Jason Zuckerman-Mortgage Broker

One of my lenders is having a special promotion of a 5 year fixed rate of 2.29% that MUST be disbursed by December 31st of this year (no exceptions). Here are the details: -It MUST be a purchase or insured mortgage transfer from another institution. It CANNOT be a refinance. -It can be a purchase where you are putting down 5%-10% or 15% down.... -It can be a purchase where you are putting down 30-35% as a down payment. -MUST meet certain credit requirements, and must be for an owner-occupied purchase of 4 units or less. -It MUST be approved by the lender's mortgage insurer. -This offer cannot be combined with a line of credit. **If you have any questions regarding the eligibility, please don't hesitate to call me at (514) 771-1352 or [email protected] Thank you!!

Matter of time before it happens here? http://vancouversun.com//tentative-real-estate-watchdog-ba

http://business.financialpost.com//housing-agency-explores Let's hope this comes to fruition!!

This is scary, but a reality from what I see with my clients. What do you think?

Interview for www.mortgagebrokernews.ca http://m.mortgagebrokernews.ca//profile-jason-zuckerman-of

http://www.cbc.ca//td-tellers-desperate-to-meet-increasing "Customers are prey to me?" What are your thoughts? Do you think banks prey on people and sell them unnecessary products that they can't afford? And then go after them when they have to forcibly collect a debt they should never have taken in the first place.... Is it the bank's responsibility to hold back or the client's responsibility to say no?

Is this worrisome? Is this fair to millennials? What can we do about it (if anything)? http://www.huffingtonpost.ca//millennial-home-ownership-ca

What do you think? Good idea? http://snip.ly/o42f6

News that NOBODY looking to buy a home is going to like from the Canada Mortgage and Housing Corporation: A significant increase from 3.60% premium to 4.00% for those putting 5% down, and 2.40% to 3.10% for those putting 10% down. As of March 17th, these new rules will take effect. After increasing qualification rates from basically 2.50% to 4.64%, this change comes way too soon, and will anger many Canadians who don't have a lot of money to put down. When is the government r...egulation going to cool down? https://www.cmhc-schl.gc.ca//nero/nere/2017/2017-01-17-083

Ouch. Disturbing.

Worrisome times ahead with the government tightening mortgage rules? http://www.moneysense.ca//canadian-debt-to-income-ratio-/

A touching testimonial below from one of my clients buying their first home with me. They were wonderful people, and great to work with. "Nous sommes maintenant propriétaire!!!! Merci beaucoup pour tes généreux service, nous sommes agreablement surpris de la chance que nous avons. Maintenant que le dossier est clos et qu'il nous reste qu'à profiter de ces moments privilégiés, nous prendrons le temps de remercier chaleureusement notre ami bienfaiteurs Brian. Nous savourons cet...te victoire et te remercions pour tes bonnes attentions. Tu peux compter sur nous pour inviter les gens soucieux de leurs intérêts à prendre contact avec toi. Au plaisir. Lysanne et Yanick" See more

Thoughts? Should government keep interfering and changing rules, or as buyers do we need these rules to discipline us? http://snip.ly/9mso5

Please click the link below to see the first article I have written for the "Der Moment" newspaper. I am their most recent contributor as a mortgage expert, and I also write about other business-related subjects as well. It is the only bi-lingual English/Yiddish local newspaper available locally. http://dermoment.ca/weekly/#p=26

Highest household debt amongst the 7 countries mentioned in this article. This article confirms what I see a lot: People are overspending in relation to what they're earning.

