Raelene Winter

Did you know that your renovation costs can be incorporated into your mortgage? Send me a message and we can look at the options available to you.

Just a reminder that I have access to unique products and services to help you achieve your home ownership goals and also assist you with your financial needs beyond just mortgages. Ask me for information on home and auto insurance as well as a unique cash back Mastercard.

High interest credit card debt can take years to pay off when making the minimum payment. Did you know that you can consolidate high interest debt into your mortgage by refinancing? A strategy like this can potentially free up hundreds of dollars a month depending on your situation. Send me a message to see if refinancing to pay off high interest debt is the right solution for you.

Do you want to improve your finances in 2021? Many people look forward to the start of a new year with high hopes and dreams of improving their financial situation. Here are some money tips to get you started:... Set clear financial goals. Create goals that are specific and time-bound. They can be broken down into daily. weekly, monthly, or annual. Create a budget. Seek out ways to cut your expenses or maybe ways to increase your income. Pay yourself first. Set up an automatic savings plan. Not sure how? Contact me, I’d love to help! Pay off high interest debt first. Reward yourself. When you reward yourself for small improvements in your behaviours, you are more likely to stick to your goals. A goal without a plan is nothing but a wish. If you actually want to achieve your financial resolutions in 2021, write down 2 or 3 financial goals and get to work. Lets make this upcoming year your best financial year yet! #newyearnewgoals #newyearresolutions #moneytips #budgeting #yegfinance #retirement #debtfreesooner #investing #yegliving #RRSP #TFSA #savings See more

One call can give you access to tons of lending options you can’t get on your own. From major banks to private lenders and credit unions, using a mortgage broker gives you access to all of them. Contact me for a free consultation.