Centum Total Mortgage Services
455 Kerr St. L6K 3C2 Oakville, ON, Canada

This one’s to make sure that if the house burns down or a tree falls on your home, you and the bank will not be left out of pocket. This insurance is part of the closing terms of a mortgage and is a necessity here in Canada. #financialeducation #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Missing a payment can be detrimental to your mortgage terms and obtaining finances in the future. At all costs do not miss a payment! #financialeducation #payments #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

When car dealerships talk about cash back offers, it’s quite a different form of finance than the usual cash back you get in your local grocery store. Hopefully this gives you a bit of an advantage next time you're picking up a new car and talking with a car salesperson. #financialliteracy #autoloans #financingcars #cashback #mortgages #mortgagenews #financingnews #carowner

Leasing and financing may sound like similar options but when you get down to the fine print there’s a big difference. Here’s a graphic to help explain this common misconception. Leave us a comment below if you have any stories regarding your own car payments. #financing #leasing #carpayments #mortgagecapital #mortgagecapitalinvestment #financialfreedom #financingcars

This is one of our favorite little bits of knowledge about car payments. If you were given the option of making a payment every month, or a smaller payment every two weeks which would you choose? Check out the animation above to learn how bi weekly payments, if right for you, will help you pay off your car faster compared to monthly payments. And don't forget to download your free copy of the financial workbook off our website! #autoloans #autoowner #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

We put together this animation to try and highlight the advantages of making a more substantial down payment and how it affects the payments you will make over the term. Do you have any questions about your current mortgage term? Let us know, we're always happy to answer any questions you may have! #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoal

There are many hidden factors of owning a car, the animation above will shine a light on some of those costs but it's not all doom and gloom...Treat your car like an investment, not a toy. With good planning, your car can still be worth a considerable amount of money in the future. #financialliteracy #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Banks are known to capitalize on familiarity, knowing that their rate may be slightly higher, but you’ll stick with them for convenience. Using a Mortgage broker allows you to shop around for the deal that works for you without having to pay any additional fees. #financialliteracy #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Mortgages are something we could talk about for days, but what exactly is a mortgage? What makes a mortgage different from a standard loan? Swipe to learn more! #mortgages #financialliteracy #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Check out this animation we created to show the dangers of only making the minimum payment on your card each month. To learn more during Financial Literacy Month check out my website and get a free copy of a workbook. #financialeducation #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Do you know the difference between a fixed rate mortgage and a variable rate mortgage? Swipe to find out! And if you’re not sure which option is best for you, send me a message. I would be happy to help! And be sure to check out the FREE workbook available on my website for Financial Literacy Month! #fixedrate #variablerate mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

First of all, let’s talk about Equity Owning a property gives you leverage when looking for financing in the future. If you are thinking of buying a home you should check out the financial literacy page on my website and get a free workbook to help you plan better for your future! #financialliteracy mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Not all credit cards are equal and not all banks/lenders have the same rates. Just like a mortgage, you can get a variety of different credit cards! Most credit cards give you additional benefits from travel points to cash back so it's good to do your research! #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Mortgage default insurance protects lenders in the event a borrower defaults on their mortgage. It does not protect the borrower or a guarantor. If a borrower defaults, the insurer may oversee all legal proceedings and payment enforcement. #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Tick tock, tick tock If your mortgage is up for renewal you might be able to find a different rate that works better for you. With historically low rates you could be saving thousands of dollars by changing lenders or bank. Speak to a CENTUM mortgage broker today... It’s free and they are more than happy to help. #financialliteracy #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals

Having a credit card and using it responsibly is key. By using your card and building up good credit you are putting the future you in a better position when you need to make larger purchases that require financing. #financialliteracy #mortgagecapital #capitalinvestment #mortgageinvestment #mortgagecapitalinvestment #financingnews #mortgagenews #firsttimehomebuyer #marketupdate #homeownership #financinggoals