Below is another amazing 5 star review of my mortgage brokering services, from a client who just bought their first home through me. When I help people buy their first home, I am not not just helping them buy "bricks and mortar". I have become an integral part of their financial future. Jason, c'est grâce à votre disponibilité, la facilité de nos échanges et la qualité de votre service que nous avons conclu la transaction qui aujourd'hui, défini nos ambitions. C'est dans l...e calme, realisme et sans artifices que tu nous à accompagné en t'assurant que notre projet soit négocier avec les critères qui nous ressemble. Jason Zuckerman, Je le recommande vivement!! Tu fais parti de l'equation. Merci

Review of a recent mortgage client of mine who was ecstatic after being to able to refinance her home with me. She was initially refused by her bank: "I would like to thank Jason for his professionalism and all of his hard effort in getting me the best mortgage rate I could ask for. As well, the notary fees which are not usually included, were included due to his negotiation with the lender. He followed up with me in a timely manner during the entire process. I would definit...ely recommend and refer his services to family and friends. Thank-you again Jason!" **Due to a current promotion, and if you qualify, I can get you a 750$ cashback for notarial fees.

http://www.cbc.ca//ottawa-housing-tax-real-estate-1.3788725 Some very intense mortgage changes that can affect those who are planning on buying a home soon, with less than 20% down. Starting on October 17th, one will need to qualify for a rate that is TWICE as high as it currently is. (4.64%)... Is this good or bad? Time will tell, but this will be difficult on people who now only narrowly qualify for insured mortgages. Eager to hear some feedback.

A review from a client who just bought their first property, a duplex, through my mortgage services: I was buying my first property, so I had a lot of questions about mortgages and the whole process was totally new to me. Thankfully, Jason is extremely knowledgeable and excellent at explaining everything. He managed to get an excellent rate on the mortgage and I was very happy with the service he provided. I felt he was very dedicated and personable, and I would definitely work with him again in the future.

http://www.lesaffaires.com//des-hypotheques-pour-le/588125 Mortgages for self-employed clients are more challenging than before, but there are still solutions out there as many of my clients work for themselves. If you, or someone you know has questions about these types of mortgages, please don't hesitate to contact me.

Interesting article about the notarial profession in Quebec: http://snip.ly/ag93r

http://www.hgtv.ca//choosing-a-mortgage-broker-vs-a-bank-/ Why use a mortgage broker?

Mazal tov to my friends Jason and Bev who just financed their first home with me. It was a pleasure working with you, and I wish you many years of happiness, health, and success.

What do you think? http://m.huffpost.com/ca/entry/9849198

Hopefully Montreal stays off this list. http://m.canadianrealestatemagazine.ca//cmhc-sounds-overva

http://snip.ly/901kq#http://buff.ly/1QxQQ4i Interesting perspective when comparing fixed vs variable mortgage rates. Although in my opinion fixed rates are more advantageous right now, in December this wasn't the case. What would you choose and why?

Continuing signs that Toronto and Vancouver home prices are out of control. According to the chart in this article, Montreal is stable.

Are retiring Canadians feeling like they have to sell their home to take advantage of their built-up equity? http://www.financialpost.com/m/wp/blog.html

http://www.gensqueeze.ca/secret_study Interesting read.

A few years ago my fiancee Carole referred me a client looking to buy his first condo, that was a close family friend of hers. He had recently started a new business. When I first spoke to him, I knew little about him. He had just started his own business called ILL-Abilities, but I didn't know anything special about him. Then I met him, saw some videos of him, and all that changed. Sometimes I find myself thinking that I had a tough day today....and then I think about Luca's... story. I then watch a video of him dancing, and it puts it all in perspective. I hope that these videos inspire you as well....on those days when you don't feel like you can overcome your everyday obstacles. Luca, it was a real honour working with you. I strongly recommend to those that see this post, to watch all these videos and to check out his website. https://www.youtube.com/watch?v=PcWDgT8Xggk (video talking about his story and winning the award) https://www.youtube.com/watch?v=EQo3Ts9i1UI (On the ELLEN show dancing) http://www.gg.ca/document.aspx?id=15210&lan=eng (shows the description of honour he received) http://illabilities.com/about/lazy-legz/ (his website should you want to read about his story and how he was able to fight against all odds to get where he is today)

http://www.cbc.ca//c/shadow-flipping-real-estate-1.3440824 Very interesting article about how some real estate agents can scam the system, while making extra commissions. This can happen in any city, and buyers and sellers have to be aware that it doesn't happen to them. If you have any questions, please don't hesitate to ask.

