Queen's Seminar on Financial Literacy

We'd love for you to join our 2020-2021 Executive Team!

How to stay budget savy, even on exchange? We're sharing some top tips from one of our executives on exchange in Madrid!

Queen's Woman in Leadership and Limestone Capital have partnered for a Personal Investing and Finance Night- register and come out February 25th to Goodes Commons to learn more. :)

Across Canada, November marked Financial Literacy Month. Here at Queen's, we wanted to increase the discourse on money and personal finance. Watch this video to find out how your peers responded to the question, "What do you feel guilty spending money on?" Queen's Seminar on Financial Literacy aims to increase the conversation on personal finance for university students. Our goal is to help students become as financially literate and prepared for managing their money. Follow us for more financial literacy related content!

#financialeducation Graham Stephan is a well known financial educator on social media and he shares his 6 tips on what students can do for their financial futures. https://www.youtube.com/watch?v=Bzwk7f9Ic44

Wed love for you to join our 2020-2021 Executive Team!

How to stay budget savy, even on exchange? Were sharing some top tips from one of our executives on exchange in Madrid!

Queens Woman in Leadership and Limestone Capital have partnered for a Personal Investing and Finance Night- register and come out February 25th to Goodes Commons to learn more. :)

Need a nudge to start learning about your finances? See how a millionaire vs. a 24- year old YouTuber spend in a day! Grahm Stephan: https://www.youtube.com/watch?v=pYWZGYQ0wog... Shelby Church: https://www.youtube.com/watch?v=muo6QpNu1z4

Across Canada, November marked Financial Literacy Month. Here at Queens, we wanted to increase the discourse on money and personal finance. Watch this video to find out how your peers responded to the question, "What do you feel guilty spending money on?" Queens Seminar on Financial Literacy aims to increase the conversation on personal finance for university students. Our goal is to help students become as financially literate and prepared for managing their money. Follow us for more financial literacy related content!

From rental bursaries to opening up a foreign bank account, this podcast covers all things financing for exchange. Hear from two fourth-years about common mistakes, hacks, and need to knows for exchange. Whether youre going on exchange next semester or planning for future travels abroad, this one is for you. If you have any questions related to this podcast, feel free to message us! https://open.spotify.com/episode/0VOsvFLtlUqiACs3Slipqv

Interested in investing? 1) Do you have debt to pay off? Pay that off first! 2) Do you have an emergency fund? If not, open a savings account to set aside funds. 3) Consider opening up a tax free savings account (TFSA- Contributions up to $6000 are tax free each year).... 4) Consider options at your financial institution, including Guaranteed Investment Funds (GIC) for a long term investment with a higher interest rate. 5) Take an active investing approach: learn more about online brokerages and robo-advisors here: https://youngandthrifty.ca/how-to-start-investing-online-i/ See more

Congratulations Samantha, you are the winner of our Herschel fanny pack giveaway! We will get in touch with you shortly for you to select your fannypack. Thank you for entering our giveaway and stay posted for our podcast on exchange!

This Friday we wrap up the end of #Financialliteracymonth. You can still catch the last Pennydrops session this Friday at 5pm on the topic of Moneyhacks (Its free & there will be lots of free pizza). Sign up here: http://tiny.cc/4pxdfz Location: BioSci 1120 Time: 5-6:30... Status: Going See more

Week 12 Giveaway! Were giving away a Herschel fannypack in anticipation for our next podcast, a two-part feature on Finance Tips for Exchange. Anyone can enter our giveaway by liking our page and by tagging a friend in the comments. Good luck!

If he taught a class on how he saves 99% of his income, we would be there. Original Video: https://www.youtube.com/watch?v=TVvUNj6vxoc Budget Breakdown: https://www.cnbc.com//how-graham-stephan-lives-in-los-ange

Its week eleven, but its not too late to check out our podcast- this week we cover preparing for winter holidays, travels, and more! https://open.spotify.com/episode/7alC4CXqWp92l8P3wsuuIz

This morning were getting the latest Scoop: check out this blog for an updated guide on the best student discounts! #getthisbread https://thescoopae.wixsite.com//ultimate-guide-to-student- Other articles on "The Scoop" include applying for a credit card, making a university budget, and reading your credit report.

Its the second week of #FinancialLiteracyMonth. This Fridays featured workshop is Banking + Investing. Last week, two lucky students won $25 gift cards. Come this week for your chance to win :) 5-6:30pm in the BioSci 1120. Sign up link- http://tiny.cc/m6wdfz

Happy Financial Literacy Month! To celebrate, The Scoop will be releasing personal finance tips all month. First up, well talk about why your credit score is ...important and how you can check it for FREE! Stay tuned for more tips on improving your financial well-being. http://bit.ly/2NvcqA2 See more

November is Financial Literacy Month and Penny Drops is hosting free sessions every Friday for the month of November from 5-6:30 in Bioscience 1120. Sign up on the links below + come for a great time, free swag, and free za! This upcoming Friday is the workshop on Budgeting: http://tiny.cc/kkwdfz

Our new podcast, Scary Things You Didnt Know You Needed To Budget For, is live! https://open.spotify.com/episode/14bGNVxBeh22k0d9m3juda

Heres our #financialliteracy perspective for tonights federal election. https://globalnews.ca/news/6006275/balanced-budget-canada/ https://www.cbc.ca//federal-government-debt-deficits-1.530

Its the middle of the semester and trying to balance your course load, extra-curricular activities, and social life is already stressful enough. 70% of University Students reported finances as a major source of stress. Dont let that get in your way, here are some quick and valuable advice insights into managing your student finances here: https://www.thoughtco.com/reduce-financial-stress-in-colleg

Congratulations to Juliana, who is our winner of the $20 Starbucks gift card! Juliana correctly answered all 6 of our personal finance questions at our Queens in the Park booth. Thanks for visiting!

