Quinn Moyer

This is something that is SO critical to a families financial game plan. It is literally the foundation in which we build the rest of our house on! I sat down with a family who was spending $1,200 a MONTH on mortgage life insurance - which comes with a lot of common pitfalls MOST individuals DON'T KNOW. If you're paying for this product (or "creditors insurance") we NEED TO CHAT! After sitting down with this family and showing them the Rules to Money that we were never taugh...t in school, it made sense for them to move forward with a different product We put the RIGHT AMOUNT of coverage in place AND SAVED them money on a monthly basis! I sat down with this client last week and she said to me "Thank you so much for what you've done, I now have extra money sitting in my account because of switching!" This is THE MOST REWARDING FEELING EVER! Knowing how much I've helped this family, and how their financial game plan is on track, god forbid something were to happen! Just because you're spending money on life insurance, doesn't mean its going to do what you EXPECT or NEED it to do! Lets find a time to chat, to make sure your family is properly protected! (p.s. this conversation doesn't cost you anything, but not having it, could leave your family devastated)

I remember when I first heard this: as Canadians we owe nearly $1.78 in credit market debt to every $1 disposable income AND THIS WAS BEFORE THE PANDEMIC!! I remember it bringing such a sickening feeling. How does something like this happen??... Its simple. Rising costs of living, while wages only increase minimally, and no financial literacy being taught. How is someone ever supposed to get ahead? To have a comfortable retirement?? I'm fortunate enough to work with a company that helps puts the odds in the consumers favour - not the other way around! Showing families simple financial concepts that can save them thousands of dollars? Helping someone become financially independent? To me, thats priceless. And that's why I love doing what I do! If you or someone you know are looking for part time income, a career change, or maybe something to make an impact on the world - we need to chat! Reach out to me today! 15 minutes could change your life. https://financialpost.com//statistics-canada-reports-key-d

If you're anything like me, when I applied for a mortgage the last thing the individual at the bank asked me was "God forbid something were to happen to you, would you want your mortgage to be paid off?" STUPID QUESTION: because of course I would, just like any other person in their right mind. However, what the individual failed to tell me was that there are different ways I could do this. ... The way offered to me was through traditional "Mortgage Insurance" or also know as "Creditor Insurance" (which by the way they try to sneak on your credit card/line of credit without you knowing) This kind of insurance comes with some MAJOR pitfalls. 1) Your premiums stay the same, while your coverage decreases 2) It's post claim underwritten - meaning most often times they don't check to see if you qualify until AFTER you've passed away 3) Then beneficiary (the person who gets the money) is the institution the loan is with (so your family doesn't get the money) 4) Its not portable - you can't switch it from company to company like you can with your mortgage (like what locked cell phones use to be like, where you couldn't switch them from carrier to carrier) Seems like a silly question, but if you knew how it worked, would you spend your money on it? Think you might have this product? Lets talk! Lets make sure your family is protected the way it needs to be! https://globalnews.ca//348/mortgage-life-insurance-canada/

This is something that is SO critical to a families financial game plan. It is literally the foundation in which we build the rest of our house on! I sat down with a family who was spending $1,200 a MONTH on mortgage life insurance - which comes with a lot of common pitfalls MOST individuals DON'T KNOW. If you're paying for this product (or "creditors insurance") we NEED TO CHAT! After sitting down with this family and showing them the Rules to Money that we were never taugh...t in school, it made sense for them to move forward with a different product We put the RIGHT AMOUNT of coverage in place AND SAVED them money on a monthly basis! I sat down with this client last week and she said to me "Thank you so much for what you've done, I now have extra money sitting in my account because of switching!" This is THE MOST REWARDING FEELING EVER! Knowing how much I've helped this family, and how their financial game plan is on track, god forbid something were to happen! Just because you're spending money on life insurance, doesn't mean its going to do what you EXPECT or NEED it to do! Lets find a time to chat, to make sure your family is properly protected! (p.s. this conversation doesn't cost you anything, but not having it, could leave your family devastated)

"When it comes to your money life, there is also a vast number of variables that impact your chances of success." This is a fantastic article, and a quick read! When it comes to your money, it PAYS to talk to a professional. Ask how I can help with a complimentary financial needs analysis!... I'm here to help! https://www.forbes.com//money-and-baseball-how-to-strate/

I remember when I first heard this: as Canadians we owe nearly $1.78 in credit market debt to every $1 disposable income AND THIS WAS BEFORE THE PANDEMIC!! I remember it bringing such a sickening feeling. How does something like this happen??... Its simple. Rising costs of living, while wages only increase minimally, and no financial literacy being taught. How is someone ever supposed to get ahead? To have a comfortable retirement?? I'm fortunate enough to work with a company that helps puts the odds in the consumers favour - not the other way around! Showing families simple financial concepts that can save them thousands of dollars? Helping someone become financially independent? To me, thats priceless. And that's why I love doing what I do! If you or someone you know are looking for part time income, a career change, or maybe something to make an impact on the world - we need to chat! Reach out to me today! 15 minutes could change your life. https://financialpost.com//statistics-canada-reports-key-d

Financial Literacy is something that just isn't taught in school. Make sure its a priority in your household! Heres a great read on how to get started Have questions? Feel free to reach out! ... I'm happy to help! http://askprimerica.com//make-financial-literacy-a-househ/