Scary statistics regarding household debt. This is the reason why the government continues to implement measures to cut the amount that we can refinance our homes. #refinance #mortgage #mortgagemontreal

For any of you considering purchasing a home in the near future with a purchase price above $500,000, be mindful of the Federal changes that can affect you as a buyer. If you buy a home for $600,000, instead of needing to put down 5% ($30,000), you will now have to put down $35,000. 5% ($25,000) on the first $500,000, and 10% ($10,000) on the last $100,000. #montrealhomes #mortgages #mortgagerates

Thought about investing in rental property? Take a look at my latest article and consider the pros and cons: http://mortgageratesmontreal.blogspot.ca//do-your-homework

Are you spending your money? Or the bank's? Take a look at the disturbing phenomenon that I have discovered and ask me if you have any questions: http://mortgageratesmontreal.blogspot.ca//Healthy-Look-at-

When you are self-employed, it can be tough to get a mortgage! Read more about it here: http://mortgageratesmontreal.blogspot.ca//self-employed-to

This week, I decided to write about spending habits and how things are not always as they seem! Hope you like it: http://mortgageratesmontreal.blogspot.com//im-too-sexy-for

Buying more than one property? Thinking of expanding your real estate portfolio? First make sure it is right for you! http://mortgageratesmontreal.blogspot.com//multi-unit-buil

Do you really know how much it will cost you to buy a home? Find out everything you need to consider in terms of cost in my new blog post: http://mortgageratesmontreal.blogspot.com//buying-home-wha

The secret to getting a mortgage after declaring bankruptcy; Check out my new blog post: http://mortgageratesmontreal.blogspot.ca//bankruptcy-decis

I just started my new blog about life as a Mortgage Broker; Let me know what you think http://mortgageratesmontreal.blogspot.ca/

What do you think of this innovative way this Houston couple is selling their home?

http://globalnews.ca//smart-money-canadians-stressed-abou/ 38% of Quebecers do not have 3 months of expenses saved up, and 34% of Quebecers are insecure about their working future. This is according to a recent Ipsos Reid survey, and in my opinion is a major cause for concern. Do these statistics worry or surprise you?

http://www.theglobeandmail.com//new-alarm/article22797037/ Interesting article about the alarming amount of household consumer debt that Canadians face....when Greece is the only one worse than you in that category, you have a problem!!

Interesting link relevant to my field in mortgage brokerage. It is talking about the prices of homes in different major Canadian cities. Although Montreal is fairly affordable in terms of the salary one needs to support home expenses, take a look at some of the other major Canadian cities. http://www.thestar.com//howmuch_you_need_to_earn_to_buy_a_

I would like to take this opportunity to thank all of my loyal followers and to wish everyone a happy holidays, and a new year filled with love, happiness, success, and good health. May we all be blessed in 2015 with only good things. Let's keep in touch in the new year!! Jason Zuckerman.

Have you ever seen our informative site? http://www.mortgageratesmontreal.com/ Feel free to message your questions, anytime.

PROMO OF THE WEEK-4 YEAR FIXED CLOSED TERM AT 2.79% WITH A $750 CASHBACK FOR NOTARIAL COSTS!!

5 year rates are under 3% now and 10 year rates are under 4% now!!!! self-employed programs still available for people who don't declare all of their income. contact me for details at 514 771 1352 or [email protected]... Thanks!!

is advertising 5 year rates have gone down to 3.69% and 3 year rates are still at 3.15%!! Check out my website at www.mortgageratesmontreal.com

is advertising 5 year mortgage rates at 3.79% and 3 year mortgage rates at 3.15%!!

is advertising 5 year mortgage rates of 3.94%!!!!