NFL player and The Wharton School alumnus Brandon Copeland co-taught a course at Penn this semester alongside University lecturer Brian Peterson. Their goal? T...o teach topics related to financial management, such as investing, understanding debt, and how to buy a car or a home, and then to intertwine these conversations with the impacts of longtime inequities. See more

Our newest podcast, A.I in Personal Finance, features guest speaker, Co-Chair of Queens Women in Computing, Elaine. Hear about Elaines experience of working at a start-up and their mission to make personal finance more accessible, as well as her hot tips for university students here: https://open.spotify.com/episode/6Z5l6jDKScs0ah7lx4BRWs

Interested in joining our rad executive team next year? Were looking to hire for the following roles: Email [email protected] with a short paragraph of which position youre interested in and why, along with your resume. Applications will be open until April 12th. Looking forward to hearing from you!

Wed like to thank our delegates, sponsors and speakers for coming out to our event! Check out our official page and podcast for more resources on personal finance, and look out for executive hiring applications for our 2020 team.

Queens Seminar on Financial Literacy is hosting our second annual seminar tomorrow! Were excited to have the support of Toronto Dominion, Bakertilly, Pennydrops and an alumni panel join us this year. Itll be a day filled with engaging topics, fun facts, and lots of knowledge on personal finance. ... See you at QSFL 2019. (Havent signed up yet? We still have a few spots... https://my.cheddarup.com/c/queen-s-seminar-on-financial-lit)

Our third podcast, #investing is up. Rob and Raji cover investing options including GICs/TFSAs, Mutual Funds, and investing in public companies through brokerages. We also cover terms and investing basics including portfolio management, time value of money and risk & return. Fourth Year Smith Student Raji also shares how she ended up losing money on a mutual fund investment she made in her first year. Perhaps the best decision you made this week--> Listen here: https://open.spotify.com/show/3OtGAltifcT6gXezjmWTps

Are you a BC resident? As of February 19th, all student loan interests are eliminated! Thats an average of $2,300 savings in potential interest rate costs. https://dailyhive.com//bc-budget-2019-eliminate-student-lo

The University of Toronto has seen a 300% increase in the enrollment of the class "Introduction to Personal Finance" since its launch from last year. According to the article, a study conducted by PwC found that only 8% of millennials have high financial literacy--> Be a part of the elite 8% by listening to our financial literacy podcast, made just for university students, found on Spotify as "XtraCredit". https://www.moneysense.ca//these-canadian-universities-ar/

Our next podcast will be on budgeting/student expenses and financial planning. Do you have personal questions on this topic? Submit your questions and well answer them in our podcast this Sunday. https://goo.gl/forms/3nAET7uaRrskhaWM2

Curious to learn about how the changes in OSAP cuts impacts you? Check it out here:

Thank You Queens Journal for the coverage of the podcast. If you want to find out why financial literacy is important to us check it out here- https://www.queensjournal.ca//queens-students-are-financ/

Weve launched on spotify! You can easily listen to us on your walk to class or even on a night like tonight while youre cooking dinner.

Missed our first podcast on Credit Scores 101? Dont fret. Here are the 10 major points: 1) Credit Scores are the only score that matters after you graduate, and you work on that one score your entire life. ... 2) How high your credit score is will determine your ability to qualify for mortgages, apply for loans, obtain credit cards and may even impact your ability to get a job. 3) A good credit score is 650 and above. The range is between 300-900. 4) You arent able to "reset your score", but you can build your credit score in the following ways: 5) Pay your bills on time 6) Limit the credit used and how much you owe 7) Start managing your credit card payments early to start building your credit score (Look for Student Credit Card options, such as Scotiabank Learn) 8) Limit the number of loans/cards you have. 9) There are two methods of checking your credit: We would suggest "Soft Checks", such as: Borrowell, Ratehub or Credit Karma. Most institutions have built-in credit checkers too. 10) Institutions will use "Hard Checks", which happens when you apply for a credit card, mortgage or loan. These checks "ding" and reduce your score so dont apply if not necessary. For the full episode check it out here: https://soundcloud.com/user-966469417

We have exciting news: Today we are launching our podcast series, Xtra Credit, a financial literacy podcast for university students. Our first episode covers CreditScores 101. We go over what a credit score is, why theyre important, good credit scores and how the scores are determined. ... Future Episodes will include Managing Student Expenses, Saving, and Investing, and well even feature the newest Investing and Saving applications. Like + Subscribe here: https://soundcloud.com/user-966469417