a review!

We’re coming up on the end of 2017, don’t forget to go through your year-end planning check list - Is your income higher or lower this year than normal? - Are you approaching some extended time off work (sabbatical, mat. leave, retirement, etc.)? - Did you receive EI and have working income this year?... If you or someone you know would answer yes to one of these questions, you should do some RRSP planning (not just RRSP contributions) before the end of the year.

In the recent federal budget (released last week), it was announced that the sale of Canada Savings Bonds (CSBs) would be discontinued later this year. While CSBs are not as widely used as they were in the past, many people still incorporate them in their family savings. We can help you find conservative alternative solutions if you have been using CSBs to save for your future.

You might be paying too much in taxes... The end of the year is an important time to review your financial situation. If you answer yes to any of the following questions, you should read "Year-end planning: Are you paying too much in taxes?" found in our Planner's Perspective. - Is your income higher than usual this year? - Have you received EI this year? - Been laid off or planning some time off?... - Is your income lower than usual this year? - Are you retired with growing RRSP balances? See more

The "Hampton 5 Miler" approaches. It is being held on Sunday, September 11th! On behalf of Pattison Financial Group, we are again proud to sponsor the 4th mile of the race! We are donating to this great activity as it fosters good habits of exercise while enjoying the beautiful town of Hampton. We are proud of our town, its staff and citizens. We are more like family, working to build a better, stronger community. So for those who run and raise money for our many town activities and sports initiatives, "On your mark, get set, go!

If you're self-employed, we recommend that you meet with us to discuss ways to avoid paying nearly 12% per year into the Canada Pension Plan and instead opt for a better pension plan. You may have heard that CPP will be increasing the maximum annual payout in retirement; however, they will also be increasing your annual contributions while working. Here are the two main ways you will have to pay more each year in order to qualify for an increased payout in retirement.... 1. The annual percentage of your income that is paid to CPP will increase from 4.95% to 5.95% for both employees and employers. For those who are self-employed, you pay both the employer and employee portions. 2. The annual maximum salary used to calculate your CPP contributions will increase from $54,900 to $82,700.

If you own a home or are looking to buy one you may have heard of mortgage insurance. The following video is a CBC news piece on mortgage insurance. We have had clients who purchased bank issued mortgage insurance and had very negative experiences. A term life insurance policy is a superior substitute for mortgage insurance. We are independent insurance brokers and can discuss better alternatives to replace your mortgage insurance. This approach can save you money and eliminate the risks that CBC uncovered in this video. https://www.youtube.com/watch?v=qe61HVGIwUo&sns=em

Congratulations to the winner of our March prize draw, Carmelle Robichaud! Stay tuned for more opportunities and great financial advice.

If you have low income, the government will pay you to open an RESP! The best time to save for your children's education is when your income is below $44,700. If you have kids and are in school, or have low income for any reason, you can receive $500 just for opening an RESP. In addition, you could also earn up to $700/year in government grants.... See our newest article in the planner's perspective archive on Registered Education Savings Plans @ http://www.pattisonfinancialgroup.com/ and tell those you know who have kids and low income that they should think about RESPs.